Full Coverage Sample Quote For A 2005 HONDA ELEMENT
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2005 HONDA ELEMENT in this Full Coverage Sample Quote.
Liability Limits: $25,000 each person $50,000 each accident $15,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $500
In some states, it IS permissible to reject uninsured motorist coverage.
Full Coverage Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Female
Age Group: 40s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: No
SR-22: No
Discounts Applied to this Full Coverage Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Full Coverage sample quote.
Why Have Full Coverage On An Older Vehicle?
There are several reasons why someone might choose to have full coverage on an older vehicle:
Asset protection: Even though the vehicle is older, it may still have value, especially if it’s well-maintained or a classic car. Full coverage, which typically includes comprehensive and collision insurance, can help protect the vehicle from damage caused by accidents, theft, vandalism, or natural disasters.
Personal preference: Some people simply prefer to have full coverage on their vehicles regardless of age. They value the peace of mind that comes with knowing they have comprehensive protection for their car, and they’re willing to pay the extra premium for that added level of security.
Financing or leasing requirements: If the older vehicle is still under a financing agreement or lease, the lender or lessor may require the owner to have full coverage. This is to protect their financial interest in the vehicle until it’s fully paid off.
Unforeseen circumstances: Accidents can happen to any vehicle, regardless of its age. Even if the car is older, full coverage can provide financial assistance for repairs or replacement in case of an accident, ensuring that the owner isn’t left with a significant financial burden.
Limited alternatives: Depending on the owner’s location or driving history, they might find that full coverage is the only viable option available to them. In some cases, insurance companies may offer limited coverage options for older vehicles, making full coverage the most comprehensive choice.
Ultimately, the decision to have full coverage on an older vehicle depends on personal circumstances, risk tolerance, and the value the owner places on protecting their investment. It’s a good idea to weigh the potential benefits and costs, consider the vehicle’s value and condition, and consult with insurance professionals to make an informed decision.
6-Month Premium:
$ 425.50
Monthly Installments:
$51.66
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
Very nice and good
read moreread less
Jennifer T.
11/26/2023
Very friendly and made the whole process easy! Will definitely recommend to friends and family!
read moreread less
Rachael S.
7/21/2021
I have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
Notes: thank you for trusting us to insure your ford Truck
read moreread less
laura g.
7/07/2022
Called & spoke with Marlon & got my policy hassle free on the same day! I appreciate your professionalism and sense of humor as I was in distress!
read moreread less
Ramborghini 4.
1/21/2022
Great lots of help and very kind.
Response from Owner: Thank you so much Kaitlyn! Please let us know if you need a renters policy. Proof of prior insurance discount applied while reshopping rates from Dairyland to Mendota to save money.
read moreread less
Kaitlyn T.
7/14/2022
I love Jola! She’s has helped me many times!
read moreread less
Sarah M.
12/22/2022
Jola Robbennolt, thank you for your excellent customer service. This company made it easy to get insured fully. I hope to do great things moving forward with them. Thank you A Plus Insurance.
read moreread less
Tim V.
12/25/2022
Outstanding service. Very helpful!!!
read moreread less
Mitchell J.
6/08/2022
I needed assistance with a lapsed Home Owner’s Insurance Policy, Jola worked diligently over two days to get me the best rate and fulfilled everything I needed painlessly. I would Highly Recommend this company and their Services. If there were more than Five Stars, she would have gotten them all…Thanks Again, Very Satisfied Customer!
read moreread less
Jason S.
7/14/2022
I absolutely love these ladies. I found out the first woman who I got my auto policy from is the mother of the woman who just fixed my rental insurance from!!! Make sure you request Crystal or her mom.
read moreread less
Destiny D.
2/21/2022
Super quick and easy service with really low rates.
read moreread less
Sara L.
7/06/2023
Jola was absolutely amazing! She got all my needs met within a very short time. I was chatting with her online at almost midnight last night for my policy.
read moreread less
Cheryl B.
7/21/2021
My agent Marlon was amazing! He provided an extraordinary level of customer service! He was polite, professional, positive, followed through, and assisted me every step of the way. I look forward to working with him again when I have to make changes when I move.
read moreread less
Wendy K.
2/21/2022
Had a great experience with Veronica and Marlon, highly recommend!
read moreread less
Blake H.
10/14/2022
Great customer service from Crystal, really helpful and informative with all of the questions I had. Helped me get the best quote and get started with a policy in 20 minutes.
read moreread less
John F.
7/21/2021
Jola is nice
read moreread less
Jared F.
11/21/2021
Great experience! Highly recommend!
read moreread less
Samantha M.
11/16/2022
Alexis is amazing. She was wonderful to speak with and helped me.
read moreread less
Justin Y.
1/24/2024
My agent Amanda Moss did an outstanding job. I got Mossed tonight and now I can get my license. Thanks Amanda
read moreread less
Albert L.
12/24/2023
Great rates on SR22
read moreread less
bud l.
11/21/2021
My agent was Jola , she was how do you say ?? AMAZING!!! She found me the cheapest insurance and explained everything so well to where even I could understand thank you very much again she deserves a pay raise !
Notes: 2003 HOnda Pilot with affordable liability only coverage for one driver with accident and violation free discounts applied.
read moreread less
amber c.
6/21/2022
Liability only insurance for a great price notes: young male 52 buy coverage liability only policies Texas Prior insurance: Acceptance insurance on a 2010 Nissan Rogue.
read moreread less
Ken B.
7/07/2022
Every person on this team is awesome, I love you all!!
read moreread less
MZGZ
12/13/2022
A Plus did a great job with the quote process! I was able to obtain affordable car insurance! Process was smooth and the agent Katie was friendly, knowledgeable, & professional. She provided me with a variety of options based on my car insurance needs. I would highly recommend this company!