Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a NonOwners in this Liability Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a NonOwners. The following is Liability sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: 25/50
Underinsured Motorist: Rejected
Medical Payments: $5000
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Female
Age Group: 20s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: Yes
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person now has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
Why Would A Person Have A Non-Owners Policy?
There are a few reasons why someone might have car insurance even if they don’t own a vehicle:
Non-Owner Car Insurance: Some individuals who frequently borrow or rent cars may opt for non-owner car insurance. This type of policy provides liability coverage when driving a borrowed or rented vehicle, protecting the driver financially in case of an accident. It is particularly useful for people who don’t own a car but still need to drive occasionally.
Secondary Coverage: In some cases, a person may already have car insurance as part of their household’s primary policy. If they live with someone who owns a vehicle and has an insurance policy, they might have coverage as a listed driver on that policy. This secondary coverage can extend to protect them when driving other vehicles, including rented or borrowed ones.
Future Vehicle Purchase: Someone who doesn’t currently own a car might still be preparing to buy one in the near future. In such cases, they might maintain continuous car insurance coverage to avoid any lapses in coverage history. Insurance companies often consider a consistent coverage history as a positive factor when determining insurance rates for new policies.
Rental Car Coverage: Some credit card companies or travel insurance policies offer coverage for rental cars when you use their services. So, even if someone doesn’t own a vehicle, they might have insurance coverage through these alternative means when renting a car.
It’s important to note that the specifics of car insurance can vary depending on the region and the insurance company, so individuals should always verify their policy details and consult with their insurance provider to understand the extent of their coverage.
6-Month Premium:
$ 468.00
Monthly Installments:
$140.40
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
There is no one like her around...
read moreread less
Maranda W.
7/21/2021
great customer services
read moreread less
Lakisha T.
8/29/2023
Great job 👍
read moreread less
DON R.
11/17/2023
Crystal was awesome to work with!
read moreread less
Diane l.
3/29/2023
Cameron did a great job!!! He got me a great deal
read moreread less
Sandra H.
3/16/2023
Jola was very carin, personable, and knowledgeable. She met our needs over and beyond our expectations. It was an exceptional experience!!! May God richly bless her in all she does. PEB...
Notes: married Home owner 31 quote Premium boat insurance Price Wisconsin Prior insurance AMIG Cabin Cuddy.
read moreread less
Patricia B.
6/30/2022
Krystal was very helpful in getting me a good rate on my insurace!
read moreread less
Dylan
4/14/2023
This agent was amazing
read moreread less
Jessica D.
1/20/2023
Very courteous
read moreread less
sheryl c.
8/04/2023
Jola did an excellent job from the time we changed vehicles through the time when our policies renewed, all within a month. Very knowledgeable and provided outstanding service. By changing auto insurance companies and modifying our coverage she worked hard and saved us about $1,000. Highly recommend.
Discounts Applies: Proof of Prior, Home owner, Multi vehicle, safe driver, paperless
read moreread less
RJ K.
4/21/2022
I'm on SR22 and I pay less then 200$ a month now for my insurance.
read moreread less
Alex S.
3/21/2022
Very understandable and helpful
read moreread less
Justin B.
8/21/2021
Wonderful service with excellent communication and going above and beyond to ensure we received the best insurance option for our needs!! Thanks much Jola!
Owners Response: Thank you Sherra for letting us help with both of your auto and home insurance. single Homeowner 46 acquire quick insurance coverage VA Prior insurance: Nationwide Kia
read moreread less
Sherra O.
7/14/2022
I had the best experience with this insurance company. I spoke with Marlon and he was great. He found me the best and cheapest rate for my vehicle. I highly recommend A Plus Insurance!
read moreread less
David V.
1/19/2023
Found me the best price, highly recommend
read moreread less
Aaron R.
9/24/2023
Kristal was a fantastic help, she made everything so simple. Thank you again I’m so happy !
read moreread less
Tariq W.
8/16/2023
Been with these people for years. Every agent in the is super nice and helpful. Quick coverage too. Can’t recommend enough.
read moreread less
Ryan S.
5/14/2022
Marlon was AMAZING, attentive and fast. I couldn’t be any more appreciative of the service I received today! All of my worries vanished with one call. He’s very helpful and great at anything he does I’m sure .
read moreread less
Destiny J.
2/22/2023
Crystal was amazing, friendly good customer service and got me insured incredibly fast!
read moreread less
De'Onjra G.
11/24/2023
Alexis at A Plus Insurance is an amazingly friendly and very customer-service focused representative of your company. She was extremely thorough in wanting to understand my inquiries and she ensured all of my questions were answered in a timely manner. She even made an extra effort to call me back and confirm I received all of the information I had requested. Alexis made me feel like I was her number one concern and didn't rush our conversation. Alexis is a definite "keeper" for your agency. Many, many thanks to Alexis and your insurance agency for helping fulfill our insurance needs! p.s. Marlon, another employee of your company also extended me very similar courtesies. He is a "keeper" too! ~ Heather Forbes
read moreread less
Heather F.
12/09/2022
Prices too high!
read moreread less
John H.
3/06/2023
Did a great job switching company’s had all my information ready and was fast thank you.
Policy Notes: One driver for a 2006 Subaru Outback, liability only with proof of prior insurance discount applied - Previous insurance Bristol West - switched to Mendota Other products offered: Renters insurance and ATV Insurance.
read moreread less
Sam B.
7/14/2022
Alexandria was the most Pleasant and polite person that I've ever spoke to on the phone I give her five thumbs up she said she don't even doing the job for 4 months I told her she acts like she's been doing the job for at least 5 years experience y'all should definitely think about her for Future boss
read moreread less
Brandy t.
1/08/2023
Marlon and the entire staff really listened to my situation and cared about me as a person. They worked hard to find me a much better car insurance rate and saved me $390 on my car insurance. Thank you Marlon!
Notes: Single vehicle: 2013 Ford Edge, 1 driver, mid 30's with a clean record. Multiple discount applied. Violation free, 1 accident