- Insurance Simpsonville SC Homes
- Which companies offer Homeowners in South Carolina
- Insurance Simpsonville SC Homes Company Ratings
- Insurance Simpsonville SC Homes Rates by Company
- Insurance Simpsonville SC Homes Bundling Opportunities
- Insurance Simpsonville SC Homes Discounts
- Insurance Simpsonville SC Homes Common Claims
- Insurance Simpsonville SC Homes Rating Factors
- Cheapest Homeowners insurance (by city) in South Carolina
- Insurance Simpsonville SC Homes Who has the lowest payment?
- Q1: What types of insurance coverage are available for homes in Simpsonville, SC?
- Q2: How can I find the best rates for homeowners insurance in Simpsonville?
- Q3: Are there specific considerations for homeowners insurance in Simpsonville, SC?
- Q4: Is house insurance even worth it?
- What We Do at A Plus Insurance
Which companies offer Homeowners in South Carolina
This is the place to start! Which Company will you choose for your homeowners insurance in Simpsonville?
The answer may come down to cost! Which company is going to offer the cheapest for homeowners insurance? But there is an even more pressing question first. Which companies offer homeowners insurance in Simpsonville?
Check out the chart below:
| Company | Home Owners Offered? |
|---|---|
| Farmers Insurance | yes |
| Progressive | yes |
| American International | yes |
| Hartford | yes |
| Travelers | yes |
| Nationwide | yes |
| Liberty Mutual | yes |
| Allstate Corp. | yes |
| MetLife Inc. | yes |
| American Family | yes |
| Chubb | yes |
| USAA | yes |
| State Farm | yes |
Insurance Simpsonville SC Homes Company Ratings
Now that we know who offers homeowners insurance, which is going to be the one you choose?
One way to narrow down the playing field is to determine the quality of the Carriers. How? There are resources that have done the research for you like AM Best.
For example Progressive Home Insurance has an AM Best score of A+. Meaning it is financially stable, well reviewed, and has plenty of coverage options and packages.
Another option is Travelers Home Insurance who has an A++ rating!
See below the AM Best scores for home insurance in Simpsonville SC.
| Company | A.M. Best Scores |
|---|---|
| USAA | A++ |
| American International | A- |
| Progressive | A+ |
| Liberty Mutual | A |
| Farmers Insurance | A |
| Chubb | A |
| Nationwide | A |
| Hartford Financial | A+ |
| Auto-Owners Insurance | A |
| Travelers | A++ |
| American Family | A |
| Allstate | A+ |
| State Farm | A++ |
Insurance Simpsonville SC Homes Rates by Company
Now we get down to the nitty gritty! The Money!
How much can you expect to pay for Insurance Simpsonville SC homes?
For a $250,000 home with Progressive Home Insurance or American Strategic you can expect to pay the lowest rate of $1,265 on average annually.
Check out some other options:
| Company | Home Owners ($250,000) |
|---|---|
| Liberty Mutual | $1,518 |
| American International | $1,321 |
| State Farm | $1,477 |
| Travelers Companies Inc. | $1,435 |
| Farmers Insurance Group | $1,288 |
| Chubb | $1,464 |
| Erie Insurance | $1,423 |
| Progressive | $1,265 |
| Nationwide Mutual | $1,502 |
| Hartford Financial Services | $1,286 |
| Auto-Owners Insurance | $1,435 |
| American Family Insurance | $1,355 |
| USAA | $1,526 |
| Allstate | $1,483 |
| MetLife Inc. | $1,354 |
Insurance Simpsonville SC Homes Bundling Opportunities
The savings from a good bundle is undeniable, it is worth at least exploring. Do you have auto insurance? Well, during your hunt for homeowners insurance in Simpsonville SC why not ask if there is bundling opportunities. Keeping all of your coverages under one roof.
A full coverage auto policy below could cost $152, when bundled with insurance for your Simpsonville SC home you keep shave %14 percent off of your policy!
Insurance Simpsonville SC Homes Discounts
Now, just because the averages above are typically the norm… there are discounts that can bring the price down.
Below is a list of some of the Biggest Discounts:
DISCOUNTS – INSURANCE SIMPSONVILLE SC HOMES
As you can see below certain discounts are upgrades to your home, like an upgraded roof! This gives carriers peace of mind and you save because of it. Progressive Home Insurance gives huge discounts for New homes too!
| 1 | Upgraded Wiring |
| 2 | EFT |
| 3 | Claims Free |
| 4 | Home monitoring / Bruglar |
| 5 | Married discount |
| 6 | New home discount |
| 7 | Gated community |
| 8 | Hail resistant roofing |
| 9 | Bundling Multiple Polices |
| 10 | Upgraded roof |
| 11 | Non-smoking discount |
Insurance Simpsonville SC Homes Common Claims
This list is the reason why we all need homeowners insurance, the peace of that you can recover in the case of a loss.
| 1 | Injuries |
| 2 | Fire |
| 3 | Wind |
| 4 | Water Damage |
| 5 | Hail |
| 6 | Power surge |
| 7 | Other Weather related |
| 8 | Loss of Use |
| 9 | Vandalism |
| 10 | Lightning |
| 11 | Theft |
Insurance Simpsonville SC Homes Rating Factors
Rating factors are essentially the data used to determine how much YOUR home insurance is going to cost you.
For example, a home with a pool has inherent dangers that can be a RED FLAG to insurance companies. Certain carriers will decide that this is an uninsurable risk and disqualify you completely.
RATING FACTORS
| 1 | Value of home Replacement cost |
| 2 | Credit history |
| 3 | Protection Class Proximity to fire station |
| 4 | Roof condition |
| 5 | Upgrades to Wiring plumbing |
| 6 | Wood-burning stoves |
| 7 | Age of Home |
| 8 | Claims |
| 9 | Home liability limits |
| 10 | Insurance score |
| 11 | Home-based business |
| 12 | Location |
| 13 | Swimming pool or hot tub |
| 14 | Deductible |
Cheapest Homeowners insurance (by city) in South Carolina
From city to city the price for Simpsonville SC Home Insurance can vary. That’s why it is vital to shop around!
You’ll find reasonable rates with carriers like Travelers and Progressive in Simpsonville as well.
| City | Carrier |
|---|---|
| Simpsonville | Liberty Mutual |
| Greenville | Progressive |
| Tega Cay and Forest Acres | USAA |
| Port Royal | USAA |
| Newberry | State Farm |
| Orangeburg | Allstate |
| Georgetown | Farmers |
| Powdersville | NationWide |
| Spartanburg | Farmers |
| Seven Oaks | American Family |
| Anderson | Amica |
| Myrtle Beach | Travelers |
| Sans Souci | Liberty Mutual |
| North Charleston | Travelers |
| Gaffney | Farmers |
| York | Progressive (ASI) |
| Woodfield | State Farm |
| Sangaree | Allstate |
| Aiken | Chub |
| Hanahan | Travelers |
| Irmo | Progressive (ASI) |
| Hilton Head Island | Progressive |
| Rock Hill | USAA |
| Conway | Allstate |
| Dentsville | Travelers |
| Goose Creek | Allstate |
| Lugoff | Allstate |
| West Columbia | Liberty Mutual |
| Greer | Progressive (ASI) |
| Mount Pleasant | USAA |
| Taylors | Farmers |
| Five Forks | Farmers |
| Laurens | Progressive (ASI) |
| Burton | Allstate |
| Lancaster | Allstate |
| Lake Wylie | Farmers |
| Berea | American Family |
| Bennettsville | USAA |
| Greenwood | Travelers |
| Socastee | Chub |
| Red Hill | Amica |
| North Myrtle Beach | Travelers |
| Lexington | Allstate |
| Welcome | State Farm |
| Little River | Allstate |
| Garden City | Progressive (ASI) |
| Sumter | Progressive (ASI) |
| Murrells Inlet | Travelers |
| Moncks Corner | USAA |
| St. Andrews | Allstate |
| Clemson | NationWide |
| Parker | Liberty Mutual |
Insurance Simpsonville SC Homes Who has the lowest payment?
| Rank | Company |
|---|---|
| 1 | Liberty Mutual |
| 2 | USAA |
| 3 | Auto-Owners |
| 4 | Progressive |
| 5 | Hartford |
| 6 | American International |
| 7 | Travelers |
| 8 | MetLife Inc. |
| 9 | Allstate Corp. |
Q1: What types of insurance coverage are available for homes in Simpsonville, SC?
Insurance coverage for homes in Simpsonville, SC includes homeowners insurance, which typically covers dwelling protection, personal property, liability, and additional living expenses. A Plus Insurance can help you explore specific coverage options tailored to your needs.
Q2: How can I find the best rates for homeowners insurance in Simpsonville?
To find the best rates for homeowners insurance in Simpsonville, contact A Plus Insurance. Our team shops multiple carriers to ensure you get competitive rates. For personalized assistance and a free quote, call us at 1.888.445.2793.
Q3: Are there specific considerations for homeowners insurance in Simpsonville, SC?
Yes, there are specific considerations for homeowners insurance in Simpsonville, SC. Factors such as the local climate, property value, and potential risks can impact coverage needs. Our experienced agents can guide you through these considerations to ensure you have the right coverage.
Q4: Is house insurance even worth it?
Yes, house insurance is worth it. It provides essential protection for your home, personal belongings, and liability. In the event of unexpected events like natural disasters, accidents, or theft, homeowners insurance can help you recover financially and rebuild your life. It offers peace of mind and is a responsible choice for homeowners.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Marlon Moss