- SR22 Insurance Missouri
- How much is a SR-22 in Missouri?
- Average Cost of Liability-Only SR22 Insurance in Missouri
- SR22 Insurance in Missouri: How to Get Coverage Without Owning a Vehicle
- SR22 Insurance in Missouri: Liability Rates by Company
- SR22 Insurance in Missouri: Common Reasons You Might Need It
- SR22 Insurance in Missouri: How SR-22 Affects Child Support Obligations
- SR22 Insurance in Missouri: Full Coverage Cost Analysis
- SR22 Insurance in Missouri: Cheapest Rates by City
- SR22 Insurance in Missouri: Full Coverage Rates by Company
- SR22 Insurance Fees in Missouri: Rates by Company
- SR22 Insurance in Missouri: Companies Offering SR-22 Filings
- SR22 Insurance Missouri: State Minimum Requirements in Missouri
- SR22 Insurance Missouri FAQs
- What is SR22 insurance, and why is it required in Missouri?
- How can A Plus Insurance help me obtain affordable SR22 insurance in Missouri?
- Do you offer assistance over the phone? How can I reach you?
- How much is an SR-22 in Missouri?
- How does SR-22 work in Missouri?
- How do I check the status of my SR-22 in Missouri?
- SR-22 Insurance in Missouri: Article Information
- SR22 Insurance Process
- What We Do at A Plus Insurance
How much is a SR-22 in Missouri?
The cost of SR22 insurance in Missouri varies depending on several factors such as your driving history, age, and the insurance company you choose. Generally, you can expect to pay an additional $15 to $50 for the SR-22 filing fee on top of your regular insurance premium. The overall cost will also depend on whether you opt for liability-only coverage or full coverage. It’s important to compare quotes from different providers to find the best rates for your situation.
To give you a better idea of the potential costs, here are some estimated rates for SR22 insurance in Missouri from several top insurance companies. These estimates can help you plan your budget and find the best deal.
Estimated SR-22 Insurance Rates in Missouri
| Insurance Company | Monthly Rate Estimate | Annual Rate Estimate |
|---|---|---|
| Progressive | $120 | $1,440 |
| Dairyland | $115 | $1,380 |
| Travelers | $125 | $1,500 |
| Gainsco | $130 | $1,560 |
| Assurance | $118 | $1,416 |
| National General | $122 | $1,464 |
| Bristol West | $119 | $1,428 |
| Mendota | $117 | $1,404 |
| The General | $121 | $1,452 |
| Suncoast | $123 | $1,476 |
Key Points to Remember:
- SR-22 filing fee ranges from $15 to $50.
- Overall cost depends on your driving history, age, and chosen coverage.
- Compare quotes from different providers to find the best rates.
Average Cost of Liability-Only SR22 Insurance in Missouri
The average cost of liability-only SR22 insurance in Missouri typically ranges from $115 to $130 per month. This cost depends on factors such as your driving history, age, and the insurance provider you choose. For those required to carry SR22 insurance due to violations like DUIs or driving without insurance, it’s crucial to compare quotes from multiple providers to find the most affordable option. Companies like Progressive, Dairyland, and Travelers offer competitive rates, making it easier to find a policy that fits your budget while meeting Missouri’s legal requirements.
| City | Price |
|---|---|
| Nixa | $91.00 |
| Columbia | $110.00 |
| Blue Springs | $91.00 |
| Republic | $100.00 |
| Florissant | $106.00 |
| Ballwin | $87.00 |
| Warrensburg | $104.00 |
| Fulton | $109.00 |
| Grain Valley | $91.00 |
| Kirkwood | $99.00 |
| Overland | $108.00 |
| Farmington | $110.00 |
| Maryville | $99.00 |
| Webb City | $90.00 |
| Arnold | $94.00 |
| Hannibal | $93.00 |
| Washington | $105.00 |
| University City | $100.00 |
| Jennings | $93.00 |
| Manchester | $98.00 |
| Ferguson | $106.00 |
| Festus | $88.00 |
| Moberly | $99.00 |
| Gladstone | $95.00 |
| Kirksville | $101.00 |
| Old Jamestown | $106.00 |
| Maryland Heights | $105.00 |
| Liberty | $98.00 |
| Hazelwood | $96.00 |
| Creve Coeur | $110.00 |
| St. Charles | $95.00 |
| Cape Girardeau | $106.00 |
| Excelsior Springs | $106.00 |
| Lee’s Summit | $88.00 |
| Lemay | $94.00 |
| Kansas City | $109.00 |
| Jackson | $86.00 |
| O’Fallon | $104.00 |
| Webster Groves | $91.00 |
| St. Ann | $106.00 |
| Jefferson City | $99.00 |
| Carthage | $90.00 |
| Wentzville | $94.00 |
| Poplar Bluff | $108.00 |
| St. Peters | $101.00 |
| Rolla | $89.00 |
| Clayton | $107.00 |
| Chesterfield | $100.00 |
SR22 Insurance in Missouri: How to Get Coverage Without Owning a Vehicle
If you need SR22 insurance in Missouri but do not own a vehicle, you can obtain a Non-Owners policy. This type of policy provides liability coverage for drivers who must meet SR22 requirements but do not have a car. Non-owner SR22 insurance ensures you comply with Missouri’s financial responsibility laws, allowing you to drive legally when using a borrowed or rented vehicle. To find the best rates, compare quotes from multiple providers like Progressive, Dairyland, and Travelers, who offer competitive non-owner SR22 policies.
Key Points to Remember:
- Non-owner SR22 insurance is available for those without a vehicle.
- Provides liability coverage and meets Missouri’s SR22 requirements.
- Compare quotes from Progressive, Dairyland, and Travelers for the best rates.
SR22 Insurance in Missouri: Liability Rates by Company
The rates for liability SR22 insurance in Missouri vary by company, with estimates typically ranging from $115 to $130 per month. When searching for SR22 insurance in Missouri, it’s essential to compare rates from multiple providers to find the most affordable option that meets your needs. Companies like Progressive, Dairyland, and Travelers offer competitive rates for SR22 liability coverage. By evaluating quotes from these insurers, you can ensure you get the best deal while fulfilling Missouri’s SR22 requirements.
| Company | SR22 Liability (Average) |
|---|---|
| National General | $105.00 |
| Nationwide | N/A |
| Bristol West | $121.00 |
| USAA | N/A |
| Travelers | N/A |
| Liberty Mutual | $117.00 |
| GAINSCO | $123.00 |
| Safeco | N/A |
| Farmers | $86.00 |
| State Auto | N/A |
| Acceptance RTR | $103.00 |
| 21st Century | N/A |
| Progressive Insurance | $109.00 |
| State Farm | N/A |
| Allstate | N/A |
| Geico | $65.00 |
| AssuranceAmerica | $69.00 |
| American Family | N/A |
SR22 Insurance in Missouri: Common Reasons You Might Need It
Common reasons you might need SR22 insurance in Missouri include serious traffic violations such as DUIs, driving without insurance, multiple at-fault accidents, and repeated traffic offenses. Missouri requires SR22 insurance to ensure that high-risk drivers carry the minimum liability coverage necessary for financial responsibility. If you’ve had your license suspended or revoked, obtaining SR22 insurance is typically a mandatory step to reinstate your driving privileges. By understanding these requirements and maintaining your SR22 insurance, you can comply with state laws and avoid further penalties.
| Multiple Traffic Offenses |
| DUI (Driving under the influence of Drugs or Alcohol) |
| License suspension for failure to pay fines |
| Excessive points violations |
| At Fault accident with no insurance |
| Driving while Suspended/revocation |
| Too many tickets in short period of time |
| DWI (Driving while intoxicated) |
| Failure to maintain mandatory insurance coverage required by state law |
| Previous incarceration |
| Suspension of license due to child support |
Major violations, such as the ones listed above, will most likely require you to carry SR-22 Insurance for 1-3 years in Missouri. You can check with your local DMV for specifics pertaining to your case.
SR22 Insurance in Missouri: How SR-22 Affects Child Support Obligations
If your license has been suspended or revoked from failure to pay child support, you will need to obtain liability insurance with an SR-22 in order to get your license
Understanding how SR-22 insurance affects child support obligations in Missouri is crucial for those required to maintain financial responsibility. If you are required to carry SR-22 insurance due to traffic violations, your financial obligations, including child support, do not change. However, the additional cost of SR-22 insurance can impact your budget. It’s essential to factor in these costs and ensure you remain compliant with both SR-22 and child support requirements. Comparing quotes from providers like Progressive, Dairyland, and Travelers can help you manage these expenses effectively.
Key Points to Remember:
- SR-22 insurance does not change child support obligations.
- Additional SR-22 costs can impact your budget.
- Compare quotes from Progressive, Dairyland, and Travelers to manage expenses.
SR22 Insurance in Missouri: Full Coverage Cost Analysis
The cost of SR22 insurance with full coverage in Missouri can vary, but typically ranges from $150 to $200 per month, depending on your driving history, age, and the insurance provider you choose. When required to carry SR22 insurance, it’s important to compare quotes from multiple providers like Progressive, Dairyland, and Travelers to find the best rates for full coverage. Full coverage SR22 insurance includes liability, comprehensive, and collision coverage, ensuring you meet Missouri’s legal requirements while fully protecting your vehicle.
| City | Price |
|---|---|
| Chesterfield | $151 |
| Carthage | $166 |
| Ferguson | $170 |
| Dardenne Prairie | $179 |
| Marshall | $167 |
| Festus | $162 |
| Joplin | $168 |
| Nixa | $152 |
| Wildwood | $174 |
| Kirkwood | $150 |
| Sedalia | $171 |
| Washington | $160 |
| Old Jamestown | $149 |
| Crestwood | $168 |
| Ozark | $161 |
| Republic | $157 |
| O’Fallon | $157 |
| Farmington | $159 |
| Affton | $146 |
| St. Louis | $159 |
| Blue Springs | $174 |
| Springfield | $163 |
| Lee’s Summit | $177 |
| Maryland Heights | $155 |
| Jennings | $181 |
| Ballwin | $169 |
| Manchester | $168 |
| Lake St. Louis | $157 |
| St. Peters | $165 |
| University City | $161 |
| Webster Groves | $153 |
| Lemay | $160 |
| Fort Leonard Wood | $162 |
| Fulton | $152 |
| Rolla | $163 |
| Moberly | $171 |
| Oakville | $158 |
| Concord | $166 |
| Columbia | $147 |
| St. Charles | $148 |
| Overland | $163 |
| Independence | $171 |
| Wentzville | $178 |
| Sikeston | $158 |
| Hazelwood | $179 |
| Grandview | $179 |
| Warrensburg | $178 |
| Kirksville | $157 |
| Webb City | $150 |
| Kansas City | $150 |
| Raytown | $168 |
| Clayton | $169 |
| Jefferson City | $168 |
| St. Ann | $160 |
| Arnold | $150 |
| St. Joseph | $147 |
| Raymore | $152 |
| Liberty | $156 |
| Troy | $156 |
| Maryville | $147 |
| Mehlville | $174 |
| Jackson | $172 |
| Spanish Lake | $151 |
SR22 Insurance in Missouri: Cheapest Rates by City
The cheapest SR22 insurance rates in Missouri vary by city, with providers like Progressive, Dairyland, and Travelers often offering competitive prices. When searching for SR22 insurance, comparing rates in cities like Kansas City, St. Louis, and Springfield can help you find the most affordable option. Factors such as your driving history, age, and specific city regulations can influence the cost. By obtaining quotes from multiple providers, you can identify the best rates for your SR22 insurance needs and ensure compliance with Missouri’s requirements.
Estimated SR22 Insurance Rates by City in Missouri
| City | Insurance Company | Monthly Rate Estimate |
|---|---|---|
| Kansas City | Progressive | $150 |
| St. Louis | Dairyland | $140 |
| Springfield | Travelers | $145 |
Key Points to Remember:
- Rates vary by city and provider.
- Compare quotes from Progressive, Dairyland, and Travelers.
- Factors like driving history and age influence costs.
| City | Price |
|---|---|
| Marshall | Progressive |
| Ozark | Geico |
| Moberly | The General |
| Maryville | Progressive |
| Creve Coeur | Dairyland* |
| Excelsior Springs | Geico |
| Belton | National General |
| Crestwood | Progressive |
| Overland | Progressive |
| Maryland Heights | Progressive |
| Lee’s Summit | Progressive |
| Fort Leonard Wood | Dairyland* |
| Ballwin | Farmers |
| Joplin | Progressive |
| Kansas City | Dairyland* |
| Sikeston | Progressive |
| Festus | Progressive |
| Affton | Progressive |
| Grain Valley | Farmers |
| Hannibal | Progressive |
| Lemay | Progressive |
| Concord | National General |
| Mehlville | National General |
| Raytown | Dairyland* |
| Florissant | National General |
| Independence | Liberty Mutual |
| Rolla | Liberty Mutual |
| Kirkwood | Progressive |
| St. Charles | Geico |
| Poplar Bluff | Liberty Mutual |
| Raymore | Progressive |
| St. Ann | National General |
| Liberty | Farmers |
| Spanish Lake | Progressive |
| Jennings | Dairyland* |
| Troy | Geico |
| Jackson | Liberty Mutual |
| St. Peters | Geico |
| Old Jamestown | The General |
| St. Joseph | The General |
| Hazelwood | Geico |
| Springfield | Geico |
| Fulton | Progressive |
| Webster Groves | Bristol West |
| Lebanon | The General |
| Grandview | Progressive |
| Webb City | Progressive |
| Republic | Geico |
| O’Fallon | Geico |
| Dardenne Prairie | Geico |
| Blue Springs | Geico |
| West Plains | Bristol West |
SR22 Insurance in Missouri: Full Coverage Rates by Company
The full coverage rates for SR22 insurance in Missouri vary by company, with estimates typically ranging from $150 to $200 per month. When looking for SR22 insurance in Missouri, it’s essential to compare rates from multiple providers such as Progressive, Dairyland, and Travelers to find the best deal. Full coverage SR22 insurance includes liability, comprehensive, and collision coverage, ensuring you meet Missouri’s legal requirements while providing complete protection for your vehicle. By evaluating quotes from these insurers, you can secure affordable and comprehensive SR22 coverage.
| Company | SR22 Full Coverage (Average) |
|---|---|
| National General | $199.00 |
| Progressive Insurance | $203.00 |
| 21st Century | N/A |
| Allstate | N/A |
| AssuranceAmerica | $200.00 |
| Bristol West | $172.00 |
| Nationwide | N/A |
| State Auto | N/A |
| The General | $172.00 |
| Mendota Ins. Company | $186.00 |
| Farmers | $206.00 |
| Safeco | N/A |
| Liberty Mutual | $180.00 |
| State Farm | N/A |
| USAA | N/A |
| GAINSCO | $213.00 |
SR22 Insurance Fees in Missouri: Rates by Company
SR22 insurance fees in Missouri vary by company, typically ranging from $15 to $50 for the SR22 filing fee, plus the cost of the insurance premium. When searching for SR22 insurance in Missouri, it’s crucial to compare the total fees from multiple providers such as Progressive, Dairyland, and Travelers to find the most cost-effective option. These fees are in addition to your regular insurance premium, which will be higher due to the SR22 requirement. By evaluating quotes from different companies, you can ensure you meet Missouri’s SR22 requirements at the best possible rate.
SR22 Insurance in Missouri: Companies Offering SR-22 Filings
Several companies offer SR-22 filings as part of their insurance services in Missouri, including Progressive and Dairyland. When searching for SR22 insurance in Missouri, it’s essential to choose a provider that can handle your SR-22 filing to ensure compliance with state requirements. These companies provide competitive rates and reliable coverage options for drivers who need SR-22 insurance due to traffic violations or other reasons. By comparing quotes from these providers, you can find the best rate and coverage to meet your needs.
| Company | SR22 Offered |
|---|---|
| Nationwide | no |
| Travelers | no |
| Dairyland | yes |
| National General | yes |
| Acceptance RTR | yes |
| 21st Century | no |
| State Auto | no |
| GAINSCO | yes |
| Mendota Ins. Company | yes |
| Liberty Mutual | yes |
| Geico | yes |
| Safeco | no |
| Bristol West | yes |
| AssuranceAmerica | yes |
| Progressive Insurance | yes |
| Farmers | yes |
| State Farm | unsure |
| Allstate | unsure |
| American Family | no |
SR22 Insurance Missouri: State Minimum Requirements in Missouri
| State | State Min | PIP? |
|---|---|---|
| Missouri | 25/50/10 | N/A |
SR22 Insurance Missouri FAQs
What is SR22 insurance, and why is it required in Missouri?
SR22 insurance is a certificate of financial responsibility required by the state of Missouri for individuals with certain driving violations. It provides proof of insurance coverage and is mandated for reinstating driving privileges after a suspension.
How can A Plus Insurance help me obtain affordable SR22 insurance in Missouri?
A Plus Insurance shops multiple carriers to help you find the best rates for SR22 insurance in Missouri. Our team works with insurance providers to ensure you get cost-effective coverage tailored to your needs.
Do you offer assistance over the phone? How can I reach you?
Yes, we offer assistance over the phone. Call us at 1.888.445.2793 to speak with one of our representatives for personalized assistance with your SR22 insurance needs.
How much is an SR-22 in Missouri?
The cost of an SR-22 in Missouri can vary based on individual circumstances and insurance provider. It typically involves a filing fee in addition to your insurance premium. For precise rates, it’s best to get a personalized quote.
How does SR-22 work in Missouri?
In Missouri, an SR-22 is a certificate filed by your insurance company directly to the state, confirming that you carry the minimum required liability insurance. It’s usually required for a specific period, such as three years, following certain traffic violations.
How do I check the status of my SR-22 in Missouri?
To check the status of your SR-22 in Missouri, you can contact your insurance provider or the Missouri Department of Revenue. They can provide information on the status and any related requirements or expiration dates.
SR22 Insurance Process
01.
Consultation
We gather detailed information, ensuring you have all the facts before making a decision.
02.
Quote
Receive your SR22 insurance quote, customized to your unique needs and credit profile
03.
Filing
We work closely with the insurance carrier to ensure that the sr22 is filed with the state
04.
Policy Management
Our policy service doesn’t end once the documents are signed. We’re here for you, month to month.
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Last Updated on by Veronica Moss