2013 Honda Accord Insurance

2013 Honda Accord

What is my neighbor paying for their 2013 Honda Accord?

Auto-Full Coverage, 2013 Honda Accord

See a sample rate for a Female Driver / Single 37 year old with Minor Violations – Full Coverage.

2013 Honda Accord: SAMPLE QUOTE

Coverages and Other Factors
Coverage Type: Full Coverage
Number of Vehicles on Policy: 1
Year/Make/Model: 2013 Honda Accord
Ownership Status: Own/Paid Off
Roadside/Towing: No
Rental Coverage: No
More Auto Coverage Details
Insurance Company: Progressive Insurance Company
Liability Limits: $25,000 each person / $50,000 each accident / $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $1,000 Deductible

Insurance Rating Factors

State: Colorado Springs, Colorado

Gender: Female

Age Group: Late 30’s

Legal Marital Status: Single

Prior Insurance: Yes

Violations: Yes

SR-22: Not Required

Discounts Applied:

Education Discount
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.

What Are Some Ways To Lower My Renewal Amount For My Auto Insurance?

Lowering your auto insurance renewal amount involves a combination of strategies to demonstrate that you are a responsible and low-risk driver. Here are some effective ways to help reduce your auto insurance premiums:

  1. Shop Around: Don’t just stick with your current insurer. Obtain quotes from multiple insurance companies to compare rates and coverage options. Different companies may offer better rates based on their risk assessments.
  2. Bundle Policies: Many insurance companies offer discounts if you bundle your auto insurance with other policies, such as home or renters insurance.
  3. Maintain a Good Driving Record: Safe driving is one of the most significant factors in determining your insurance premium. Avoid accidents and traffic violations to keep your record clean.
  4. Increase Deductibles: By opting for a higher deductible (the amount you pay out of pocket before insurance kicks in), you can often lower your premium. However, be sure you can afford the higher deductible in case of a claim.
  5. Drive Less: Some insurers offer discounts to policyholders who drive fewer miles. If you can reduce your annual mileage, you might be eligible for this discount.
  6. Choose a Safe Vehicle: Vehicles with high safety ratings and those that are less likely to be stolen tend to have lower insurance premiums.
  7. Maintain Good Credit: In many states, insurers consider your credit score when determining premiums. Maintaining good credit can help you secure lower rates.
  8. Ask About Discounts: Inquire about discounts for features such as anti-theft devices, safety features, good student discounts, and more.
  9. Take a Defensive Driving Course: Some insurers provide discounts to drivers who complete an approved defensive driving course.
  10. Review Coverage: Assess your coverage needs. If your car’s value has significantly depreciated, you might consider dropping or reducing certain coverage types, such as collision and comprehensive coverage.
  11. Avoid Claims for Small Repairs: Paying for minor repairs out of pocket instead of making a claim can help you avoid potential rate hikes.
  12. Group Affiliations: Certain organizations or employers might have partnerships with insurance companies that offer group discounts.
  13. Loyalty Discounts: Inquire about loyalty discounts for being a long-term customer with the same insurance company.
  14. Install Telematics Device: Some insurers offer discounts for using a telematics device that monitors your driving habits, potentially leading to lower rates if you have safe driving behaviors.
  15. Review Your Policy Annually: Your insurance needs may change over time. Review your policy annually to ensure you have the appropriate coverage and to take advantage of any new discounts you might be eligible for.

Remember, the effectiveness of these strategies can vary depending on your location, insurance company, and personal circumstances. It’s a good idea to speak with your insurance agent to discuss which options are best suited for your situation.

Why Should I Consider Seeing What Discounts I’m Eligible For In Auto Insurance?

Exploring and taking advantage of discounts you’re eligible for in auto insurance can lead to significant cost savings and financial benefits. Here’s why you should consider checking for discounts:

  1. Cost Savings: The primary reason to seek out discounts is to lower your overall auto insurance premium. Even seemingly small discounts can add up to substantial savings over the course of a year.
  2. Affordability: Auto insurance can be a significant expense, and discounts can make coverage more affordable, especially if you’re on a tight budget.
  3. Personalization: Discounts allow you to personalize your insurance coverage to match your circumstances and needs. You can tailor your policy to include only the coverage you need while still benefiting from reduced rates.
  4. Maximize Value: By combining multiple discounts, you can maximize the value of your insurance coverage. This means you get the coverage you need at a better price.
  5. Reward for Responsible Behavior: Discounts often reward responsible behavior such as safe driving, maintaining a good credit score, or completing a defensive driving course. Taking steps to be a responsible driver and policyholder can pay off in the form of lower premiums.
  6. Encouragement to Improve Driving Habits: Some insurance companies offer discounts for using telematics devices that monitor your driving habits. This can encourage you to adopt safer driving behaviors, which not only reduces your insurance costs but also contributes to road safety.
  7. Incentives for Safety Features: Discounts for safety features, such as anti-theft devices and anti-lock brakes, provide an incentive for you to equip your vehicle with technologies that make it safer and more secure.
  8. Long-Term Savings: Once you qualify for a discount, it’s likely to apply to your premium for the duration of your policy, as long as the eligibility criteria are met. This can result in long-term savings.
  9. Competitive Advantage: Auto insurance companies are in competition with one another. By exploring discounts and comparing rates, you can find the insurer that offers the best value for your specific situation.
  10. Financial Planning: Lowering your auto insurance costs can free up funds that can be directed toward other financial goals, such as savings, investments, or paying off debt.
  11. Easier to Stay Insured: Affordable insurance coverage makes it easier to maintain continuous coverage, which is important for avoiding coverage gaps and potential higher rates in the future.
  12. Good Customer Relations: Insurance companies often appreciate proactive customers who inquire about discounts and take steps to lower their rates. This could potentially lead to better customer service and a positive relationship with your insurer.

Remember that not all discounts will apply to your situation, so it’s important to discuss your eligibility with your insurance provider. Regularly reviewing your policy and asking about available discounts during policy renewal can help ensure you’re getting the best possible rate for your coverage.

What Is the Reputation of a 2013 Honda Accord?

The 2013 Honda Accord has a generally positive reputation in terms of reliability, performance, and overall satisfaction. Here are some key points about its reputation:

Reliability: Honda is known for producing reliable vehicles, and the 2013 Accord is no exception. It’s often praised for its longevity, with many owners reporting minimal issues and the car holding up well over time.

Safety: The 2013 Accord received good safety ratings from organizations such as the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). It typically comes equipped with safety features such as anti-lock brakes, stability control, front and side airbags, and more advanced options depending on the trim level.

Fuel Efficiency: The Accord’s fuel efficiency is another point in its favor. It offers competitive gas mileage for its class, making it an economical choice for both city and highway driving.

Performance: The 2013 Accord offers a balanced and comfortable ride, making it a popular choice among those seeking a reliable daily driver. It may not be the sportiest option in its segment, but it strikes a good balance between performance and comfort.

Resale Value: Honda vehicles often hold their value well, and the 2013 Accord is no exception. Its strong reputation for reliability and durability contributes to its higher resale value compared to some other vehicles in the same class.

Interior and Comfort: The interior of the 2013 Accord is generally well-designed and comfortable, with good-quality materials used throughout. Depending on the trim level, you can find features like a user-friendly infotainment system, comfortable seating, and ample cargo space.

Drawbacks: While the 2013 Accord has many positive attributes, some owners have noted a few potential drawbacks. These might include limited rear visibility due to the car’s design, and some concerns about the performance of the continuously variable transmission (CVT) in certain models.

As with any used vehicle, it’s important to consider factors such as mileage, maintenance history, and overall condition when purchasing a 2013 Honda Accord. If possible, have a trusted mechanic inspect the vehicle before making a purchase to ensure there are no hidden issues.

Overall, the 2013 Honda Accord has a reputation for being a reliable, safe, and practical choice in the midsize sedan category. However, individual experiences can vary, so researching and test-driving the specific vehicle you’re interested in is recommended.

6-Month Premium:


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