Sample Rates: 2019 JEEP COMPASS

2019 JEEP COMPASS: SAMPLE QUOTE

Insurance Rating Factors

Discounts Applied:

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.

Progressive Insurance Facts

Progressive Insurance is one of the largest auto insurance companies in the United States. Here are some important facts and key points about Progressive Insurance:

1. Company Overview: Progressive Corporation, often referred to as Progressive Insurance, is an American insurance company founded in 1937. It’s headquartered in Mayfield Village, Ohio.
2. Auto Insurance Focus: Progressive is primarily known for its auto insurance products, including car, motorcycle, RV, and commercial auto insurance.
3. Direct Writer: Progressive is a direct writer of insurance, which means it sells its policies directly to consumers through its website, call centers, and independent insurance agents.
4. Innovative Snapshot Program: Progressive introduced the Snapshot program, which uses telematics technology to monitor policyholders’ driving habits. Safe drivers can receive discounts based on their driving behavior.
5. Flo: Progressive’s mascot, “Flo,” is one of the most recognizable advertising icons in the insurance industry. She’s known for her quirky and humorous commercials.
6. Name Your Price Tool: Progressive offers a unique tool called the “Name Your Price” tool, which allows customers to input their budget, and the tool suggests coverage options that match that budget.
7. Bundle Discounts: Like many insurance companies, Progressive offers discounts for bundling multiple policies, such as auto and home insurance.

Insurance facts: What is uninsured Motorist coverage?

Watch our Video Explanation HERE

Coverage for uninsured/underinsured motorists (often abbreviated as UM/UIM coverage) is an essential component of auto insurance that provides protection for you and your passengers in the event of an accident caused by a driver who either has no insurance (uninsured) or has insurance coverage insufficient to cover your damages (underinsured). Here are the key points to understand about this type of coverage:

1. Uninsured Motorist Coverage (UM):
   • Protection Against Uninsured Drivers: UM coverage steps in when you are involved in an accident with a driver who does not have auto insurance.
   • Hit-and-Run Incidents: It can also apply if you’re the victim of a hit-and-run accident where the at-fault driver cannot be identified.
   • Covers Medical Bills and Property Damage: UM coverage typically covers medical expenses, lost wages, and property damage caused by the uninsured driver.
2. Underinsured Motorist Coverage (UIM):
   • Protection Against Underinsured Drivers: UIM coverage comes into play when you’re in an accident with a driver who has insurance, but their coverage limits are not sufficient to pay for your injuries or property damage.
   • Fills the Coverage Gap: UIM coverage helps cover the gap between the at-fault driver’s insurance limits and your actual expenses.
   • May Include Bodily Injury and Property Damage: UIM coverage can include both bodily injury and property damage components, depending on your policy.
3. Optional Coverage: UM/UIM coverage is typically optional, but it’s highly recommended to include it in your policy. Without this coverage, you may be left with significant out-of-pocket expenses if you’re involved in an accident with an uninsured or underinsured driver.
4. Coverage Limits: Just like other types of auto insurance coverage, UM/UIM coverage has limits. You can choose the coverage limits that suit your needs and budget. Your policy will specify the maximum amount your insurance company will pay per person and per accident.
5. Stacking: In some states, you may have the option to “stack” UM/UIM coverage if you have multiple vehicles on the same policy. Stacking allows you to combine the coverage limits for each insured vehicle to potentially increase the amount available to you in case of a claim.
6. No-Fault States: In some no-fault auto insurance states, UM/UIM coverage may not be as common because the insurance system compensates injured parties through their own insurance, regardless of fault. However, it may still be available as an option.

What is the reputation of a 2019 JEEP COMPASS?

1. Off-Road Capability: The Jeep Compass is known for its off-road capabilities, especially when equipped with the Trailhawk trim. It features Jeep’s 4×4 systems and can handle a variety of terrains.
2. Interior and Comfort: The 2019 Compass offered a comfortable interior with good build quality, although some reviewers mentioned that the materials used in the cabin weren’t as high-end as in some competitors.
3. Infotainment: It came with an easy-to-use infotainment system with a touchscreen display. Apple CarPlay and Android Auto were available on most trims, which is a plus for connectivity and entertainment.
4. Safety: The Compass was equipped with a range of safety features, but some advanced driver assistance features were often optional extras. The inclusion of safety features may vary depending on the trim level and options chosen.
5. Reliability: Reliability can vary from one Jeep Compass to another, but Jeep, as a brand, has had a mixed reputation for reliability in the past. It’s essential to check for recalls and consider extended warranties when purchasing a used model.
6. Fuel Efficiency: The Compass was available with different engine options, including a fuel-efficient four-cylinder engine. Fuel economy can vary based on the engine choice and whether it’s equipped with front-wheel drive or all-wheel drive.
7. Resale Value: Jeeps, in general, tend to hold their value reasonably well in the used car market, which can be an advantage if you plan to sell it down the line.

It’s crucial to research and read reviews specific to the 2019 Jeep Compass, paying attention to any common issues or owner experiences. Additionally, consider having a pre-purchase inspection done by a trusted mechanic if you’re interested in buying a used one to ensure it’s in good condition. Keep in mind that the reputation and condition of a specific vehicle can vary based on its maintenance history and how it has been driven.