Water Damage, What Does My Homeowners Policy Cover?

For many homeowners understanding the difference between what water damage is and what it isn’t can be very complicated.  However, as the third leading cause of claims according to research by the Insurance Information Institute, it’s best to educate...

Before Buying a House, Look at These 10 Things

Shopping for a new a house can be an exhilarating and stressful time, but a few helpful suggestions you can make yourself an educated buyer and possibly save some money on homeowners insurance in the process. Which saving money on insurance is a good thing because...

Understanding Insurance, Replacement Cost vs Actual Cost Value

As if understanding homeowners insurance wasn’t hard enough, you also have to know the difference between actual cash value (ACV) and replacement cost value (RCV).   However, it is imperative that you know these terms and their differences because it could mean...

Home Repair Guide,What to Expect While Under Construction

If you have filed a homeowners insurance claim and wondering what to expect during the home repair process, this is for you.  Even if you have not filed a claim but are about to start home renovations, there is some useful information for you too. Read on as we give...