Is An Umbrella Insurance Policy Beneficial To You?

Is An Umbrella Insurance Policy Beneficial To You?

An umbrella policy may seem like its just an extra unnecessary coverage to have, but let’s look at what it is and why it can be beneficial to you to have. Lets first understand what Umbrella Policy is…. It’s additional insurance that provides protection beyond...
Facts About Insurance

Facts About Insurance

Insurance is categorized on risk, type and hazards. Did you know that the first insurance contract dates back in 1347, from Genoa? The insurance industry is pretty big. In 2017 The insurance sectors contribution did a poll, and the US GDP stood at 3.1%. Net premiums...
Difference Between Comprehensive & Collision Coverage

Difference Between Comprehensive & Collision Coverage

There are two kinds of coverages that cover Physical Damage. Those two are Collision and Comprehensive. There are some differences between the two.   Let’s start with Collision coverage. This one pays for the damage caused to your car when you have an accident...
Why Choose A Company That Costs More?

Why Choose A Company That Costs More?

When it comes to insurance, its something we all need. Before choosing the right one, we will look at many factors. We most likely are going to look at solid ratings, quality of customer service, good reviews, affordable premiums, multi-policy discounts, and...
Broadform and Non-Owners- What Are The Differences?

Broadform and Non-Owners- What Are The Differences?

My name is Justine and I am a new insurance CSR! I am learning a lot of new things about insurance. I did just recently learn of a topic that I feel is important and a lot may not know the difference between or know that its an option in some states. The topic is...