Oklahoma Insurance

All About Liability and Full Coverage Auto Insurance in the State of Oklahoma

State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident

Car Insurance Requirements For Oklahoma

  1. Bodily Injury Liability: $25,000 per person and $50,000 per accident. This coverage pays for injuries that you, as the policyholder, cause to someone else.
  2. Property Damage Liability: $25,000 per accident. This coverage pays for damage you, as the policyholder, cause to someone else’s property.

These requirements are often summarized as 25/50/25.

In addition to the liability coverage, Oklahoma drivers are also encouraged to consider other types of insurance coverage for better protection, although these are not required by law:

  • Uninsured Motorist (UM) Coverage: This pays for your injuries caused by an uninsured driver or a hit-and-run driver. While it’s not required by Oklahoma law, insurers must offer it, and you must reject it in writing if you do not wish to purchase it.
  • Collision Coverage: This pays for damage to your car from a collision with another vehicle or object, regardless of who is at fault.
  • Comprehensive Coverage: This pays for damage to your car caused by events other than a collision, such as theft, vandalism, and natural disasters.

Oklahoma Insurance Cities And Neighborhoods 

Antlers, Oklahoma is one of the smallest cities in the state of Oklahoma. In fact, in 2019 the small town received their second stoplight in the entire town. If you are a fan of small towns and quiet places, then Antlers is the place to go. Nearby is Lake Hugo where many Antlers natives adventure to for a day trip or a camping weekend. The great thing about Antlers is Auto Insurance rates are generally very low and affordable. Check out the data below to see other areas near Antlers, Oklahoma.

Oklahoma Insurance DMV Addresses And Phone Numbers

Below, you will see the Nearest DMV in Antlers Oklahoma, with their contact information. The DMV website is a useful tool, you will see links, and different things you can do online, like renew your Drivers License, or get new tags. However, some things you may still need to make an appointment for. You may consider calling the DMV to inquire about scheduling an appointment, or ask if they are allowing walk ins. Since the start of COVID 19, business’s are tend to do most things online these days. But one thing is for sure, Oklahoma Insurance Liability is required.

Antlers Registration & Titling
191475 N 4140 Rd #2
Antlers, OK 74523
(580) 298-5946
Oklahoma Insurance
Antlers Driver License Office
210 S.W. Fourth St
Antlers, OK 74523
(405) 425-2424
Oklahoma Insurance

Discounts Available For Oklahoma Insurance

Are you a young driver or a seasoned experienced driver? Married, single or in school? About all of these can get you a discount with your auto insurance company. Call your agent today and see if you are taking advantage of some of the discounts that may be available to you. Check out the list below of the discounts and how much you could be saving.

Impact on RatesDiscounts Available
MildMulti Policy
Very HighContinuous Insurance
MildMilitary
MildHomeowners
MildPaperless Discount
HighPaid in Full
MildMulti Vehicle
MildEducation Discount
HighAdvanced Quote
Oklahoma Insurance
Graph details auto insurance rates per company for Antlers Oklahoma

Use A Broker To Obtain Oklahoma Insurance

When it comes to getting vehicle insurance, you’ve come to the right place. We are an independent insurance agency and we use our resources to search for the best coverage at the best rates for your individual situation.

Whether you are looking for car insurance or motorcycle insurance, we are ready to give you a quick and free quote. We work with 12+ insurance companies. Our agent will work to get you the most value for your money. We understand that your time is valuable! That’s why we do the work for you of finding the exact coverage.

Our experience shows: that you are better able to make a decision when you have the facts in front of you. Our knowledgeable and experienced staff will result in helping you quickly get quotes – and you can make your decision based on facts. We are here to answer any questions you may have on insurance for your auto, motorcycle, renters, or homeowners in Oklahoma.

Get Affordable Oklahoma Insurance Coverage Today

You can be assured that your Oklahoma Insurance coverage will be appropriate and adequate to cover you against loss, liability, and at a price you can afford. That’s part of our first-rate service.


Remember, your peace-of-mind is our goal and we want you to be happy and satisfied. We strive for excellence for you and you family. We feel the same challenges that you face and understand having insurance to protect you give the best comfort needed. Your auto or motorcycle insurance policy is an important decision. Our high caliber team will collect your information and your unique situation to determine the perfect fit for you and your family.

We know the questions to ask and the coverage’s you need and deserve. We are just a phone call away! (580) 982-5020


Cars come and go, and whether you have one or multiple vehicles we can make sure that you are covered. Our agency will work with you through the changes and make it a little easier to live your busy life. We also have SR22 policies. We make it simple and convenient for you to stay compliant with the requirements of the state of Oklahoma and will help you fulfill the paperwork from beginning to end. We will work to make the process simple and straightforward.

What types of insurance does A Plus Insurance offer in Oklahoma?

A Plus Insurance provides various insurance types in Oklahoma, including auto, home, life, and commercial insurance, among others.

How does A Plus Insurance help clients find the best insurance rates in Oklahoma?

A Plus Insurance collaborates with multiple carriers to assist clients in finding the most competitive insurance rates available in Oklahoma, tailored to their needs.

Is there a contact number to discuss insurance options with A Plus Insurance in Oklahoma?

For inquiries about insurance plans, please call us at 1.888.445.2793.

What are the insurance requirements in Oklahoma?

In Oklahoma, drivers are required to have a minimum of liability insurance, which includes bodily injury and property damage coverage.

What is full coverage insurance in Oklahoma?

Full coverage insurance in Oklahoma typically refers to a policy that includes liability insurance along with comprehensive and collision coverage.

Is Oklahoma a no-fault state?

No, Oklahoma is not a no-fault state. It follows a traditional fault-based system in car insurance claims.

Additional Oklahoma Insurance
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Mailing Only Address

416393 E 1935
Antlers, OK 74523

Or Give us a Call

Phone: (580) 982-5020

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Last Updated on by Marlon Moss

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