Average Insurance Costs:
- Annual Premium: Approximately $1,457.
- Monthly Premium: Around $121.
These figures are averages and can vary based on individual circumstances.
Factors Influencing Premiums:
- Driving Record: A clean driving history can lead to lower rates, while violations or accidents may increase premiums.
- Location: Insurance costs can vary by state due to factors like traffic density, accident rates, and local regulations.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: A higher credit score can result in lower insurance rates, as it’s often viewed as an indicator of financial responsibility.
 32, Male Driver, Single, [Spartanburg, SC ] |
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| Year/Make Model: 2013 Hyundai Elantra |
| Ownership Status: Financing |
| Discounts: Three year Safe Driving, Paperless, Continuous Insurance, Automatic Card Payments, Five-Year Accident Free, Snapshot Participation for 10% of total premium, College Degree Discount, Home Owner |
| Selected Coverages With Progressive |
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| Bodily Injury Liability: $25,000 / $50,000 |
| Property Damage Liability: $25,000 |
| Uninsured Motorist Bodily Injury: $25,000 / $50,000 / $25,000 Comprehensive: $500 Deductible Collision: $500 Deductible Roadside Assistance – 24 Hour lockout services, fuel delivery, tow, flat tire change. |
| Other Rejected Coverages: Uninsured Motorist, Medical Payments |
We had a early 30s male driver needing to find a cheaper policy than what he has been paying with State Farm. We were able to get him full coverage on his Elantra with $500 deductible for Comprehensive and Collision, with a $0 glass deductible, as well as Roadside Assistance. He was eligible for a lot of auto insurance discounts which saved him a significant amount of money.
Total 6 Month Premium: $1212.00
Monthly Installments: $212.23
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate tailored to your circumstances.
- Assess Coverage Needs: Ensure that the policy you choose provides adequate protection for your vehicle and personal situation.
- Consider Discounts: Inquire about available discounts, such as multi-policy bundling, safe driver discounts, or discounts for safety features equipped in your Elantra.
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