Excluded Driver – When Should You Exclude A Driver?
Any household members must either be listed as a rated driver on your insurance policy or excluded (meaning no coverage). A reason you may want to exclude rather than the rate a driver is if they have an extensive amount of accidents/violations on their driving record which will cause your insurance premium to increase.
Excluded Driver – Do I Need To Add Someone As A Driver Who Only Drives Occasionally?
Any person driving your vehicle, even on occasion like once a month, must be listed as a driver in order for your car to be covered in the event of an accident. If they are listed as Excluded, or not listed on your policy as a driver and an accident occurs, they may not be covered at all.
Excluded Driver with a Non-owners Policy?
A Non-owners policy cannot include additional drivers, included or excluded. This is because unlike traditional auto insurance policies that ‘follow’ the car, a non-owners auto insurance policy follows the driver.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Criteria for Determining Eligibility for Home and Auto Insurance Discounts
- Good Credit Score
A good credit score is one of the top criteria for determining eligibility for insurance discounts. Insurers often provide lower rates to individuals with strong credit histories, as it indicates responsible financial behavior.
Key Benefit: Eligible for up to 20% in premium discounts.
Call us at 1.888.445.2793 to check if your credit score qualifies you for discounts. Text Us - Safe Driving Record
Maintaining a clean driving record is crucial for unlocking auto insurance discounts. Drivers with no accidents or violations in the last three to five years often qualify for reduced rates.
Key Benefit: Potential savings of up to 30% for safe drivers.
Call us at 1.888.445.2793 to see how much you could save. Text Us - Claims-Free History
If you have not filed any claims in recent years, you may be eligible for claims-free discounts on both home and auto insurance. Insurers reward customers who have a low risk of filing claims.
Key Benefit: Save up to 15% on premiums.
Call us at 1.888.445.2793 to find out if your claims-free status qualifies you for discounts. Text Us - Home Safety Features
Installing safety features such as smoke detectors, burglar alarms, and fire sprinklers can help lower your home insurance premiums. These features reduce the risk for insurers, which translates into discounts for homeowners.
Key Benefit: Discounts of up to 10% for home safety improvements.
Call us at 1.888.445.2793 to discuss which safety features qualify. Text Us
Frequently Asked Questions about A Plus Insurance
Q1: What types of insurance does A Plus Insurance offer?
A Plus Insurance offers a wide range of insurance options, including auto, home, life, and business insurance.
Q2: How can I contact A Plus Insurance?
You can reach us at 1.888.445.2793. Our dedicated team is available to assist you.
Q3: Do I need an appointment to get a quote from A Plus Insurance?
No appointment is necessary. You can request a quote online through our website or give us a call to speak with a representative.
Q4: How much is car insurance per month in Texas?
The cost of car insurance per month in Texas can vary significantly depending on various factors, including your age, driving history, the type of vehicle you drive, and the coverage options you choose. To get an accurate quote for car insurance, please contact us at 1.888.445.2793, and our team will provide you with a personalized quote based on your specific circumstances.
Last Updated on by Marlon Moss