2011 Dodge Caliber Insurance

2011 Dodge Caliber

What is my neighbor paying for their 2011 Dodge Caliber?

Auto-Liability, 2011 Dodge Caliber

See a sample rate for a Female Driver / Single 25 year old with No Violations – Liability Only.

2011 Dodge Caliber: SAMPLE QUOTE

Coverages and Other Factors
Coverage Type: Liability Only
Number of Vehicles on Policy: 1
Year/Make/Model: 2011 Dodge Caliber
Ownership Status: Own/Paid Off
Roadside/Towing: No
Rental Coverage: No
More Auto Coverage Details
Insurance Company: Progressive Insurance Company
Liability Limits: $25,000 each person / $50,000 each accident / $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: None

Insurance Rating Factors

State: Colorado Springs, Colorado

Gender: Female

Age Group: Mid 20’s

Legal Marital Status: Single

Prior Insurance: Yes

Violations: No

SR-22: Not Required

Discounts Applied:

Education Discount
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
3-Year-Safe-Driving: Safe Driver Discount
Bundle/Multi-Policy Discount
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.

What Are Some Auto Insurance Discounts Available?

Auto insurance companies often offer various discounts to their policyholders as a way to encourage safe driving behavior, loyalty, and risk reduction. The availability of these discounts may vary depending on the insurance provider and your location, but here are some common auto insurance discounts you might find:

  1. Safe Driver Discount: Offered to drivers who maintain a clean driving record without any accidents or traffic violations for a certain period.
  2. Good Student Discount: Available to students who maintain good grades (typically a B average or higher).
  3. Multi-Vehicle Discount: If you insure more than one vehicle on the same policy, you can often get a discount on the premiums.
  4. Multi-Policy Discount: If you bundle your auto insurance with other policies, such as homeowners or renters insurance, you may qualify for a discount.
  5. Defensive Driving Course Discount: Completing an approved defensive driving course can lead to a discount on your premiums.
  6. Low Mileage Discount: If you drive fewer miles than the average driver, you may be eligible for a discount.
  7. Safety Feature Discounts: Cars equipped with safety features like anti-lock brakes, airbags, and anti-theft devices may qualify for discounts.
  8. Renewal Discount: Some insurers offer discounts for policy renewals as a way to encourage customer loyalty.
  9. Good Driving Behavior Programs: Some insurance companies offer usage-based insurance (UBI) or pay-as-you-drive programs, where your premium is based on your driving habits, potentially leading to discounts for safe driving behavior.
  10. Affiliation Discounts: Some companies offer discounts to members of certain organizations or alumni associations.
  11. Occupational Discounts: Certain professions or occupations may be eligible for discounts as they are perceived to have lower risks.
  12. Retiree Discount: If you are retired and no longer commuting, you may be eligible for a discount.
  13. Green Vehicle Discount: Owning an environmentally friendly vehicle, such as a hybrid or electric car, may qualify you for a discount.
  14. Loyalty Discount: Policyholders who stay with the same insurance company for an extended period may receive loyalty discounts.

It’s important to note that not all insurance companies offer the same discounts, and the criteria for eligibility can vary. If you’re interested in specific discounts, it’s best to reach out to your insurance provider or agent to see what options are available to you. Additionally, make sure to review your policy regularly to ensure you are taking advantage of any applicable discounts and getting the best rates possible.

Why Should I Consider Liability only Insurance?

Opting for liability-only insurance can be a viable option for certain individuals depending on their circumstances and risk tolerance. Liability-only insurance provides coverage for damages and injuries you cause to others in an accident but does not cover your own vehicle’s damage or injuries. Here are some reasons why you might consider liability-only insurance:

  1. Cost Savings: Liability-only insurance is typically more affordable than full coverage insurance, which includes comprehensive and collision coverage. If you have an older or less valuable car, the cost of repairing or replacing it may not justify the higher premiums of full coverage.
  2. Older Vehicles: If you own an older car with a low market value, it might not be financially prudent to carry full coverage insurance. In the event of a total loss, the insurance payout might not exceed the premiums you’ve paid for comprehensive and collision coverage.
  3. Limited Budget: If you’re on a tight budget and cannot afford the higher premiums of full coverage, liability-only insurance allows you to meet your state’s minimum insurance requirements at a lower cost.
  4. Risk Assessment: If you consider yourself a low-risk driver and are confident in your driving abilities, you might choose liability-only insurance, assuming the risk of potential damage to your vehicle.
  5. Emergency Fund: Some individuals prefer to have an emergency fund or savings set aside to cover potential repairs or replacement of their vehicle instead of paying higher premiums for full coverage insurance.
  6. State Minimum Requirements: If your state’s minimum legal requirement for auto insurance is liability-only, it might be the only option available to you. However, keep in mind that state minimums may not be sufficient to cover all potential costs in the event of a severe accident.

However, before deciding on liability-only insurance, it’s crucial to consider the potential risks involved. If you were to cause an accident that resulted in significant damage to other vehicles or caused injuries to others, liability-only insurance would not provide coverage for your own vehicle’s repairs or medical expenses.

Ultimately, the decision to go with liability-only insurance or full coverage should be based on your individual financial situation, the value of your car, your driving habits, and your willingness to assume certain risks. It’s always a good idea to consult with an insurance professional to understand the available options and make an informed decision that suits your needs best.

What Is the Reputation of a 2011 Dodge Caliber?

The reputation of the 2011 Dodge Caliber was somewhat mixed. The Caliber was a compact hatchback that was introduced in 2006 as a replacement for the Dodge Neon. While it had some positive attributes, there were also some criticisms and issues reported by owners and automotive reviewers.

Positive aspects of the 2011 Dodge Caliber included its distinctive styling, spacious interior, and relatively affordable pricing compared to some other compact cars. It also offered various available features, such as an optional touchscreen infotainment system and a chilled glove box.

However, the Caliber received criticism for several reasons:

  1. Performance and Fuel Efficiency: The base engine in the 2011 Caliber was a 2.0-liter four-cylinder that was deemed underpowered and less fuel-efficient compared to its competitors.
  2. Handling and Ride Quality: The Caliber was often criticized for its mediocre handling and ride quality, which was not as refined or enjoyable as other vehicles in its class.
  3. Interior Quality: While the Caliber had a spacious interior, the overall material quality and fit and finish were often considered subpar, giving it a cheaper feel compared to rivals.
  4. Reliability: Some owners reported issues with reliability, including problems with the transmission, suspension components, and electrical systems.
  5. Safety Ratings: The Caliber received average safety ratings but was outperformed in crash tests by some other vehicles in its segment.

Due to these factors, the Dodge Caliber was not as popular or highly regarded as some of its competitors. In 2012, Dodge discontinued the Caliber and replaced it with the Dodge Dart.

If you are considering buying a used 2011 Dodge Caliber or any vehicle, it’s essential to thoroughly research the specific car’s history, maintenance records, and have it inspected by a trusted mechanic before making a purchase. This can help you make an informed decision and ensure that you are aware of any potential issues with the vehicle.

6-Month Premium:


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