Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2001 LEXUS RX 300 in this Liability Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2001 LEXUS RX 300. The following is Liability sample quote.
Liability Limits: $30,000 each person $60,000 each accident $20,000 Property Damage
Uninsured Motorist: 30/60/20
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: Virginia
Gender: Female
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: No
Violations: Yes
SR-22: Yes
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a complicated driving record but is getting better each year.
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
Does Driving History Impact Your Insurance Premium?
Yes, your driving history can have a significant impact on your insurance premium. Insurance companies assess the risk associated with insuring an individual, and one of the factors they consider is the person’s driving history. If you have a history of accidents, traffic violations, or other driving infractions, insurance companies may consider you to be a higher risk and charge you a higher premium.
Typically, insurance companies review your driving record for the past three to five years, although the specific time period may vary depending on the company and the location. They will look for incidents such as at-fault accidents, speeding tickets, DUI convictions, and other violations. The more negative incidents on your record, the higher the likelihood of your premium being increased.
On the other hand, if you have a clean driving history with no accidents or violations, you may be eligible for lower insurance premiums. Insurance companies view drivers with a clean record as lower risk, and they may offer discounts or more favorable rates based on that.
It’s important to note that each insurance company has its own underwriting guidelines and rating factors, so the impact of your driving history on your premium can vary between insurers. It’s always a good idea to compare quotes from multiple insurance providers to find the best rates based on your individual circumstances.
6-Month Premium:
$ 1,620.00
Monthly Installments:
$204.40
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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Jola was very helpful. I would recommend this company. Thanks
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Flora P.
10/21/2021
Agent was extremely efficient and knowledgeable. She went in depth detail about the policy & statistics in my city. Will definitely be referring friends & family.
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Regina R.
1/05/2023
Katie was amazing she was very nice she helped me out wasn’t in any rush she got me the best quote
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Natasha K.
7/21/2021
Very friendly staff and helpful to finding the right car insurance for me. thank you so much Katie sopko
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Paris C.
7/21/2021
Justine handled our need for renters insurance in a timely matter. She explained everything I’m terms we were able to understand. She is very professional and very well mannered and friendly. You can tell she loves her job and you can hear her smile through the phone. She is very honest and answered all our questions. We have already referred my sister and brother-in-law to contact Justine for their insurance needs.
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Nanci F.
9/21/2021
This is not my first policy through A+. Every single agent is more than helpful giving the best advice from their inside knowledge, to assist my success in whatever current circumstance of life. They are real, honest, friendly, never upselling unnecessarily, patient. I LOVE how they each get to know you personally. During my last policy, when I called up any agent could hear my name and would say "Oh hey, let me pull up your policy with ******" before continuing to pick up the conversation where we left off from the last phone call. They always get back to me within 24 hours if I have questions, etc. I will be with A+ for the rest of my driving career for these reasons and so many more. This company embodies the perfect family owned and operated local business.
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Ena R.
7/21/2021
Great service Christy and Amanda was great with quoting and Christy finished me up.
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Adam M.
4/01/2023
I had so many quotes before and the prices came out to be way more than quoted. I spoke with Jola at A+ and she was the best she did tell me what I needed to know before sending info in to get price and she told no lies she did an awesome job to help me save I’m so appreciative thanks Again.
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Kassidy J.
1/21/2022
Crystal was amazing! She cut my renewal price for car insurance in half!! I will be recommending her and using her myself for future insurance!! Thank you again crystal👏👏👏🏅
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Julie B.
10/24/2022
The agent Cameron who assisted me, was one of the most pleasant & genuine agents I've had the pleasure of working with. He was very knowledgeable and represented his company to the fullest.
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Louis H.
4/06/2023
Using this company, A Plus Auto Insurance,was the easiest it has ever been to get auto insurance. She was very helpful explained everything clearly and got me the best policy at the lowest rate. Thank you!
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Cody C.
6/07/2023
The gentleman who helped me is very informative and looks for the best deal. My man Marlon. He’s the best!
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josh p.
3/03/2023
Crystal was really nice and helpful!
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joyce p.
9/14/2022
Crystal was soo sweet and made the process so stress free! I truly feel as if I got the best possible deal, and she helped me understand everything clearly each step of the way. I received all the information I could and found a great deal. If I ever need more insurance, I won't be calling anywhere else! Update 3/9/2023 I cannot explain enough how easy and helpful going through A+ Insurance is. Crystal Farley is always very helpful and easy to talk to, as well as everyone else I've had the opportunity to speak with when calling in. I have no stress when needing to update Insurance because A+ Insurance handles it all for me and ensures I am covered without breaking the bank. I will never use anywhere else for Insurance.
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Ary A.
3/15/2023
Very helpful
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Steven T.
8/30/2023
Quick and very helpful, friendly stuff
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abdul S.
3/22/2023
Crystal was awesome!!! Not only was she helpful with getting me insurance but she is very personable and I really needed this. Thank you!!
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Emily C.
7/21/2021
Katie was very informative and helpful to a new bee like me!! She worked with me on getting the best insurance possible and made my day!! Thanks Katie ⭐️⭐️⭐️⭐️⭐️
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Jordan L.
5/14/2022
Very helpful!
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Tabatha G.
2/02/2023
Crystal helped me and she was amazing!! You guys are so blessed to have her on your Team. Thanks girl! You rock! Don’t change
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Amber K.
6/13/2023
Jola was amazing!! Answered every question and concern I had very clearly. I will be recommending!
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Isaac O.
10/08/2022
I have used this company for a long time and I couldn't ask for a better insurance lady. I rate 10/10 recommend Chrystal
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Coleson
3/01/2023
I had a great experience setting up my new car insurance with my agent Marlon. He found the lowest rates with the coverage i was looking for.
Notes: first time client 35 value no tickets, or accidents. auto insurance multi policy Alaska Prior insurance the General Lexus
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Brandi M.
7/14/2022
Great help finding good insurance at a young age for a great price highly recommend ! Thank you Crystal!
