Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2005 DODGE DURANGO in this Liability Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2005 DODGE DURANGO. The following is Liability sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: 25/50/25
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: South Carolina
Gender: Female
Age Group: 20s
Legal Marital Status: Married
Prior Insurance: No
Violations: Yes
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person doesn’t have the greatest driving record and neither does their spouse who is a driver.
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
What is an SR-22? How do I know if I need one?
An SR-22 is a certificate of financial responsibility that is sometimes required by state authorities in the United States. It is not an insurance policy but rather a document provided by your insurance company to verify that you have the minimum required auto insurance coverage in place. SR-22 filings are typically associated with high-risk drivers or individuals who have been involved in certain driving-related incidents or violations that indicate a need for proof of financial responsibility.
You may need an SR-22 if you fall into one of the following categories:
DUI or DWI Conviction: If you have been convicted of driving under the influence (DUI) or driving while intoxicated (DWI), most states will require you to file an SR-22 as a condition for reinstating your driver’s license.
Serious Traffic Offenses: Some states may require an SR-22 if you have a history of serious traffic violations, such as reckless driving, excessive speeding, or multiple traffic offenses within a short period.
Driving Without Insurance: If you’ve been caught driving without insurance coverage or allowed your insurance policy to lapse, you might be required to obtain an SR-22 to prove that you now have the necessary insurance in place.
Accidents Without Insurance: If you were involved in an accident while uninsured, some states may mandate an SR-22 filing as part of the process to reinstate your driving privileges.
License Suspension or Revocation: In cases where your driver’s license has been suspended or revoked due to various infractions, you may be required to get an SR-22 to have your driving privileges reinstated.
To determine if you need an SR-22, you should:
Check with Your State’s DMV: Contact your state’s Department of Motor Vehicles (DMV) or equivalent agency to inquire about SR-22 requirements. They can provide specific information regarding whether you need an SR-22, the duration of the filing, and any associated fees.
Consult Your Insurance Provider: If you discover that you need an SR-22, contact your auto insurance provider. They will assist you in filing the necessary paperwork and may adjust your policy to meet the state’s minimum insurance requirements.
Keep in mind that SR-22 requirements and regulations can vary from one state to another, so it’s crucial to follow the guidelines provided by your state’s DMV and work closely with your insurance company to fulfill any SR-22 filing obligations. Additionally, it’s essential to maintain continuous insurance coverage throughout the SR-22 period to avoid further legal consequences. Failure to do so can result in the suspension or revocation of your driver’s license.
If you have multiple violations, it’s best to get liability only on an older vehicle just like in this liability sample quote.
6-Month Premium:
$ 790.00
Monthly Installments:
$132.82
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
Very nice and good
read moreread less
Jennifer T.
11/26/2023
Lauren did a fantastic job helping me find a new policy! She went above and beyond to assist me in a difficult financial time to help me find a policy that worked for me financially. She was kind, efficient and thorough!
read moreread less
Hanna E.
5/15/2022
These people always take the time to care for my needs. I am glad I have found them. I think it's been 10 years now
read moreread less
Timothy
11/28/2023
Crystal was so nice and helpful!! Best experience I’ve had over the phone with insurance.
read moreread less
katie F.
8/02/2023
Extremely cheap insurance through nationally known insurance companies
read moreread less
Sherry B.
3/06/2024
Amanda Moss is the best!! She went above and beyond to help me and for that I’m extremely thankful and grateful!!😃 thanks so much for your extraordinary customer service!!!
read moreread less
tequilia b.
12/09/2023
Great service! It wasn't very easy to complete.
read moreread less
Tiffany N.
1/15/2023
Crystal is a huge help.
read moreread less
Dwight S.
6/18/2022
Jola was absolutely amazing! She got all my needs met within a very short time. I was chatting with her online at almost midnight last night for my policy.
read moreread less
Cheryl B.
7/21/2021
Very helpful staff and great customer service.
read moreread less
Brenda M.
3/17/2023
The young lady went out of her way to be throughly informed about my plan and get the best deal for the coverage.Thanks Crystal.
read moreread less
Anthony R.
7/21/2021
Marlon was a great help and got me insured very quickly and easily! 10/10
read moreread less
Bailee P.
8/05/2023
Crystal was professional and took care of everything that I needed. I appreciate it.
read moreread less
MIke Z.
10/13/2023
Marlon help me out very good appreciate it thanks
read moreread less
Jeremiah D.
1/09/2023
The process was quick and easy!
read moreread less
D C.
12/22/2022
very helpful & patient with all my questions. Found a fantastic rate the honesty couldn’t be beat anywhere else.
Notes: first time Young driver 23 bargain competitive SR22 insurance young driver Colorado Prior insurance. Inexpensive coverage found through Bristol West.
read moreread less
Samantha A.
6/30/2022
Jola is very nice and professional. I looked everywhere and she gave me a quote I never thought I could afford. I thought the other reviews were fake, but I was so so wrong; it's true, A Plus is the best.
read moreread less
Valerie C.
8/21/2021
Marlon was a pleasure to work with! Marlon made my process seamless and simple! I started out working with Marlon via text and finished up the process speaking with Marlon over the phone. Marlon took care of all the details and guided me through the payment and signing at the end. Very pleased! Thank you!
read moreread less
Tom W.
9/09/2024
My agent was Jola , she was how do you say ?? AMAZING!!! She found me the cheapest insurance and explained everything so well to where even I could understand thank you very much again she deserves a pay raise !
Notes: 2003 HOnda Pilot with affordable liability only coverage for one driver with accident and violation free discounts applied.
read moreread less
amber c.
6/21/2022
A Plus insurance is awesome! Great people, friendly and helpful. Crystal helped me save money with a new policy. I recommend A Plus to anyone needed insurance.
read moreread less
Bill
8/30/2023
Understanding to my situation empathetic and I could tell she appreciated my business I would be referring my friends there for sure
read moreread less
Michael F.
11/21/2021
Amazing personal customer service and care! Got me great rates and lots of options to find my best fit!
read moreread less
aimee22094
11/17/2023
Saved me money! Very polite and professional.
read moreread less
Liqueta D.
4/21/2022
Cameron was an absolute delight! so unbelievably helpful, knowledgeable and efficient at his job.