Understanding RCV and ACV Insurance: (Replacement Cost vs Actual Cost Value)

Understanding RCV and ACV Insurance As if understanding homeowners insurance wasn’t hard enough, you also have to know the difference between actual cash value (ACV) and replacement cost value (RCV).   However, it is imperative that you know these terms and their differences because it could mean the difference between a little money and a lot… Continue reading Understanding RCV and ACV Insurance: (Replacement Cost vs Actual Cost Value)

Water Damage, What Does My Homeowners Policy Cover?

The Lowdown on Water Damage For many homeowners understanding the difference between what water damage is and what it isn’t can be very complicated.  However, as the third leading cause of claims according to research by the Insurance Information Institute, it’s best to educate yourself and understand what water damage is and how to protect… Continue reading Water Damage, What Does My Homeowners Policy Cover?

5 Ways to Keep Sane During a Home Renovation Process

5 Ways to Keep Sane During a Home Renovation Process Your Guide to surviving the stress of home repairs, and what to expect while your house is under construction. What’s Next? If you have filed a homeowners insurance claim and wondering what to expect during the home repair process, this is for you.  Even if… Continue reading 5 Ways to Keep Sane During a Home Renovation Process

Before Buying a House, Look at These 10 Things

Buying A House? Shopping for a new a house can be an exhilarating and stressful time, but a few helpful suggestions you can make yourself an educated buyer and possibly save some money on homeowners insurance in the process. Which saving money on insurance is a good thing because homeowners insurance is typically a bank… Continue reading Before Buying a House, Look at These 10 Things