What Is An Excluded Driver On Your Insurance Policy?
An excluded driver is when you remove a person from your auto policy. It can be someone in that lives in your household that you are not going to allow to drive your car.
If they are excluded drivers on your policy, and they drive your car and get into an accident, your car insurance carrier will not provide coverage for that and will in most cases not pay for the damage.
If you would like to remove an excluded driver or that driver has moved out of your household, simply call your insurance carrier and they can remove them for you.
Why do you need to know if there are additional household members?
We ask if there are additional household members to cut down on permissive use of a vehicle. We want to make sure there are not additional people driving your vehicle, unless they are listed on the policy as drivers so that everyone is properly covered.
How do I remove an exluded driver?
If this household memeber has recently moved, give your insurance company a call to talk about getting that driver removed from your policy. There will in most cases be a form that needs to be signed by you, the insured.
Does my insurance cover drivers not listed on my policy?
Generally, the insurer will not cover a non-permissive driver. That non-permissive driver’s insurance will be contacted to cover damages or any injury they are legally responsible for.
By Justine Pronk
I Was born in Avis, PA, moved to Easley SC in 2005, where there I graduated from Easley High School. I Enjoys hanging out with my husband and my 5 year old son Connor. We enjoy anything outdoors like camping, and hiking.
My favorite quote is ''every ending is also a new beginning''
I started with A Plus insurance in 2020.
Favorite color: pink
Favorite sports team: Philadelphia Eagles
Favorite season: Fall