What is my neighbor paying for their 2017 Chevrolet Silverado?
Auto-Liability, 2017 Chevrolet Silverado
See a sample rate for a Male Driver / Married 27 year old with No Violations – Liability Only.
2017 Chevrolet Silverado: SAMPLE QUOTE
|Coverages and Other Factors|
|Coverage Type: Liability Only|
|Number of Vehicles on Policy: 1|
|Year/Make/Model: 2017 Chevrolet Silverado|
|Ownership Status: Own/Paid Off|
|Rental Coverage: No|
|More Auto Coverage Details|
|Insurance Company: Progressive Insurance Company|
|Liability Limits: $25,000 each person / $50,000 each accident / $25,000 Property Damage|
|Uninsured Motorist: Rejected|
|Underinsured Motorist: Rejected|
|Medical Payments: Rejected|
|Comprehensive/Collison Deductible: None|
Insurance Rating Factors
State: Colorado Springs, Colorado
Age Group: Late 20’s
Legal Marital Status: Married
Prior Insurance: Yes
SR-22: Not Required
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.
What Discounts Could I Get For Being A Safe Driver With Progressive?
Progressive offers a program called “Snapshot” that rewards safe drivers with potential discounts on their auto insurance premiums. However, keep in mind that policies and programs may have changed since then, so it’s recommended to check directly with Progressive or visit their website for the most up-to-date information.
Snapshot is a usage-based insurance program that monitors your driving habits through a device installed in your vehicle or through a mobile app. Based on your driving behaviors, such as how often you drive, your speed, braking patterns, and more, Progressive can determine if you qualify for discounts. Here are some potential discounts you could receive as a safe driver with Progressive’s Snapshot program:
- Safe Driving Discount: If your driving data indicates that you follow safe driving practices, such as maintaining a consistent speed, avoiding sudden stops, and not driving during high-risk times, you may be eligible for a discount.
- Low Mileage Discount: If you don’t drive frequently and your driving data shows that you have low annual mileage, you might qualify for a discount. This is based on the assumption that less time on the road reduces your risk of accidents.
- Good Student Discount: Progressive offers discounts for students who maintain good grades. While this isn’t directly related to the Snapshot program, it’s another potential discount for eligible drivers.
- Multi-Vehicle Discount: If you have multiple vehicles insured with Progressive, you could be eligible for a discount.
- Multi-Policy Discount: If you have multiple insurance policies with Progressive (such as auto and homeowners insurance), you might qualify for a discount.
- Paid-in-Full Discount: Paying your insurance premium in full at the start of your policy period could result in a discount.
- Paperless Documents Discount: Opting to receive policy documents and communications electronically can sometimes lead to a discount.
- Safe Vehicle Discount: If your vehicle has safety features such as anti-lock brakes, airbags, and anti-theft devices, you could receive a discount.
Remember that the availability of these discounts and the specific criteria for qualifying can vary based on your location, driving habits, and Progressive’s current policies. To get accurate and up-to-date information on the discounts available to you as a safe driver, it’s best to contact Progressive directly or visit their website to learn about the latest offerings and requirements.
Why Should I Consider Liability only Insurance?
Opting for liability-only insurance can be a viable option for certain situations and individuals. Liability-only insurance provides coverage for damages and injuries you cause to others in an accident for which you are at fault. It does not cover your own vehicle’s damages or injuries to you and your passengers. Here are some reasons why you might consider liability-only insurance:
- Cost Savings: Liability-only insurance typically comes with lower premium costs compared to full coverage insurance, which includes comprehensive and collision coverage. If you’re on a tight budget, choosing liability-only coverage can help you meet your legal requirements for insurance while keeping costs down.
- Older or Less Valuable Vehicles: If you own an older vehicle or one with a lower market value, the cost of repairing or replacing it might not justify the expense of full coverage insurance. In such cases, liability coverage might be sufficient to meet your needs.
- Personal Financial Situation: If you have enough savings to cover potential vehicle repairs or replacements, or if you’re comfortable with assuming the risk of not having coverage for your own vehicle, liability-only insurance can be a reasonable choice.
- Reduced Driving: If you don’t drive frequently or have a second vehicle that you primarily use, liability-only insurance might make more sense. If you’re less exposed to the risk of accidents, you may feel that the potential cost savings outweigh the risk of not having comprehensive and collision coverage.
- High Deductibles: Even if you have full coverage insurance, you might have a high deductible that you need to pay out of pocket before your coverage kicks in. If your deductible is close to the cost of repairing your vehicle, you might consider liability-only coverage instead.
- Legal Requirements: Liability insurance is often a legal requirement in most states to cover damages you cause to others. If you want to meet the legal minimum requirements without adding comprehensive and collision coverage, liability-only insurance is the way to do so.
- Customization: Some insurers allow you to customize your coverage to suit your needs. If you want to tailor your coverage to focus on liability protection while minimizing coverage for your own vehicle, liability-only insurance gives you that flexibility.
It’s important to carefully assess your individual circumstances and priorities before deciding on liability-only insurance. While it can save you money in the short term, it also means you’re assuming more risk if your vehicle is damaged in an accident that you’re at fault for or if it’s damaged by other non-collision incidents like theft, vandalism, or natural disasters. If you’re uncertain about whether liability-only insurance is the right choice for you, it’s a good idea to speak with an insurance professional or agent who can provide personalized guidance based on your situation.
What Is the Reputation of a 2017 Chevrolet Silverado?
The 2017 Chevrolet Silverado has generally received positive reviews and has a good reputation in the truck market. However, please note that perceptions of a vehicle’s reputation can vary based on personal preferences, experiences, and specific models within the lineup. Here are some key points about the reputation of the 2017 Chevrolet Silverado:
1. Reliability: The 2017 Silverado is known for its reliability. Chevrolet trucks, in general, have a reputation for being durable and capable of handling tough tasks. Many owners have reported that their Silverados have performed well over the years without major issues.
2. Performance: The Silverado offers a range of engine options, including V6 and V8 choices, providing strong towing and hauling capabilities. The performance and powertrain options have been well-regarded by truck enthusiasts.
3. Safety: The 2017 Silverado received good safety ratings from the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). It comes equipped with a variety of safety features, including available advanced driver assistance technologies.
4. Comfort and Interior: While trucks are often chosen for their utility and capability, the 2017 Silverado also offers a comfortable and well-designed interior. Depending on the trim level and options, you can find features like infotainment systems, comfortable seating, and modern conveniences.
5. Resale Value: Chevrolet trucks, including the Silverado, tend to hold their value relatively well compared to some other vehicles. This can be an important factor to consider when looking at the long-term cost of ownership.
6. Customer Satisfaction: Many owners of the 2017 Silverado have reported high levels of satisfaction with their trucks. Positive feedback often centers around the vehicle’s performance, reliability, and versatility.
It’s important to note that individual experiences can vary, and factors such as maintenance history, mileage, and how the vehicle was driven can influence its overall reputation. If you’re considering purchasing a used 2017 Chevrolet Silverado, it’s a good idea to have a trusted mechanic inspect the vehicle before making a decision. Additionally, reading owner reviews, researching common issues, and checking vehicle history reports can provide you with a more comprehensive understanding of the specific truck you’re interested in.
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