I got a chance to work with Jola for car insurance. I was able to get a reasonable rate working with her. Jola was very patient, helpful, knowledgeable, and a pleasure to work with. I had a good experience.
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Bryan f.
7/21/2020
Katie was very informative and helpful to a new bee like me!! She worked with me on getting the best insurance possible and made my day!! Thanks Katie ⭐️⭐️⭐️⭐️⭐️
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Jordan L.
5/14/2022
Crystal Farley was awesome. Great Customer Service!!!!! I will recommend you guys
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Tyannia J.
12/26/2023
Alexandra is always so helpful. She has taken care of all my worries.
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Brian L.
10/31/2022
Katie was awesome, even though I was very irate and frustrated due to her having to re-run everything. Her patience and calmness calmed me down and allowed me to be patient with her. She is the best and I would highly recommend her and her company.
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Takeisha D.
7/21/2021
Unlike other agents I've recently dealt with, Justine was very helpful and professional. She seemed to appreciate my business and I appreciated her getting my quote back to me in a timely manner. It was a pleasure doing business with her.
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Steve R.
12/21/2021
Absolutely amazing customer service and took the time to make sure we got the best deal.
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Maha L.
12/08/2022
Took the time, and explained everything in easy to understand details!
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Maureen D.
7/21/2020
My broker was Jola and she was very very helpful in getting me my best insurance policy possible. She was very easy to communicate with and asked all the right questions to get me the best option. I am a young man and a safe driver so it was important to me that I don’t pay too much for insurance unnecessarily and she did just that for me.
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Trinity T.
7/21/2020
Camron was super nice and helpful
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Marley W.
9/23/2023
Cameron was great and very helpful during the process.
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Isaako M.
4/14/2023
Crystal was very understanding on what I needed did a lot of work with the DMV with me was a very awesome person. She was very polite and and patient with me.
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Quincy S.
3/29/2023
Katie was very helpful in finding me the cheapest quotes and the process was smooth and seamless.
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Landon P.
1/21/2022
Lauren is great!!!.. Very helpful and nice
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Chris C.
1/21/2022
Lauren did a fantastic job helping me find a new policy! She went above and beyond to assist me in a difficult financial time to help me find a policy that worked for me financially. She was kind, efficient and thorough!
Owner Response: Thank you, Hanna. It was our pleasure getting your auto and renters policies set up today!
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Hanna E.
5/21/2022
My agent Lauren help me out great and saved me over 100$!
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Nickolas P.
9/08/2022
notes: married Young driver 49 bundled with Renters Insurance suspended license needing SR22 motorcycle insurance proof of insurance Alaska Prior insurance Progressive Honda
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michael t.
5/21/2022
I have been dealing with your company for many years. I called spoke with your agent Crystal she was able to get me the best and lowest rate possible. She is is very helpful and courteous person, I am glad she is part of your team. I wish her the best.
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Berhe H.
3/01/2023
5 Star agent
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zabih n.
7/21/2021
Insurance notes: single landlord 37 lowest fast homeowners insurance premium Colorado Prior insurance State Farm Chrysler bundled to save more.
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Ci C.
4/21/2022
Crystal Farley was very helpful in my pursuit to find auto insurance, Customer service was spot on and it was a very quick and easy process. I would very much recommend any one that wants to be taken care of for insurance purposes to this branch and company. Thank you Again!
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Anthony P.
7/21/2021
Amazing amazing amazing.!!! Jola made the process so easy and helped out so much . She was simply amazing I recommend coming here for low cost insurance !
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Soraya M.
7/21/2021
Reasonable pricing, amazing customer service both from staff and Katie who is my service provider. Highly recommended.
What is Liability Insurance? Liability insurance coverage proves that you have financial responsibility when in the event of an accident, that you were found guilty of causing for another parties injuries or property damage.
The Minimum Amount that Must be Held on an Auto Policy in Iowa is 20 / 40 / 15
Bodily Injury for One Individual
Bodily Injury for Two or More Individuals
Property Damage
$20,000
$40,000
$15,000
Cheap Iowa Car Insurance
Liability insurance will not cover any of your injuries or damaged property in the event of an accident, this is where opting for full coverage would come in to play.
What Is Full Coverage Insurance?
Full Coverage Insurance will consist of comprehensive and collision coverage. The explanation of these coverages will be listed below:
Comprehensive: This coverage will cover any damage that was caused to the vehicle by external factors such as fire, flood, a tree falling, a deer hitting the car, vandalism, and theft.
Collision: This coverage will cover any damage that was caused to the car by colliding with another object or vehicle whether parked or moving.
With full coverage on a policy, you will need to choose a deductible amount. When speaking with your agent you will go over this cost.
Deductibles typically are either $500 or $1,000. The Insurance carriers will base your premium on how much financial responsibility you are willing to take on. Therefore, if you set your limit to $1,000, then in turn, your premium cost will be lower.
Another thing to mention about deductibles, they will need to be paid first before your full coverage insurance will kick in.
Should I Get Full Coverage Calculator
If you are curious if full coverage would be a good option for you and your vehicle, you can use the calculator below to get an estimate on whether it is the right option for you.
After you use the calculator, you may call in to speak with an agent to verify if it would be in your best interest to have full coverage insurance.
Overall Thoughts on Full Coverage Iowa Auto Insurance
Full coverage is an amazing coverage that is offered by insurance carriers, however, it may not always be the best fit for each individual. For example, if you have a vehicle that is over 10 years old, full coverage may not be needed. On the other side, if you are financing a newer vehicle, the bank, dealership, or lienholder may require you to have full coverage added on to the policy.
When discussing your quote with our agents, they will help guide you in the right direction for what the best option would be for you and your vehicle when it comes to having cheap Iowa car insurance and full coverage insurance.