Weirdest Insurance Policies

Alien abduction insurance covers supposed extraterrestrial kidnappings. Costs $100-$200 yearly, often a novelty. Offered by specialty insurers.

Alien insurance is more for entertainment than practicality. Claims are hard to verify. See insurance providers for standard options.

Enthusiasts or pranksters buy alien abduction policies. Limited to niche markets. Rarely paid out due to proof issues.

Alien policies may cover alleged medical issues from abductions. Payouts are rare, around $1,000-$10,000. See how does car insurance work for standard coverage.

Specialty brokers offer alien abduction policies online. Not available through A Plus Insurance. Limited to select insurers.

Pet injury insurance covers vet bills for car accident-related injuries. Costs $50-$150 yearly. Often added to auto policies.

Pet injury insurance covers accidents, not illnesses. Separate pet health plans cost $200-$600 yearly. See insurance providers for options.

Providers like Progressive offer pet injury coverage in auto policies. Limited to specific plans. A Plus Insurance can compare.

Pet injury coverage is affordable for pet owners, $50-$150 yearly. Saves on vet bills after accidents. See Progressive insurance in Colorado.

Most policies cover dogs and cats, not exotic pets. Coverage varies by insurer. Check policy details with A Plus Insurance.

Body part insurance covers specific limbs or features for professionals. Costs $1,000-$10,000 yearly. Common for models or athletes.

Performers or athletes insure hands, legs, or faces for income protection. High-cost, niche policies. See insurance providers.

Premiums range from $1,000-$10,000 based on insured value. Payouts can reach millions. Rare but available through specialty insurers.

Body part insurance covers injury or disfigurement impacting work. Policies are highly specific. See business insurance for related coverage.

Only professionals with income tied to specific features qualify. Requires proof of value. Not offered by A Plus Insurance.

Event cancellation insurance covers losses from canceled weddings or concerts. Costs $100-$1,000 yearly. Protects against weather or emergencies.

Policies cover specific events like weddings or festivals. Exclusions apply for known risks. See insurance providers.

Premiums range from $100-$1,000 based on event size. Payouts cover deposits and losses. Offered by specialty insurers.

Weather-related cancellations are covered if specified in the policy. Common for outdoor events. See home insurance companies for related coverage.

Event planners or couples buy coverage for financial protection. Popular for large weddings. A Plus Insurance can assist with standard policies.

Ghost insurance covers losses from paranormal activity or hauntings. Costs $50-$200 yearly, often a gimmick. Offered by niche providers.

Ghost insurance is marketed for publicity, with rare payouts. Claims require hard-to-prove evidence. See insurance providers for standard options.

Haunted attraction owners or enthusiasts buy ghost policies. Limited practical use. Not available through A Plus Insurance.

Ghost policies may cover alleged paranormal damage. Payouts are rare due to proof issues. See homeowners insurance for standard coverage.

Ghost insurance is available through specialty brokers, not A Plus Insurance. Limited to niche markets. Often a novelty product.

Hole-in-one insurance covers prizes for golf tournament wins. Costs $100-$500 per event. Popular for charity events.

Food poisoning insurance covers restaurant-related illness claims. Costs $500-$2,000 yearly. See business insurance for related coverage.

Asteroid impact insurance covers property damage from meteor strikes. Costs $50-$200 yearly, mostly symbolic. Extremely rare claims.

Lottery win insurance covers prize payouts for contests. Costs vary by prize size. See insurance providers for standard options.

Voice insurance covers singers’ vocal cord injuries. Costs $1,000-$5,000 yearly. Rare but available for professionals.