South Dakota Homeowners Insurance

Auto Insurance, Now in 34 states!

South Dakota Homeowners Insurance

All About Homeowners Insurance In The State Of South Dakota

Auto Insurance, Now in 34 states!

South Dakota Homeowners Insurance

All About Homeowners Insurance In The State Of South Dakota

Bundling Options With Homeowners Insurance In South Dakota

If you have a boat, an RV, life insurance, etc. did you know you could bundle your South Dakota homeowners insurance with them?! Yes! and that is a great way to save you money!

Policy Bundling Options
Boat
Life
ATV
Umbrella
Health
RV
Motorcycle
Business
Auto
South Dakota Homeowners Insurance Bundling Options

Which Companies Offer Homeowners In South Dakota?

Not all insurance companies offer Homeowners insurance in SD. Did you just purchase a home in South Dakota and are in need of homeowners? Check out some of the companies below.

South Dakota Homeowners Insurance
CompanyHomeowners Offered
American Familyyes
Progressiveyes
Auto-Ownersyes
USAAyes
American Internationalyes
Chubbyes
Allstate Corp.yes
Nationwideyes
State Farmyes
Hartfordyes
Liberty Mutualyes
Farmers Insuranceyes
MetLife Inc.yes
South Dakota Homeowners Insurance

Rating Factors For Homeowners Insurance In South Dakota

When getting a South Dakota homeowners insurance quote, you will be asked multiple questions. Those are going to be deciding factors to determine your rate. Listed below are just a few.

Homeowners Rating Factors
Upgrades to Wiring plumbing
Wood-burning stoves
Insurance score
Credit history
Home liability limits
Deductible
Swimming pool or hot tub
Marital status
Protection Class Proximity to fire station
Home-based business
Value of home Replacement cost
South Dakota Homeowners Insurance Rating Factors

Who Has The Lowest Price On Homeowners In South Dakota?

Shopping for homeowners in South Dakota? We listed 9 companies below that rank for the lowest prices for homeowners insurance in South Dakota!

CompanyRank
Hartford1
Nationwide2
American Family3
Farmers Insurance4
American International5
Allstate Corp.6
Chubb7
MetLife Inc.8
Auto-Owners9
South Dakota Homeowners Insurance

Homeowners Insurance Rates By Company In South Dakota

Want to know who has the best rates for homeowners insurance in South Dakota? Below are a few companies that offer it and their average rates.

CompanyHomeowners ($250,000)
Hartford Financial Services$1,307
Auto-Owners Insurance$1,317
Farmers Insurance Group$1,530
Liberty Mutual$1,471
American Family Insurance$1,300
Allstate$1,359
USAA$1,328
MetLife Inc.$1,358
American International$1,436
Travelers Companies Inc.$1,321
Chubb$1,449
Progressive$1,369
State Farm$1,533
Erie Insurance$1,417
Nationwide Mutual$1,303
South Dakota Homeowners Insurance

Cheapest Homeowners Insurance (By City) In South Dakota

South Dakota Homeowners Insurance-South Dakota has quite a bit of cities! If you are looking for homeowners in the state, each city will vary in rates. Check out the companies below with each city.

CityPrice
LemmonUSAA
Belle FourcheFarmers
KyleState Farm
VermillionProgressive
FreemanChub
De SmetFarmers
Fort PierreTravelers
North SpearfishFarmers
WatertownAmerican Family
Groton and WebsterUSAA
Hot SpringsLiberty Mutual
Eagle ButteLiberty Mutual
CusterFarmers
AberdeenProgressive (ASI)
Dakota DunesNationWide
WorthingFarmers
RosebudTravelers
GettysburgLiberty Mutual
WinnerFarmers
BrookingsState Farm
VolgaAmica
Elk PointFarmers
PorcupineLiberty Mutual
Sioux FallsTravelers
PlatteFarmers
ArlingtonAllstate
Tyndall and GarretsonChub
WagnerFarmers
SissetonProgressive (ASI)
TeaProgressive
BrittonTravelers
GregoryTravelers
LennoxAllstate
HartfordNationWide
RedfieldLiberty Mutual
Green ValleyAllstate
Colonial Pine HillsAllstate
BlackhawkUSAA
YanktonProgressive (ASI)
Fort ThompsonAllstate
SpearfishAmerican Family
ClarkTravelers
SpringfieldProgressive
PierreUSAA
BalticProgressive
ChamberlainProgressive (ASI)
Dell RapidsChub
North Sioux CityProgressive
SturgisProgressive
SalemNationWide
MilbankLiberty Mutual
Box ElderNationWide
WhitewoodTravelers
South Dakota Home Owners Insurance

Average Cost for Homeowners Insurance In South Dakota (By City)

South Dakota Homeowners Insurance-Rates can look different for each person depending on the city, state and company. Here are some cities in South Dakota and example rates for homeowners Insurance.

CityPrice
Fort Thompson$1,263.00
Baltic$1,299.00
Milbank$1,298.00
Gregory$1,408.00
Lemmon$1,312.00
Porcupine$1,373.00
Brookings$1,221.00
North Eagle Butte$1,329.00
Wagner$1,168.00
Sturgis$1,118.00
Box Elder$1,319.00
Sisseton$1,285.00
Lennox$1,217.00
Brandon$1,296.00
Rosebud$1,363.00
Worthing$1,153.00
Chamberlain$1,212.00
Canton$1,112.00
Blackhawk$1,256.00
Harrisburg$1,326.00
Green Valley$1,327.00
Salem$1,222.00
Belle Fourche$1,362.00
Aberdeen$1,418.00
Madison$1,388.00
Mission$1,211.00
Rapid Valley$1,310.00
Mitchell$1,164.00
Dakota Dunes$1,317.00
Custer$1,276.00
Watertown$1,335.00
Pine Ridge$1,243.00
Rapid City$1,330.00
Flandreau$1,235.00
Britton$1,284.00
Gettysburg$1,202.00
Spearfish$1,125.00
Vermillion$1,253.00
Pierre$1,125.00
Hot Springs$1,371.00
Arlington$1,236.00
Volga$1,206.00
Crooks$1,122.00
Mobridge$1,213.00
Yankton$1,180.00
Tea$1,302.00
North Sioux City$1,247.00
Lead$1,194.00
Sioux Falls$1,209.00
Whitewood$1,342.00
Miller$1,421.00
Tyndall and Garretson$1,423.00
Redfield$1,200.00
Winner$1,345.00
Groton and Webster$1,390.00
South Dakota Homeowners Insurance

THINGS TO REMEMBER IF YOU ARE A HOMEOWNER!

Homeowners Insurance
Know the difference between actual cash value and replacement cost value? Check out our helpful guide!

Discounts Available For Homeowners Insurance In South Dakota?

South Dakota Homeowners Insurance-There are many ways with each company to save money on your homeowners insurance policy! Below are just a few ways to get some discounts.

Available Discounts for Homeowners
Bundling Multiple Polices
Gated community
Loyalty
Home monitoring / Burglar
New home discount
Upgraded roof
Auto water shut off or leak detection
EFT
Hail resistant roofing
Non-smoking discount
Smoke detector (monitored)
Married discount
South Dakota Homeowners Insurance Discounts

Most Common Causes For Homeowners Loss And Claims (Nationwide)

South Dakota Homeowners Insurance-Along with many ways to save on your homeowners insurance, there are also many ways that can cause a loss to your home! Check out some of the common causes for those.

Loss and Claims Causes
Water Damage
Other Weather related
Power surge
Wind
Hail
Loss of Use
Theft
Vandalism
Injuries
Fire
Lightning
South Dakota Homeowners Insurance
Additional South Dakota Insurance
Auto Insurance | South Dakota
Liability Insurance | South Dakota
Full Coverage Insurance | South Dakota
SR22 Insurance | South Dakota
South Dakota Homeowners Insurance

INSURANCE SERVICES WE OFFER

Welcome Center Free Auto Insurance Quote
2024 South Dakota Homeowners Insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Welcome Center Homeowners And Renters Insurance
2024 South Dakota Homeowners Insurance

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Welcome Center Other Insurance Quotes
2024 South Dakota Homeowners Insurance

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

FAQs About South Dakota Homeowners Insurance at A Plus Insurance

What does South Dakota homeowners insurance typically cover?

South Dakota homeowners insurance typically covers the structure of your home, personal belongings, liability protection, and additional living expenses in case your home becomes uninhabitable. To learn more about coverage options and get a free quote, contact our office at 888-445-2793.

How can I save on South Dakota homeowners insurance?

You can save on South Dakota homeowners insurance by bundling policies, installing safety features in your home, maintaining a good credit score, and exploring available discounts. Our agents at A Plus Insurance can help you find cost-saving options. Contact our office at 888-445-2793 for personalized guidance.

Why choose A Plus Insurance for South Dakota homeowners insurance?

A Plus Insurance is your trusted source for South Dakota homeowners insurance. We work with multiple insurance providers to offer you competitive rates and tailored coverage. Contact our office at 888-445-2793 to discuss your homeowners insurance needs and receive a free quote.

What to avoid with homeowners insurance?

When it comes to homeowners insurance, it’s essential to avoid underinsuring your property, neglecting regular policy reviews, failing to report changes in your home’s condition, and not considering additional coverage for valuable items. A Plus Insurance can provide guidance on avoiding these pitfalls and ensuring you have the right coverage for your home. Contact our office at 888-445-2793 for expert advice.

Last Updated on by Camron Moss

Spread the love
Scroll to Top