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Home Insurance Travelers

About Homeowners Insurance Travelers

homeowners insurance travelers

Travelers is one of our go to insurance companies for multiple products: car, home, valuables, business, etc.

They have been in business for over 165 years and are considered one of the leading property casualty insurers in the industry.

While they don’t offer their home insurance in ALL states, we at A Plus Insurance can help you find out if Travelers is a possibility for your home insurance needs.

Products and Services: Travelers offers a comprehensive suite of insurance products and services, including:

  • Auto Insurance: Coverage options for cars, motorcycles, and other vehicles.
  • Home Insurance: Protection for homeowners, renters, condos, and landlords.
  • Business Insurance: Solutions for small businesses, mid-sized companies, and large corporations, including property, liability, workers’ compensation, and specialty coverages.
  • Personal Insurance: Coverage for personal property, valuable items, boats, and recreational vehicles.
  • Umbrella Insurance: Additional liability coverage that extends beyond the limits of standard policies.
  • Bonds: Surety and fidelity bonds for individuals and businesses.
  • Risk Management Services: Consulting and risk mitigation services for businesses to help them identify and manage risks effectively.
  • Claim Services: Efficient and responsive claims handling for policyholders.

If you are curious about what Travelers has to offer, check out this helpful Travelers guide:

Some of Travelers Awards & Recognitions
traveler awardsWorld’s most Admired Companies; Fortune 2006-2021
traveler awardsBest for Vets, Military Times, 2014–2021
traveler awardsBest Place to Work for Disability Inclusion, Disability: IN and
American Association of People with Disabilities, 2018–2021
These are only SOME of their awards!

Home Insurance Best Insurance Companies

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How Do You know if an insurance company is trustworthy?

What makes an insurance company reliable?

There are several factors to consider such as:

  • Financial Strength of the Company
  • The Claims Process: Is it Easy?
  • Coverage Options
  • Variety of Discounts
  • Website Transparency/App Accessibility

Is Travelers a good insurance company?

While experiences can differ from person to person, overall our clients at A Plus Insurance have had very positive interactions with Travelers home insurance.

With homeowners insurance in particular, there are many discount opportunities, and lots of coverage options, plus the claims process is relatively smooth with the help of the awesome customer service agents.

JD Power Claims ScoreA.M. Best RatingsConsumer Reports Reader Score
Travelers Company Ratings

Take a look at some other customer Travelers insurance homeowners reviews left with the Better Business Bureau for more feedback.

Home Insurance Travelers: Do I Really Need a Homeowners Policy?

Do you really need homeowners insurance?

Technically the law doesn’t require it.

However, if you own property such as a house or condo, it is HIGHLY RECOMMENDED that you purchase coverage for your property.

Your mortgage company may even require it before they approve you for a loan.

There is no way to guarantee that your home won’t be damaged due to natural disasters, or other external forces. Purchasing a home insurance Travelers policy is the best way to prepare for the unexpected.

Learn More About Home Insurance Travelers Coverage

What does a typical homeowners insurance policy cover?

A standard policy is broken down into several parts.

Dwelling Coverage

The dwelling coverage on a home insurance Travelers policy is the amount that helps pay for the repairs of the physical damages if caused by a covered peril* such as house fires, vandalism, damage from plumping, etc.

*Unfortunately, a standard policy doesn’t cover earthquakes and floods. A separate policy can be purchased however, to make sure you are protected from such losses.

Personal Property Coverage

Personal property coverage is exactly what it sounds like. It helps pay for items destroyed or lost by a covered peril. Such items can include furniture, clothes, electronics, etc.

It is imperative that you have a list of items of possessions on your property.

This will be extremely helpful in the event of a claim.

Personal Liability Coverage

Liability coverage is the amount on your policy that will help protect you financially in case you or someone in your household is responsible for causing bodily injury or property damage to others.

Home Insurance Travelers: Why Are Insurance Premiums So Expensive in 2024?

home insurance travelers

If you are a current home owner and have an insurance policy on your property, you might have noticed the cost at renewal is a little higher than when you first purchased your policy.

Or if you are searching for a new home insurance policy, you might be struggling to find rates that are within your budget.

So why are home insurance rates soaring?

As the image above explains, there are a number of factors contributing to homeowners insurance Travelers, and other companies’ rates increasing country wide.

In particular, since last year, costs of labor and materials has dramatically increased:

  • Material goods for construction prices are up 18.6%
  • Asphalt roofing materials prices are up 16.3%
  • Prices for lumber and wood products are up 6%
  • 20 Separate $1 Billion loss events from weather in just 2021 – now so much more
  • 358,000 job openings in construction industry as of August 2021

How to Save Money On Your Travelers Homeowners Insurance

One thing that we LOVE about Travelers, is that they have great discount opportunities

Check out how you can get home insurance best discounts.

Multi-Policy Discount

If you bundle your home insurance travelers policy with your auto policy you can save up to 12% on your premium.

You can also bundle your umbrella, boat, or personal articles floater.

Home Buyer Discount

If you are a home buyer and have purchased your home within 12 months prior to the Travelers home insurance policy date, you could qualify for this discount.

Loss Free Discount

Simply from not having an claims or losses within Traveler’s specified period of time, you can qualify for a discount!

Protective Device Discount

If you have items such as a smoke detector, fire alarm, interior sprinkler systems, home security systems or other smart devices designed to protect your home, Travelers will reward you!

Green Home Discount

Travelers will discount you potentially up to 5% if you have a home that is considered a “green home” by the LEED organization.

How to Start Your Travelers Home Insurance Policy Now

The easiest thing to do is to contact us and speak with an agent.

There are amazing benefits to using an insurance broker like A Plus Insurance.

We will do the shopping for you and compare multiple companies and coverage options and make sure we find the best fit for your home insurance needs.

We are also qualified and trained to maximize your discount potential as much as possible.

See What People Are Saying About A Plus Insurance and Travelers Homeowners insurance

Home Insurance Travelers

Need To Contact Travelers Directly? Company Contact Info

  • Customer Service: 877-878-2468
  • Claims: 800-252-4633
  • Fax: 877-872-5334

What does Home Insurance with Travelers cover?

Home Insurance with Travelers typically covers damage to your home’s structure, personal belongings, liability protection, and additional living expenses. A Plus Insurance can provide details on the specific coverage options available.

How can A Plus Insurance help me find the best Home Insurance with Travelers?

A Plus Insurance shops multiple carriers, including Travelers, to find you the best Home Insurance rates. Our team compares options to ensure you get the coverage you need at the most competitive rates available in the market.

Questions about Home Insurance with Travelers? Call us at 1.888.445.2793.

If you have specific questions or need assistance with Home Insurance with Travelers, call us at 1.888.445.2793. Our dedicated team is ready to provide expert guidance and support tailored to your insurance needs.

Is Travelers Home Insurance a good insurance?

Travelers Home Insurance is known for its comprehensive coverage and reliable customer service. It offers a range of options that can be tailored to individual needs. However, it’s important to compare policies to ensure it’s the right fit for your specific requirements.

What is the best Home Insurance?

The best Home Insurance depends on individual needs, including coverage requirements, budget, and personal circumstances. A Plus Insurance can help compare various options from multiple carriers to find the one that best suits your needs.

Why is Travelers Home Insurance so cheap?

Travelers Home Insurance may offer competitive pricing due to various factors such as efficient claims processing, a wide customer base, and customizable policy options. Discounts and bundling options can also contribute to lower overall costs.

Home Insurance with Travelers

Description: Learn about Travelers home insurance and how it can protect your property.

Author: Your Name

Publisher: Your Organization

Main Entity URL: https://learnandserve.org/home-insurance-travelers/

Article Body:

  • Coverage options and policy features
  • Rates and discounts
  • How to get a quote

To get a personalized quote, call us at 1.888.445.2793.

Last Updated on by Marlon Moss

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