Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2001 LEXUS RX 300 in this Liability Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2001 LEXUS RX 300. The following is Liability sample quote.
Liability Limits: $30,000 each person $60,000 each accident $20,000 Property Damage
Uninsured Motorist: 30/60/20
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: Virginia
Gender: Female
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: No
Violations: Yes
SR-22: Yes
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a complicated driving record but is getting better each year.
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
Does Driving History Impact Your Insurance Premium?
Yes, your driving history can have a significant impact on your insurance premium. Insurance companies assess the risk associated with insuring an individual, and one of the factors they consider is the person’s driving history. If you have a history of accidents, traffic violations, or other driving infractions, insurance companies may consider you to be a higher risk and charge you a higher premium.
Typically, insurance companies review your driving record for the past three to five years, although the specific time period may vary depending on the company and the location. They will look for incidents such as at-fault accidents, speeding tickets, DUI convictions, and other violations. The more negative incidents on your record, the higher the likelihood of your premium being increased.
On the other hand, if you have a clean driving history with no accidents or violations, you may be eligible for lower insurance premiums. Insurance companies view drivers with a clean record as lower risk, and they may offer discounts or more favorable rates based on that.
It’s important to note that each insurance company has its own underwriting guidelines and rating factors, so the impact of your driving history on your premium can vary between insurers. It’s always a good idea to compare quotes from multiple insurance providers to find the best rates based on your individual circumstances.
6-Month Premium:
$ 1,620.00
Monthly Installments:
$204.40
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
She was great n patient
Takemia W.
7/21/2021
Friendly and super helpful. Got it all...read moreFriendly and super helpful. Got it all done in one phone call!read less
pat m.
7/28/2022
Jola was fantastic, she was super nice and...read moreJola was fantastic, she was super nice and had all the knowledge to answer any and all questions I had. I look forward to continuing working with a plus because of the service and information she provided!read less
Daniel R.
7/21/2020
quick and pleasant service no headaches at all
MR. D.
7/21/2020
I love this company, especially Veronica
Marlon M.
12/08/2022
Justine was amazing and helped me out alot...read moreJustine was amazing and helped me out alot and she explained everything in a way that was easy to understand and was very straight forwardread less
Isaac Q.
12/21/2021
This is not my first policy through A+....read moreThis is not my first policy through A+. Every single agent is more than helpful giving the best advice from their inside knowledge, to assist my success in whatever current circumstance of life. They are real, honest, friendly, never upselling unnecessarily, patient. I LOVE how they each get to know you personally. During my last policy, when I called up any agent could hear my name and would say "Oh hey, let me pull up your policy with ******" before continuing to pick up the conversation where we left off from the last phone call. They always get back to me within 24 hours if I have questions, etc. I will be with A+ for the rest of my driving career for these reasons and so many more. This company embodies the perfect family owned and operated local business.read less
Ena R.
7/21/2021
She was awesome
Roxie M.
11/21/2021
Lauren is great!!!.. Very helpful and nice
Chris C.
1/21/2022
Simple and affordable and everything was explained perfectly
Angie C.
11/21/2021
I love this company, especially Veronica
Marlon M.
12/25/2022
Hey this a a great friendly company was...read moreHey this a a great friendly company was looking everywhere to get good an cheap rates they hooked me up an loved the service an conversation threw the process check them out got my thumbs up for sureread less
Dante J.
3/07/2023
Never a bad experience
Amanda S.
6/08/2023
Crystal was so kind, knowledgeable and responsive. They...read moreCrystal was so kind, knowledgeable and responsive. They found the best rates and made this process so easy for me!read less
Sunita R.
10/08/2022
I was in need of insurance and quickly,...read moreI was in need of insurance and quickly, behold I stumble across Marlon. The best customer service I’ve ever received. Marlon made finding insurance and setting up a policy waaaay easier than I thought it was going to be! I will forever be thankful for Marlon, I will always think of you. Thank you so much Marlon!!!!!!!!!!! 💖read less
Ashawna C.
3/01/2023
She went out her way on a Saturday...read moreShe went out her way on a Saturday to make sure I was insured. I was super happy and I drove away within an hour.read less
Abigail A.
11/21/2021
Crystal was so nice and helpful!! Best experience...read moreCrystal was so nice and helpful!! Best experience I’ve had over the phone with insurance.read less
katie F.
8/02/2023
Marlon was very responsive and helpful!
Joseph G.
12/07/2022
Service was fast and easy. Lauren was able...read moreService was fast and easy. Lauren was able to work with me in finding the best quote for me. Thanks.read less
michael c.
7/21/2021
I worked with Lauren McKenzie for my quote....read moreI worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie.Thanks
Owner Response: Thank you so much Maulik, it was a pleasure getting your insurance policy set up.read less
Maulik K.
5/21/2022
Customer service was A1. Great prices.
CLASS
7/21/2020
CRYSTAL FARLEY. Best in the business. I have...read moreCRYSTAL FARLEY. Best in the business. I have gone through many insurance companies and none of the representatives are as patients and willing to help as much as crystal FARLEY. I am very thankful for such an amazing customer service and the laughs shared through our conversations. You are so amazing and very helpful. We need more crystals in this line of work and I hope and pray you the very best and I WISH YOU GET A BIG RAISE 😂. very professional and amazing help. Thank you crystalread less
Nakayama M.
2/22/2023
Crystal that was AMAZING!! Thank you, love being...read moreCrystal that was AMAZING!! Thank you, love being apart of the reviewread less
Ashley C.
3/15/2023
Jola was the BEST!!! I was having trouble...read moreJola was the BEST!!! I was having trouble finding affordable auto insurance and she saved the day.read less
