Non-owners SR22 Alaska

Non-owners SR22 Alaska

What Would My Auto Insurance Rates Be With an SR22 and Without a Vehicle?

A Plus Insurance30 Year Old Male, Single, Alaska
No Vehicle Owned
Discounts: paperless, autopay
sr22 insurance michigan 2
SR22 Is a simple filing process for your insurance carrier.
Selected Coverages With Progressive Insurance
Bodily Injury Liability: $50,000/$100,000
Property Damage Liability: $25,000
Uninsured Motorist Bodily Injury: Rejected
Comprehensive: None
Collision: None
WITH SR22 FILING FEE: $25
Other Rejected Coverages: Medical Payments, no rental or towing reimbursement

Violations can make your premium much higher. But an SR22 on its own isn’t very much. Progressive insurance, for example, is only $25. Chances are your rates will not be this high. Progressive offers great discount opportunities such as decreased rates for automatic bank and draft and simply for signing up for a paperless account.

Total 6 Month Premium: $1,590

Common Alaska Auto Insurance Options

  1. Liability Only: Cheapest option, meets state minimum requirements.
  2. Full Coverage: Includes liability, collision, and comprehensive coverage for better financial protection.
  3. SR22 Insurance: Required for high-risk drivers to reinstate their license after violations.
  4. Non-Owner Insurance: Ideal for individuals who don’t own a car but still need liability coverage to drive legally.

Factors Affecting Auto Insurance Rates in Alaska

  • Driving record: Accidents and violations can increase rates.
  • Location: Rates may vary based on whether you live in urban areas like Anchorage or remote regions.
  • Coverage level: Full coverage will cost more than liability-only policies.
  • Vehicle type: Trucks, SUVs, and ATVs are common in Alaska, and insurance rates may vary depending on the type of vehicle insured.

Monthly Installments: $265

Alaska Auto Insurance Discounts

  • Multi-Policy Discount: Save by bundling auto insurance with homeowners or renters insurance.
  • Military Discount: Available for active-duty military personnel.
  • Safe Driver Discount: No accidents or violations in the last three years? You could qualify for lower rates.
  • Low Mileage Discount: If you drive fewer miles than average, some insurance companies offer reduced rates.

Top Insurance Companies Serving Alaska

  • Progressive – Competitive rates for liability and full coverage.
  • Dairyland – Specializes in high-risk and SR22 insurance.
  • The General – Offers affordable policies with flexible payment options.
  • National General – Great for full coverage and multi-policy bundling.
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