What Is My Neighbor Paying For Their: 2008 MAZDA 6
 40, Single, Female, Colorado 81006 |
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| Year/Make Model: 2008 MAZDA 6 |
| Ownership Status: Owned |
| Discount: Automatic Card Payments | Continuous Insurance Discount – Silver | Five Year Accident Free | Multi-Policy | Paperless | Three Year Safe Driving |
| Selected Coverages With Carrier: PROGRESSIVE |
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| Bodily Injury Liability: $25,000 each person,$50,000 each accident |
| Property Damage Liability: $25,000 each accident Uninsured Motorist: No Coverage |
| Comprehensive: $500 deductible Collision: $500 deductible Medical Payments: No Coverage Rental Reimbursement: No Coverage Roadside Assistance: No Coverage |
How do age and gender impact car insurance why?
Young people drive crazy! At least, that’s what statistics show.
Younger drivers, particularly those under the age of 25, generally pay more for car insurance than older drivers. This is because younger drivers are more likely to be involved in accidents than older drivers. It’s all based on experience as a driver.
Male drivers statistically have more accidents at younger ages, whereas female drivers at older ages are accident-prone. So, rates will adjust accordingly based on the statistical data.
Total 6 Month Premium:
$$1,489.50
Monthly Installments: $248.25
Factors Influencing Premiums:
- Driver’s Age: Younger drivers often face higher premiums due to less driving experience.
- Driving Record: A clean record can lead to lower rates, while violations or accidents may increase costs.
- Location: Urban areas with higher traffic density may result in higher premiums compared to rural areas.
- Credit Score: In many states, a higher credit score can positively impact insurance rates.
- Coverage Level: Opting for full coverage, which includes liability, collision, and comprehensive insurance, will cost more than liability-only policies.
Tips to Lower Your Premium:
- Compare Quotes: Shop around to find the best rates from different insurers.
- Maintain a Clean Driving Record: Avoid traffic violations and accidents to keep premiums lower.
- Consider Higher Deductibles: Choosing a higher deductible can reduce your premium, but ensure it’s an amount you can afford in case of a claim.
- Bundle Policies: Many insurers offer discounts if you bundle auto insurance with other policies like homeowners or renters insurance.
- Inquire About Discounts: Ask about available discounts for safety features, anti-theft devices, or for completing defensive driving courses.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
