Cheap Car Insurance in Nebraska
Affordable Nebraska Liability Insurance
Minimum Liability Insurance for Nebraska: 25/50/25
- Affordable Nebraska Liability Insurance
- Nebraska Liability Insurance: Is Nebraska a at Fault State?
- Cost for Liability only in Nebraska (by city)
- Nebraska Liability Insurance: Nebraska auto insurance
- Who has the lowest liability price in Nebraska (by city)
- Nebraska Liability Insurance: Nebraska Auto Insurance
- All Coverages You Can Add to Your Policy for Extra Protection
- Nebraska Liability Insurance: Cheapest Car Insurance
- Unsure if you Need Full Coverage In Nebraska?
- "Should I Get Full Coverage" Calculator
- Should I upgrade to full coverage in Nebraska (by city)
- Nebraska Auto Insurance: Discount Calculator
- Insurance Discount Calculator
- What is Nebraska Liability Insurance?
- How Much Liability Insurance Do I Need in Nebraska?
- How Can I Get Nebraska Liability Insurance?
- What is the minimum liability insurance in Nebraska?
- Additional Helpful LInks
- INSURANCE SERVICES WE OFFER
Nebraska Liability Insurance: Is Nebraska a at Fault State?
Most states are required Liability and Since Nebraska is a comparative fault state, each driver involved in an accident is assigned a percentage of the fault. Although that does mean that both drivers can be found at fault, it also means that a driver may still be able to recover damages if found partially at fault.
- $25,000 in bodily injury coverage per person
- $50,000 in bodily injury coverage per accident
- $25,000 in property damage coverage
Cost for Liability only in Nebraska (by city)
| City | Price |
| Dakota City | $97.00 |
| Imperial | $86.00 |
| Omaha | $101.00 |
| West Point | $92.00 |
| Schuyler | $90.00 |
| Minden | $89.00 |
| Kimball | $108.00 |
| Gordon | $99.00 |
| Valentine | $92.00 |
| South Sioux City | $104.00 |
| Offutt AFB | $94.00 |
| Scottsbluff | $108.00 |
| La Vista | $95.00 |
| Stanton | $93.00 |
| Bellevue | $91.00 |
| Waverly | $96.00 |
| Norfolk | $104.00 |
| Crete | $91.00 |
| Mitchell | $99.00 |
| Superior | $104.00 |
| Plattsmouth | $96.00 |
| Bridgeport | $91.00 |
| Wahoo | $91.00 |
| Fremont | $105.00 |
| Hartington | $87.00 |
| Chalco | $106.00 |
| Tekamah | $110.00 |
| Madison | $92.00 |
| Gretna | $104.00 |
| Lexington | $94.00 |
| Seward | $89.00 |
| Sidney | $94.00 |
| Beatrice | $103.00 |
| Chadron | $93.00 |
| Central City | $105.00 |
| Pierce | $110.00 |
| Holdrege | $92.00 |
| Gothenburg | $90.00 |
| Fairbury | $100.00 |
| Aurora | $98.00 |
| Ainsworth | $101.00 |
| Hickman | $102.00 |
| Kearney | $103.00 |
| Cozad | $108.00 |
| Geneva | $90.00 |
| Gering | $89.00 |
| Wayne | $110.00 |
| Papillion | $106.00 |
| Bennington | $107.00 |
| Ord | $96.00 |
| McCook | $90.00 |
Nebraska Liability Insurance: Nebraska auto insurance
Like most states, Nebraska requires liability insurance for coverage. Liability insurance is coverage that protects the insured from any risks like lawsuits or claims from injuries or damages.
Not including the requirement of liability, you have an open option to many other coverages. Below you’ll be able to have a better understanding of the coverages and price ranges with the carrier.
Who has the lowest liability price in Nebraska (by city)
| City | Price |
| O’Neill | Progressive |
| Ord | Liberty Mutual |
| Plattsmouth | Geico |
| Ralston | Farmers |
| Tekamah | Geico |
| Seward | Geico |
| Blair | The General |
| Beatrice | The General |
| Minden | The General |
| Hickman | Liberty Mutual |
| Superior | Progressive |
| Fairbury | Progressive |
| Fremont | National General |
| La Vista | Progressive |
| Alliance | Liberty Mutual |
| Gering | Bristol West |
| Lexington | Progressive |
| Wahoo | Progressive |
| York | The General |
| Central City | National General |
| South Sioux City | The General |
| Norfolk | Progressive |
| Wayne | Progressive |
| Schuyler | Progressive |
| Pierce | The General |
| West Point | Geico |
| Milford | Geico |
| North Platte | Farmers |
| Auburn | The General |
| Syracuse | Progressive |
| Wilber | Progressive |
| Ainsworth | Progressive |
| Hartington | Bristol West |
| McCook | Bristol West |
| Columbus | The General |
| Kearney | Farmers |
| Bellevue | Bristol West |
| Dakota City | Progressive |
| Gothenburg | Dairyland* |
| Grand Island | Liberty Mutual |
| Valley | Geico |
| Crete | Progressive |
| Broken Bow | Progressive |
| Nebraska City | Geico |
| Ogallala | Bristol West |
| Chadron | Liberty Mutual |
| Cozad | Liberty Mutual |
| Holdrege | Liberty Mutual |
| Bridgeport | Geico |
| Falls City | Geico |
| Bennington | Progressive |
| Gordon | Bristol West |
| Stanton | National General |
| Imperial | The General |
| Gretna | Geico |
| St. Paul | Liberty Mutual |
| Geneva | Progressive |
| Papillion | Bristol West |
| Lincoln | Progressive |
| Valentine | Geico |
| Omaha | Farmers |
| Hastings | The General |
| Scottsbluff | Progressive |
| Offutt AFB | The General |
| Waverly | Progressive |
| Tecumseh | Progressive |
| Mitchell | Liberty Mutual |
| David City | The General |
Nebraska Liability Insurance: Nebraska Auto Insurance
All Coverages You Can Add to Your Policy for Extra Protection
Liability Insurance: means “responsibility” Liability helps pay out when you are responsible for an accident. (required)
Collison Insurance: when there is a collision with another vehicle there is damage to the property regardless of whose fault it is. (not required)
Personal Injury Protection: this coverage is to help with any expenses that make the individual responsible for their own injuries in an accident regardless of fault. (not required)
Uninsured and Underinsured Motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(not required)
Comprehensive Insurance: can help pay the costs of damage to your car for non-collision related claims, which can be road damage, hail, rock, etc. (not required)
Medical Payments Insurance: this coverage will help if there are any medical bills that needed to be paid due to an accident. (not required)
Keep in mind that not all coverages are required just liability but doesn’t hurt to want more protection for the vehicle and your safety as well.
Nebraska Liability Insurance: Cheapest Car Insurance
| Carrier | Liability | Full Coverage |
|---|---|---|
| National General | $80 | $144 |
| The General | $83 | $178 |
| Progressive | $105 | $154 |
| Assurance America | $110 | $182 |
| Mendota | $110 | $152 |
| USAA | $118 | $171 |
| Dairyland | $120 | $211 |
| Farmers | $121 | $167 |
| Geico | $127 | $182 |
| Bristol West | $128 | $161 |
| American Family | $133 | $172 |
| State Farm | $137 | $179 |
| 21 Century | $139 | $156 |
| Acceptance RTR | $141 | $158 |
| Safeco | $144 | $195 |
| Gainsco | $147 | $182 |
| Travelers | $149 | $164 |
| Liberty Mutual | $151 | $184 |
| Nationwide | $159 | $143 |
| State Auto | $163 | $199 |
| Allstate | $180 | $178 |
Keep in mind that the prices listed aren’t permanent they are a rough estimate of what you could expect in Nebraska auto insurance
Unsure if you Need Full Coverage In Nebraska?
If you’re unsure about what fits best for you being Full coverage or Liability, This calculator here can help decide what might be best for you!
“Should I Get Full Coverage” Calculator
Should I upgrade to full coverage in Nebraska (by city)
| City | Price |
| Grand Island | $155 |
| Norfolk | $146 |
| Ord | $181 |
| Stanton | $155 |
| Gordon | $170 |
| Imperial | $173 |
| Ogallala | $149 |
| Omaha | $161 |
| Superior | $151 |
| Valley | $150 |
| Minden | $155 |
| Waverly | $151 |
| Auburn | $181 |
| Sidney | $168 |
| Falls City | $164 |
| Bellevue | $165 |
| Alliance | $147 |
| Nebraska City | $174 |
| Chadron | $146 |
| Holdrege | $168 |
| Hastings | $163 |
| Schuyler | $156 |
| York | $182 |
| Syracuse | $179 |
| McCook | $154 |
| Wilber | $146 |
| Milford | $178 |
| Ainsworth | $150 |
| Ralston | $175 |
| Kimball | $169 |
| La Vista | $174 |
| O’Neill | $181 |
| Beatrice | $177 |
| Mitchell | $159 |
| Gering | $155 |
| North Platte | $178 |
| Papillion | $147 |
| Ashland | $163 |
| Fairbury | $165 |
| Fremont | $182 |
| Columbus | $152 |
| Chalco | $168 |
| Crete | $152 |
| Hickman | $182 |
| Scottsbluff | $158 |
| Bridgeport | $175 |
| Plattsmouth | $174 |
| Madison | $168 |
| Tecumseh | $162 |
Nebraska Auto Insurance: Discount Calculator
You also might be eligible for discounts depending on the carrier, but you can see for yourself if discounts could apply to you to be able to add to your policy.
Insurance Discount Calculator
What is Nebraska Liability Insurance?
Nebraska Liability Insurance is a type of insurance coverage that provides financial protection in case you are responsible for injuries or damage to other people or their property in an accident. It is mandatory for all Nebraska drivers to have this insurance.
How Much Liability Insurance Do I Need in Nebraska?
The minimum liability insurance requirements in Nebraska are typically expressed as 25/50/25, which means $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. However, it’s advisable to discuss your specific needs with an insurance agent to determine the right coverage for you.
How Can I Get Nebraska Liability Insurance?
To get Nebraska Liability Insurance, you can contact a licensed insurance agent like us. We can help you find the right policy that meets the state’s requirements and your personal needs. Feel free to call us at 1.888.445.2793 for expert guidance and a free insurance quote.
What is the minimum liability insurance in Nebraska?
The minimum liability insurance in Nebraska typically includes coverage limits of 25/50/25, which means $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. You will also need uninsured motorist coverage at the same limits. It’s essential to meet these minimum requirements to comply with state law, but you may consider higher coverage for better protection.
Additional Helpful LInks
| Additional Nebraska Insurance |
|---|
| Nebraska SR22 Insurance |
| Homeowners Insurance in Nebraska |
| Nebraska Motorcycle Insurance |
| Nebraska DMV |
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Marlon Moss