Sample Rates: 2017 FORD EXPLORER

2017 FORD EXPLORER: SAMPLE QUOTE

Insurance Rating Factors

Discounts Applied:

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.

Progressive insurance company

Progressive Insurance is one of the largest and well-known insurance companies in the United States. Founded in 1937, Progressive is known for its innovative approach to auto insurance and its popular advertising campaigns. Here are some key points about Progressive Insurance:

1. Coverage Offerings: Progressive offers a range of insurance products, including auto insurance, motorcycle insurance, boat insurance, RV insurance, homeowners insurance, renters insurance, and more.
2. Direct-to-Consumer Model: Progressive is known for its direct-to-consumer model, allowing customers to buy insurance directly from the company online, over the phone, or through local agents. This approach often emphasizes convenience and ease of use.
3. Usage-Based Insurance (UBI): Progressive is a pioneer in usage-based insurance programs, such as its Snapshot program. With Snapshot, drivers can install a device in their vehicle that tracks their driving habits. Based on the data collected, drivers may qualify for discounts on their premiums if they exhibit safe driving behaviors.
4. Name Your Price Tool: Progressive offers a unique tool called the “Name Your Price” tool, which allows customers to input their budget and then receive insurance policy options that fit within that budget.
5. Flo and Advertising Campaigns: Progressive’s advertising campaigns have been memorable and often feature the character “Flo,” who is an employee at the fictional Progressive store. These campaigns have contributed to the company’s recognition and branding.
6. Mobile App and Online Services: Progressive provides customers with a mobile app and online services that allow them to manage their policies, make payments, file claims, and access various resources.

How much coverage do I need?

The amount of coverage you need for auto insurance depends on several factors, including your individual circumstances, budget, and the level of risk you’re comfortable with. Here are some considerations to help you determine how much coverage you might need:

1. State Requirements: First and foremost, you’ll need to meet your state’s minimum liability insurance requirements. Each state has different mandatory minimums for liability coverage, which typically includes bodily injury liability and property damage liability coverage.
2. Value of Your Assets: Consider the value of your assets, including your savings, home, and other valuables. If you cause an accident that results in significant damage or injuries, you could be held financially responsible beyond your insurance limits. To protect your assets, you might consider higher liability coverage limits.
3. Vehicle Value: If you have a newer or more valuable vehicle, you might want to consider collision and comprehensive coverage. Collision coverage helps pay for repairs or replacement of your vehicle after an accident, while comprehensive coverage covers damage from non-accident events like theft, vandalism, or natural disasters.
4. Personal Injury Protection (PIP) or Medical Payments: If you’re concerned about covering medical expenses for yourself and your passengers in the event of an accident, you might consider adding personal injury protection (PIP) or medical payments coverage.
5. Uninsured/Underinsured Motorist Coverage: This coverage helps protect you if you’re in an accident with a driver who doesn’t have sufficient insurance coverage. If you’re in an accident with an uninsured or underinsured driver, this coverage can help pay for your medical expenses and property damage.
6. Driving Habits and Location: If you frequently drive in congested areas with higher accident rates or if you have a long commute, you might want to consider higher coverage limits.
7. Risk Tolerance: Your personal comfort level with risk plays a role. Some people are willing to pay higher premiums for more extensive coverage to have greater peace of mind in case of accidents.

It’s a good idea to consult with insurance professionals who can help you assess your specific situation and recommend coverage limits that align with your needs and financial situation. Keep in mind that while higher coverage limits offer more protection, they also come with higher premiums. Balancing coverage needs with your budget is essential.

What is the reputation of a 2017 FORD EXPLORER?

The 2017 Ford Explorer is generally considered to be a midsize SUV that offers a good balance of comfort, space, and capability. Here are some aspects of its reputation:

1. Performance: The 2017 Explorer offers a range of engines, including turbocharged four-cylinder and V6 options, as well as a Sport trim with a more powerful turbocharged V6 engine. The performance is generally decent for a midsize SUV, particularly in the higher-powered trims.
2. Interior and Comfort: The Explorer’s interior is well-appointed with user-friendly technology features. It can seat up to seven people in three rows, but the third row might be a bit tight for adults. Higher trim levels and packages provide more luxurious features and materials.
3. Safety: The 2017 Explorer comes equipped with a variety of safety features, including available driver assistance technologies like blind-spot monitoring, adaptive cruise control, and lane departure warning. It performed well in crash tests conducted by organizations such as the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS).
4. Reliability: Reliability can vary from vehicle to vehicle, but Ford has generally worked to improve its reliability ratings. The 2017 Explorer, like any vehicle, could have some common issues, so checking owner reviews and reliability ratings from sources like Consumer Reports can provide more insight.
5. Fuel Efficiency: The fuel efficiency of the 2017 Explorer varies based on the engine and configuration. The turbocharged four-cylinder engine tends to be more fuel-efficient than the V6 options, and the Sport trim’s performance-oriented engine will typically have lower fuel efficiency.
6. Resale Value: Ford Explorers, in general, tend to depreciate moderately, which is common for midsize SUVs. Resale value can depend on factors such as mileage, condition, trim level, and market demand.

Remember that individual experiences can vary widely based on factors like maintenance, driving habits, and regional climate. If you’re considering purchasing a used 2017 Ford Explorer, it’s always a good idea to get a thorough inspection by a mechanic and review vehicle history reports before making a decision. Additionally, checking more recent consumer reviews and expert opinions will give you the most up-to-date information on the reputation of the 2017 Ford Explorer.