2014 FORD FOCUS- REAL RATE

Average Monthly Insurance Costs:

Factors Influencing Insurance Premiums:

1. Location: Insurance rates can vary significantly based on your state and even within regions of a state.
2. Driving Record: A clean driving history can lead to lower premiums, while past violations or accidents may increase costs.
3. Age and Gender: Younger drivers, especially males under 25, often face higher insurance rates due to statistical risk factors.
4. Coverage Level: Opting for full coverage, which includes comprehensive and collision insurance, will cost more than minimum liability coverage but offers greater financial protection.

Tips to Potentially Lower Your Premium:

• Compare Quotes: Shop around and obtain quotes from multiple insurance providers to find the best rate for your situation.
• Maintain a Clean Driving Record: Avoid traffic violations and accidents to qualify for safe driver discounts.
• Consider Higher Deductibles: Choosing a higher deductible can lower your premium, but ensure you can afford the out-of-pocket expense in case of a claim.
• Bundle Policies: Many insurers offer discounts if you bundle your auto insurance with other policies, such as homeowners or renters insurance.
• Inquire About Discounts: Ask about available discounts for features like anti-theft devices, safety equipment, or for completing defensive driving courses.

27, Single, Male, Colorado 80915
Year/Make Model: 2014 FORD FOCUS
Ownership Status: Owned
Discount: Continuous Insurance Discount – Gold | Five Year Accident Free | Paid in Full | Paperless | Three Year Safe Driving

Selected Coverages With Carrier: PROGRESSIVE
Bodily Injury Liability: $100,000 each person,$300,000 each accident
Property Damage Liability: $100,000 each accident Uninsured Motorist: No Coverage
Comprehensive: $500 deductible Collision: $500 deductible Medical Payments: $10,000 each person Rental Reimbursement: $40 each day,maximum 30 days Roadside Assistance: Selected

 How does the type of vehicle you drive impact car insurance rates?

That shiny new toy might be costing you!

Performance: Sports cars and high-performance vehicles tend to have higher insurance rates due to their increased risk of accidents and higher repair costs.

Theft rates: If your vehicle is more likely to be stolen, it may be more expensive to insure. Cars that are popular with thieves or have a high theft rate are generally more expensive to insure.

Repair costs: Some vehicles are more expensive to repair than others. If your vehicle requires specialized parts or repair techniques, it may be more expensive to insure.

Total 6 Month Premium:
 $1,135.50

Monthly Installments: $189.25

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