Why Does My Insurance Go Up?-Reasons Your Auto Insurance Rates May Increase

Why Does My Insurance Go Up?

Ever have a great driving year? No tickets, no wrecks, nothing, and then you see that your auto insurance has went up? That can be frustrating and confusing. Here are some reasons why your insurance will go up, and sometimes even when you have had a perfect driving record.

Violations

Violations, whether major or minor will impact your insurance rates. Violations include speeding tickets, all other moving violations, Accidents (At Fault and Not At Fault) & Claims. Below is the average cost of insurance with violations.

CompanyAverage Cost
Bristol West$156
GAINSCO$157
The General$157
21st Century$160
Dairyland$166
Progressive Insurance$166
Geico$167
Why Does My Insurance Go Up?
Why Does My Insurance Go Up?
Why Does My Insurance Go Up?

Credit

CompanyAverage Cost
21st Century$154
Acceptance RTR$156
Dairyland$158
Bristol West$162
AssuranceAmerica$170
The General$176
Credit impacts insurance premiums. The better credit a customer has, the cheaper the insurance premium will be. Above is the average cost for liability insurance for a customer with Bad Credit.

Rating Factors

Other rating factors are used to determine the premium for Auto Insurance. Things like, your zip code, lapse in insurance history, repair cost or medical costs are rising, increased amount of drivers in your area, increased amount of accidents in your area/

What Should I do If My Rates go up?

If your rates have gone up, shop around to see if there may be a more competitive option for you. At A Plus Insurance, we are a brokerage with the ability to shop multiple Insurance companies to find you the best price, and best coverage. Call us today for a free Insurance Quote.

Why Does My Insurance Go Up and More Frequently Asked Questions

Should I drop my full coverage off my auto insurance policy?

A good rule of thumb is that when your annual full coverage equals 10% of your cars value, it may not be wise to carry full coverage. You would be spending more on insurance than the vehicles value at the end of the day.

Should I drop my full coverage off my auto insurance policy?

A good rule of thumb is that when your annual full coverage equals 10% of your cars value, it may not be wise to carry full coverage. You would be spending more on insurance than the vehicles value at the end of the day.Does Auto Insurance go down after the age of 25?

Age is a major inpact on an insurance rate. Depending on driving history, vehicle type, and other factor it is a possiblity that rates decrease at the age of 25.

Should I drop my full coverage off my auto insurance policy?

A good rule of thumb is that when your annual full coverage equals 10% of your cars value, it may not be wise to carry full coverage. You would be spending more on insurance than the vehicles value at the end of the day.

Does Auto Insurance go down after the age of 25?

Age is a major inpact on an insurance rate. Depending on driving history, vehicle type, and other factor it is a possiblity that rates decrease at the age of 25.

Why do personal details, like marital status have to do with my car insurance?

Marital Status and Gender can have an impact on your insurance rates. Most statistics show that a married man will drive safer on the road than a single man.

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Last Updated on by Shawn Christie