Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2016 SCION TC in this Full Coverage Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2016 SCION TC. The following is Full Coverage sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $1000
In some states, it IS permissible to reject uninsured motorist coverage.
Full Coverage Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Male
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: No
SR-22: No
Discounts Applied to this Full Coverage Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person’s has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Full Coverage sample quote.
What is better: A $500 deductible or $1000 deductible for comp/coll?
The choice between a $500 deductible and a $1000 deductible for comprehensive (comp) and collision (coll) insurance depends on your individual financial situation and risk tolerance. Let’s break down the differences between the two options:
$500 Deductible:
Lower Out-of-Pocket Costs: With a $500 deductible, you’ll pay less out of pocket if you need to file a claim for damage to your vehicle. For example, if your car sustains $2,000 in damage, you’ll pay $500, and your insurance will cover the remaining $1,500.
Higher Premiums: Typically, policies with lower deductibles have higher monthly or annual premiums. This means you’ll pay more for insurance over time.
$1000 Deductible:
Higher Out-of-Pocket Costs: With a $1000 deductible, you’ll have to pay more out of pocket if you need to make a claim. Using the same example, if your car sustains $2,000 in damage, you’ll pay $1,000, and your insurance will cover the remaining $1,000.
Lower Premiums: Policies with higher deductibles often come with lower premiums. You’ll pay less for insurance on a regular basis.
Factors to Consider:
Emergency Fund: Do you have enough savings to comfortably cover a higher deductible like $1000 without causing financial strain?
Risk Tolerance: Are you comfortable taking on a larger portion of the repair costs in exchange for lower monthly premiums?
Vehicle Value: Consider the value of your vehicle. If it’s worth a lot, a lower deductible might be more appealing to minimize repair costs.
Driving Habits: If you have a history of accidents or live in an area with a high accident rate, a lower deductible might be more practical.
Ultimately, there’s no one-size-fits-all answer. You should assess your financial situation, driving habits, and risk tolerance to determine which deductible option is better for you. If you’re unsure, you can discuss your options with an insurance agent who can provide personalized advice based on your circumstances.
6-Month Premium:
$ 1,009.50
Monthly Installments:
$176.16
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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Always saves me money!! Marlon Moss is friendly and works hard!!
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Beth B.
8/02/2023
Marlon helped me out with my insurance, not only did I save over 100$ a month he was also very knowledgeable and knew exactly what I type of insurance needed. I would highly recommend asking for him, amazing company! Thank you again.
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11/30/2023
Lauren was so awesome great and excellent customer service, very helpful, and friendly. She walked me the whole way through and gave me a great quote.
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3/15/2023
Marlon was awesome and helped me get a great rate, great company!
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2/03/2023
Jola was amazing!! Answered every question and concern I had very clearly. I will be recommending!
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10/08/2022
Greet customer service
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9/14/2022
Crystal was amazing! She cut my renewal price for car insurance in half!! I will be recommending her and using her myself for future insurance!! Thank you again crystal👏👏👏🏅
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10/24/2022
Cameron a good guy very helpful and good prices and very patient !!!!
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7/07/2023
I absolutely love these ladies. I found out the first woman who I got my auto policy from is the mother of the woman who just fixed my rental insurance from!!! Make sure you request Crystal or her mom.
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Destiny D.
2/21/2022
Liability only insurance for a great price notes: young male 52 buy coverage liability only policies Texas Prior insurance: Acceptance insurance on a 2010 Nissan Rogue.
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Ken B.
7/07/2022
Lauren was clear and efficient the whole way through!
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9/14/2022
Absolutely amazing customer service and took the time to make sure we got the best deal.
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12/08/2022
Above and beyond service from Misses Crystal Farley! I highly recommend this insurance company!
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MrLeonard786
9/11/2023
Been with A Plus for a few years now and they've always worked hard to get me a decent rate for my auto insurance. Given nothing unforeseen, I'm guessing I'll be with them for a few more...
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Erik L.
11/26/2023
Notes: first time Young driver 20 get quick liability car insurance some prior Ticket AZ Prior insurance: The General Kia Optima
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Ginny
7/07/2022
Staff was very friendly and knowledgeable. They found me great rates with a great company.
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11/09/2023
Great customer service
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11/27/2023
Katie S was so sweet and helpful! Getting insurance is such a nightmare usually but she made it quick and easy. Found me a super cheap rate too! Highly reccomend, will definitely be using them in the future.
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7/21/2021
Jona was extremely pleasant, very informative and efficient. I would highly recommend this insurance company. I feel as if she was very personal and had my best interest and needs in mind while helping me with my insurance needs. I will be a long time customer!!
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7/21/2021
Absolutely love this and there donating to help charities
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1/20/2023
Very helpful and efficient
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11/23/2022
Marlon ROCKS! He was so helpful & helped me get the lowest rates possible. Highly recommend the company.
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2/22/2023
Good communication answered all my questions that I needed to know
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Marina A.
11/21/2021
Awesome customer service! So glad I called and was able to set my new policy up with you guys