Sample Quote: 2017 SUBARU FORESTER

2017 SUBARU FORESTER: SAMPLE QUOTE

Insurance Rating Factors

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Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.

Who Is Progressive?

Progressive is an American insurance company and one of the largest providers of auto insurance in the United States. It was founded in 1937 by Joseph Lewis and Jack Green as Progressive Mutual Insurance Company. The company’s headquarters are located in Mayfield Village, Ohio.

Progressive is well-known for its innovative and customer-centric approach to auto insurance, which has helped it become a prominent player in the insurance industry. Some key features that set Progressive apart include:

1. Snapshot Program: Progressive introduced the Snapshot program, which is a usage-based insurance (UBI) program. It allows policyholders to potentially receive discounts on their premiums based on their driving habits. Policyholders can opt to use a telematics device or a mobile app to track their driving behaviors and receive personalized rates.
2. Name Your Price Tool: Progressive offers a unique “Name Your Price” tool, where customers can enter their desired insurance budget, and Progressive will provide coverage options that align with that budget.
3. Wide Range of Insurance Products: While Progressive is primarily known for its auto insurance, it also offers other insurance products, including home insurance, renters insurance, boat insurance, motorcycle insurance, RV insurance, and commercial auto insurance.
4. Online Platform: Progressive is recognized for its user-friendly website and mobile app, which makes it easy for customers to get quotes, manage their policies, and file claims.
5. Advertising and Branding: Progressive is famous for its marketing campaigns featuring the fictional character Flo, played by Stephanie Courtney. The advertising campaigns have played a significant role in increasing the company’s visibility and brand recognition.

What are the coverage limits and are they adjustable?

The coverage limits of an insurance policy refer to the maximum amount the insurance company will pay out for a covered claim. These limits can vary depending on the type of insurance and the specific policy you choose. Here are some common types of insurance and their coverage limits:

1. Auto Insurance:
   • Liability Coverage: Coverage limits are typically expressed as three numbers, such as 100/300/50. The first number represents the maximum amount the insurer will pay for bodily injury per person, the second number is the maximum per accident, and the third number is the property damage limit per accident.
   • Uninsured/Underinsured Motorist Coverage: Similar to liability coverage, it also has per person and per accident limits.
   • Comprehensive and Collision Coverage: These may have a deductible, which is the amount you must pay out of pocket before the insurance coverage kicks in.
   • Coverage limits are often adjustable, and insurance companies usually offer a range of options to suit individual needs and budgets. Higher coverage limits generally lead to higher premiums, while lower coverage limits result in lower premiums. It’s crucial to carefully assess your insurance needs and consider potential risks when deciding on the appropriate coverage limits for your policy.
   • When discussing insurance options with your insurance provider or agent, they can help you understand the available coverage limits and how adjusting them may affect your policy’s cost and level of protection.

What is the reputation of a 2017 SUBARU FORESTER?

The Subaru Forester is known for its practicality, reliability, and all-weather capability. It is classified as a compact SUV and has been a popular choice for those seeking a versatile and family-friendly vehicle.

Positive aspects of the 2017 Subaru Forester include:

1. Safety: Subaru is renowned for its commitment to safety, and the Forester is no exception. It often receives high safety ratings and is equipped with advanced safety features like Subaru’s EyeSight driver-assistance technology.
2. All-Wheel Drive: The Forester comes standard with all-wheel drive, making it a capable performer in various road conditions, especially during inclement weather.
3. Cargo Space: The Forester has a spacious interior with ample cargo room, making it suitable for families and those with active lifestyles.
4. Reliability: Subaru vehicles, including the Forester, have a reputation for being reliable and durable over the long term.
5. Resale Value: Subaru vehicles tend to hold their value well, which can be beneficial for owners looking to sell or trade in their cars in the future.

It’s worth noting that individual experiences with any vehicle can vary based on factors such as maintenance history, driving habits, and specific model variations. Before purchasing a used 2017 Subaru Forester, it’s essential to have a thorough inspection by a trusted mechanic and check the vehicle’s history report.

For the most up-to-date information on the 2017 Subaru Forester’s reputation, I recommend checking recent consumer reviews, automotive publications, and reliability ratings from organizations like J.D. Power and Consumer Reports.