Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2009 KIA OPTIMA in this Liability Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2009 KIA OPTIMA. The following is Liability sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Male
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: No
Violations: No
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a complicated driving record but is getting better each year.
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
Does Driving History Impact Your Insurance Premium?
Yes, your driving history can have a significant impact on your insurance premium. Insurance companies assess the risk associated with insuring an individual, and one of the factors they consider is the person’s driving history. If you have a history of accidents, traffic violations, or other driving infractions, insurance companies may consider you to be a higher risk and charge you a higher premium.
Typically, insurance companies review your driving record for the past three to five years, although the specific time period may vary depending on the company and the location. They will look for incidents such as at-fault accidents, speeding tickets, DUI convictions, and other violations. The more negative incidents on your record, the higher the likelihood of your premium being increased.
On the other hand, if you have a clean driving history with no accidents or violations, you may be eligible for lower insurance premiums. Insurance companies view drivers with a clean record as lower risk, and they may offer discounts or more favorable rates based on that.
It’s important to note that each insurance company has its own underwriting guidelines and rating factors, so the impact of your driving history on your premium can vary between insurers. It’s always a good idea to compare quotes from multiple insurance providers to find the best rates based on your individual circumstances.
6-Month Premium:
$ 750.00
Monthly Installments:
$123.85
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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2/15/2024
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10/11/2023
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4/21/2022
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12/09/2023
Lauren is the most amazing and helpful agent I have ever had. She thoroughly explained and presented me with options, was very personable and patient, supportive and kind! And I’m so happy to be insured with her as my agent. If you get the option to have her as your agent, consider yourself lucky! Her communication, direction and awareness of what was necessary to become insured made it possible for me to get what I need to move forward!
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12/08/2023
Great experience. Marlon found me a Great price for my car.
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3/13/2023
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10/25/2022
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11/10/2023
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12/26/2023
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11/21/2021
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11/30/2023
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2/02/2023
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10/25/2023
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11/08/2022
notes: single male 53 purchase immediate non owners policy GA Prior insurance Safeway Lincoln
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5/21/2022
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3/01/2023
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10/14/2022
Excellent prices and got my policy in under 10 minutes