 30 Year Old Male, Single, Alaska |
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| No Vehicle Owned |
| Discounts: paperless, autopay |
| Selected Coverages With Progressive Insurance |
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| Bodily Injury Liability: $50,000/$100,000 |
| Property Damage Liability: $25,000 |
| Uninsured Motorist Bodily Injury: Rejected Comprehensive: None Collision: None WITH SR22 FILING FEE: $25 |
| Other Rejected Coverages: Medical Payments, no rental or towing reimbursement |
Violations can make your premium much higher. But an SR22 on its own isn’t very much. Progressive insurance, for example, is only $25. Chances are your rates will not be this high. Progressive offers great discount opportunities such as decreased rates for automatic bank and draft and simply for signing up for a paperless account.
Total 6 Month Premium: $1,590
Common Alaska Auto Insurance Options
- Liability Only: Cheapest option, meets state minimum requirements.
- Full Coverage: Includes liability, collision, and comprehensive coverage for better financial protection.
- SR22 Insurance: Required for high-risk drivers to reinstate their license after violations.
- Non-Owner Insurance: Ideal for individuals who don’t own a car but still need liability coverage to drive legally.
Factors Affecting Auto Insurance Rates in Alaska
- Driving record: Accidents and violations can increase rates.
- Location: Rates may vary based on whether you live in urban areas like Anchorage or remote regions.
- Coverage level: Full coverage will cost more than liability-only policies.
- Vehicle type: Trucks, SUVs, and ATVs are common in Alaska, and insurance rates may vary depending on the type of vehicle insured.
Monthly Installments: $265
Alaska Auto Insurance Discounts
- Multi-Policy Discount: Save by bundling auto insurance with homeowners or renters insurance.
- Military Discount: Available for active-duty military personnel.
- Safe Driver Discount: No accidents or violations in the last three years? You could qualify for lower rates.
- Low Mileage Discount: If you drive fewer miles than average, some insurance companies offer reduced rates.
Top Insurance Companies Serving Alaska
- Progressive – Competitive rates for liability and full coverage.
- Dairyland – Specializes in high-risk and SR22 insurance.
- The General – Offers affordable policies with flexible payment options.
- National General – Great for full coverage and multi-policy bundling.