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Home Insurance Travelers
- About Homeowners Insurance Travelers
- Home Insurance Best Insurance Companies
- Home Insurance Travelers: Do I Really Need a Homeowners Policy?
- Learn More About Home Insurance Travelers Coverage
- Home Insurance Travelers: Why Are Insurance Premiums So Expensive in 2022?
- How to Save Money On Your Travelers Homeowners Insurance
- How to Start Your Travelers Home Insurance Policy Now
- Need To Contact Travelers Directly? Company Contact Info
- Homeowners Insurance FAQ
About Homeowners Insurance Travelers
Travelers is one of our go to insurance companies for multiple products: car, home, valuables, business, etc.
They have been in business for over 165 years and are considered one of the leading property casualty insurers in the industry.
While they don’t offer their home insurance in ALL states, we at A Plus Insurance can help you find out if Travelers is a possibility for your home insurance needs.
If you are curious about what Travelers has to offer, check out this helpful Travelers guide:
|Some of Travelers Awards & Recognitions|
|World’s most Admired Companies; Fortune 2006-2021|
|Best for Vets, Military Times, 2014–2021|
|Best Place to Work for Disability Inclusion, Disability: IN and|
American Association of People with Disabilities, 2018–2021
Home Insurance Best Insurance Companies
What makes an insurance company reliable?
There are several factors to consider such as:
- Financial Strength of the Company
- The Claims Process: Is it Easy?
- Coverage Options
- Variety of Discounts
- Website Transparency/App Accessibility
Is Travelers a good insurance company?
While experiences can differ from person to person, overall our clients at A Plus Insurance have had very positive interactions with Travelers home insurance.
With homeowners insurance in particular, there are many discount opportunities, and lots of coverage options, plus the claims process is relatively smooth with the help of the awesome customer service agents.
|JD Power Claims Score||A.M. Best Ratings||Consumer Reports Reader Score|
Take a look at some other customer Travelers insurance homeowners reviews left with the Better Business Bureau for more feedback.
Home Insurance Travelers: Do I Really Need a Homeowners Policy?
Do you really need homeowners insurance?
Technically the law doesn’t require it.
However, if you own property such as a house or condo, it is HIGHLY RECOMMENDED that you purchase coverage for your property.
Your mortgage company may even require it before they approve you for a loan.
There is no way to guarantee that your home won’t be damaged due to natural disasters, or other external forces. Purchasing a home insurance Travelers policy is the best way to prepare for the unexpected.
Learn More About Home Insurance Travelers Coverage
A standard policy is broken down into several parts.
The dwelling coverage on a home insurance Travelers policy is the amount that helps pay for the repairs of the physical damages if caused by a covered peril* such as house fires, vandalism, damage from plumping, etc.
*Unfortunately, a standard policy doesn’t cover earthquakes and floods. A separate policy can be purchased however, to make sure you are protected from such losses.
Personal Property Coverage
Personal property coverage is exactly what it sounds like. It helps pay for items destroyed or lost by a covered peril. Such items can include furniture, clothes, electronics, etc.
It is imperative that you have a list of items of possessions on your property.
This will be extremely helpful in the event of a claim.
Personal Liability Coverage
Liability coverage is the amount on your policy that will help protect you financially in case you or someone in your household is responsible for causing bodily injury or property damage to others.
Home Insurance Travelers: Why Are Insurance Premiums So Expensive in 2022?
If you are a current home owner and have an insurance policy on your property, you might have noticed the cost at renewal is a little higher than when you first purchased your policy.
Or if you are searching for a new home insurance policy, you might be struggling to find rates that are within your budget.
So why are home insurance rates soaring?
As the image above explains, there are a number of factors contributing to homeowners insurance Travelers, and other companies’ rates increasing country wide.
In particular, since last year, costs of labor and materials has dramatically increased:
- Material goods for construction prices are up 18.6%
- Asphalt roofing materials prices are up 16.3%
- Prices for lumber and wood products are up 6%
- 20 Separate $1 Billion loss events from weather in 2021
- 358,000 job openings in construction industry as of August 2021
How to Save Money On Your Travelers Homeowners Insurance
One thing that we LOVE about Travelers, is that they have great discount opportunities
Check out how you can get home insurance best discounts.
If you bundle your home insurance travelers policy with your auto policy you can save up to 12% on your premium.
You can also bundle your umbrella, boat, or personal articles floater.
Home Buyer Discount
If you are a home buyer and have purchased your home within 12 months prior to the Travelers home insurance policy date, you could qualify for this discount.
Loss Free Discount
Simply from not having an claims or losses within Traveler’s specified period of time, you can qualify for a discount!
Protective Device Discount
If you have items such as a smoke detector, fire alarm, interior sprinkler systems, home security systems or other smart devices designed to protect your home, Travelers will reward you!
Green Home Discount
Travelers will discount you potentially up to 5% if you have a home that is considered a “green home” by the LEED organization.
How to Start Your Travelers Home Insurance Policy Now
The easiest thing to do is to contact us and speak with an agent.
There are amazing benefits to using an insurance broker like A Plus Insurance.
We will do the shopping for you and compare multiple companies and coverage options and make sure we find the best fit for your home insurance needs.
We are also qualified and trained to maximize your discount potential as much as possible.
See What People Are Saying About A Plus Insurance and Travelers Homeowners insurance
Need To Contact Travelers Directly? Company Contact Info
- Customer Service: 877-878-2468
- Claims: 800-252-4633
- Fax: 877-872-5334
Homeowners Insurance FAQ
Last Updated on by Marlon Moss