What is my neighbor paying for their 2004 Toyota Tundra? Auto-Liability, 2004 Toyota Tundra See a sample rate for a Male Driver / Married 64 year old with No Violations-liability only. Get A Free Quote 2004 Toyota Tundra: SAMPLE QUOTE…
What is my neighbor paying for their 2015 Mazda 3? Auto-Liability, 2015 Mazda 3 See a sample rate for a Male Driver / Single 33 year old with Violations – Liability Only. Get A Free Quote 2015 Mazda 3: SAMPLE…
What is my neighbor paying for their 2014 Toyota 4 Runner? Auto-Full Coverage, 2014 Toyota 4 Runner See a sample rate for a Male Driver / Single 50 year old with No Violations – Full Coverage. Get A Free Quote…
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Auto Insurance, Now in 34 states! Liability Sample Quote For A 2015 FORD TAURUS Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at…
There are two types of insurance a person can get:
Liability Only or Full Coverage
Liability car insurance covers the cost of damage or injury that you may cause to other people or their property while driving. Specifically, it covers:
1.Bodily Injury: This covers medical expenses, lost wages, and other damages for any injuries that you may cause to others in an accident.
2. Property Damage: This covers the cost of damage to other people’s property, such as their car or fence.
It’s important to note that liability insurance only covers damages or injuries to others and their property, not your own.
That bring us to Full Coverage, which is Liability + Comprehensive/Collision.
Collision covers the cost of repairing or replacing your own vehicle if you are in an accident while Comprehensive covers damage to your car from non-collision events, such as theft, vandalism, fire, or natural disasters.
Additional Coverages are available as well, such as:
Car Insurance: Will It Cover You If You Hit A Pedestrian?
If you hit a pedestrian with your car, your car insurance should cover the damages and injuries you may have caused. Specifically, your liability insurance will cover the pedestrian’s medical bills, lost wages, and other damages up to the limits of your policy.
If you have additional coverage, such as personal injury protection (PIP) or uninsured/underinsured motorist coverage, those may also come into play depending on the circumstances of the accident.
Car Insurance Will Not Always Cover Hitting A Pedestrian
Why? well, there are a few factors that we need to take into consideration. For example, the circumstances that led to the incident and the laws in the State or area where the accident occurred.
What do we mean by this?
If you were driving recklessly, under the influence of drugs or alcohol, or intentionally hit the pedestrian, your insurance company may not cover you. In addition, if the pedestrian sues you for damages that exceed your policy limits, you may be personally liable for the excess amount.
If you’re involved in an accident with a pedestrian, it’s important to contact your insurance company as soon as possible to report it.
OTHER HELPFUL LINKS
Learn more about full coverage auto insurance here.
Learn more about liability only auto insurance here.
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7/21/2020
great experience with A Plus Insurance. Alexandra made...read moregreat experience with A Plus Insurance. Alexandra made sure i got everything i need for the best price. How fast and easy it was and how friendly and accommodating Alexandra is really made all the difference. Thank you so much! <3read less
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10/14/2022
Lauren made the process painless!:)
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5/21/2022
very helpful & patient with all my questions....read morevery helpful & patient with all my questions. Found a fantastic rate the honesty couldn’t be beat anywhere else.read less
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7/21/2021
Great customer service.
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1/21/2022
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2/15/2023
Lauren was great, very easy to deal with....read moreLauren was great, very easy to deal with. Made the process very easy.read less
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3/08/2022
Mr. Marlon took his time to find me...read moreMr. Marlon took his time to find me the best rates.He was also and answered all my questions I had. Thank you Mr. Marlon!read less
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2/08/2023
Great experience! Highly recommend!
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11/16/2022
She was friendly, knowledgeable, and got us what...read moreShe was friendly, knowledgeable, and got us what we needed in a timely manner. Very easy to work with.read less
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7/21/2021
Policy Notes: Single Young male driver...read morePolicy Notes: Single Young male driver mid 20's lowest quick broad form insurance quotes in Colorado Springs Prior insurance: American Family read less
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7/21/2022
Marlon, was very helping, great customer service couldn't...read moreMarlon, was very helping, great customer service couldn't ask for a better person to help me get insuranceread less
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3/02/2023
I have been a value customer for 3...read moreI have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.read less
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7/14/2022
Using this company, A Plus Auto Insurance,was the...read moreUsing this company, A Plus Auto Insurance,was the easiest it has ever been to get auto insurance. She was very helpful explained everything clearly and got me the best policy at the lowest rate. Thank you!read less
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6/07/2023
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8/30/2023
Owner Response: Thank you Dani we are grateful...read moreOwner Response: Thank you Dani we are grateful for the review and happy to help with your 1998 DOdge Dakota
Notes: Multi policy discount: Motorcycle insurance read less
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7/14/2022
Marlons was able to find me rates that...read moreMarlons was able to find me rates that would save me hundreds. He was quick and extremely helpfulread less
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9/05/2023
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11/25/2022
Jola helped me make a difficult situation much...read moreJola helped me make a difficult situation much better and a smoother process! Thank you!read less
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7/21/2020
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10/21/2021
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6/21/2022
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7/21/2021
Lauren was a really great help during the...read moreLauren was a really great help during the entire process from beginning to end! Very professional and quick. 10/10 recommend
Notes: Gainsco came in the most competitive for liability only insurance policy in South Carolina - obtaining an online insurance policy with proof of insuranceread less
