What Is My Neighbor Paying For Their: 2012 FORD FOCUS
57, Male, GREENVILLE, South Carolina 29615
Year/Make Model: 2012 FORD FOCUS
Ownership Status: Owned
Discount: Continuous Insurance Discount – Gold | Paperless | Three Year Safe Driving
Selected Coverages With Carrier: Progressive
Bodily Injury Liability: $25,000 each person,$50,000 each accident
Property Damage Liability: $25,000 each person Uninsured Motorist: $25,000 each person,$50,000 each accident,$25,000 each accident with $200 deductible
Comprehensive: $1,000 deductible with $0 Glass deductible Collision: No Coverage Medical Payments: No Coverage Rental Reimbursement: No Coverage Roadside Assistance: Selected
Pros andCons of Full Coverage Insurance
Pros of Full Coverage Car Insurance:
Comprehensive protection: Full coverage car insurance typically includes liability coverage, as well as additional coverage options such as collision and comprehensive coverage. This means it provides more comprehensive protection for your own vehicle, in addition to covering damages and injuries sustained by other parties in an accident.
Vehicle repair/replacement: With full coverage insurance, you can have peace of mind knowing that your own vehicle is protected. If your vehicle is damaged in an accident, collision coverage can help cover the repair or replacement costs, regardless of who is at fault. Comprehensive coverage can also protect against non-accident related damages, such as theft, vandalism, or natural disasters.
Additional benefits: Full coverage insurance may offer additional benefits, such as roadside assistance, rental car reimbursement, and gap coverage, which can provide extra protection and convenience in certain situations.
Cons of Full Coverage Car Insurance:
Higher cost: Full coverage insurance tends to be more expensive compared to liability insurance due to the additional coverage options it offers. Premiums can be significantly higher, especially if you have a newer or more expensive vehicle, which could increase the overall cost of owning and maintaining a car.
More complex: Full coverage insurance can be more complex to understand and manage, as it includes multiple coverage options with different limits, deductibles, and conditions. It may require more time and effort to research and select the right coverage options that suit your needs and budget.
Not always necessary: Depending on the age, condition, and value of your vehicle, as well as your own financial situation, full coverage insurance may not always be necessary. If you have an older vehicle with a low market value, for example, the cost of full coverage insurance premiums over time may outweigh the potential benefits of repairing or replacing the vehicle in case of an accident
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
Great job 👍
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DON R.
11/17/2023
I love Jola! She’s has helped me many times!
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Sarah M.
12/22/2022
Excellent customer service i worked with Marlon and he got us a significantly cheaper rate.He was super helpful and friendly
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Ashley o.
1/11/2024
Great customer service
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Justin B.
11/27/2023
The agent was very helpful in finding me the least expensive insurance that meets my needs. I'm extremely satisfied with the service I received and would recommend it to anyone. Thank you Lauren, it was a pleasure to work with you.
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Kimberly D.
7/21/2021
Veronica did an excellent job of assisting us with answering all of our questions and finding the right insurance for us. It was a pleasure working with her.
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Belinda P.
4/21/2022
I have been a value customer for 3 yearsI honestly can say. A Plus Insurance service is the best I have ever dealt withThere are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable priceThe staff is so wonderful & pleasant to talk too they have excellent customer serviceMrs.Katie Thank for you Do .Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all doThanks and I hope you as team have a great safe. Happy Independence Day weekend.
Notes: Valued customer who insured multiple vehicles and driver's. Discounts applied: Proof of prior insurance, accident free, violation free, and intellidrive.
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laura g.
7/07/2022
Liability only insurance for a great price Notes: Bargain auto insurance with Falcon on a 2011 Chevy Equinox. One driver, two excluded - no proof of prior but eft discount applied. Coverage in Colorado - other products offered: Boat insurance and ATV
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Christian B.
7/07/2022
Great rates on SR22
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bud l.
11/21/2021
My agent Jola went above and beyond making sure I got the right discounts and switched over from previous (higher premium) plan and made for a smooth transition. Thank you Jola for the best customer service I have gotten since I have moved back to Alaska. 🙂
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Jewell
7/21/2021
Was very nice and did good at explaining everything to me and was fast and efficient
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Cierra B.
7/14/2022
Jola was excellent. I honestly have never had that good of customer service on the phone. Thank you so much for making this transition so easy.
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Jeffrey M.
12/08/2022
Customer service was outstanding
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Rudell D.
5/14/2022
Thank you Lauren for being so nice and courteous about everything I appreciate it very much. What a blessing to speak to you if everybody was so kind and courteous like you this world would be a better place. Thank you for being so kind and courteous. God bless you and have a blessed day.😇🙏🏽P.S. I WILL REFER OTHERS TO YOUR INSURANCE DEFINITELY. 😉👍🏾
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Roy A.
11/01/2023
Awesome customer service! So glad I called and was able to set my new policy up with you guys
Crystal was very professional, made an experience I usually do not enjoy joyable
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Ricky S.
11/24/2023
Katie was great and helped me get the best rate for my vehicle. Very friendly and responsive. Will recommend. Thank you
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Julian J.
7/21/2021
Lauren was very helpful and found me the best rate!!
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Holly M.
4/08/2022
I spoke with Crystal VIA text and this was the EASIEST policy I’ve EVER ser up. The rates were WONDERFUL. The urgency to my situation was WONDERFUL. The customer service was WONDERFUUULLL. 10/10 recommend. Thank you so much!!
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Mama L.
6/07/2023
Very nice and helpful and was able to get me a lower rate then what I was paying!
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TIffany S.
7/21/2021
Wonderful customer service by Crystal!
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Kylie B.
11/07/2023
Lauren McKenzie was awesome!!! She helped me right out of my situation!