(Female, 43 Married, Colorado Springs CO ) |
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Year/Make Model: 2019 Kia Sorento |
Ownership Status: Owned |
Discounts: Paperless, Auto Pay, Homeownership – Multi-vehicle Discount |
Selected Coverages with Suncoast |
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Bodily Injury Liability: $25,000/$50,000 |
Property Damage Liability: $25,000 Uninsured Motorist Coverage: Rejected |
Comprehensive and Collision: $1000 |
Other Rejected Coverages: Roadside Assistance, Towing, Medical Payments, Underinsured Motorist |
We were able to find our client decent rates in Colorado springs for their 2019 Kia Sorento. This was a multi-vehicle full coverage insurance rate.. We ended up with full coverage as well as two other vehicles applied to the policy with additional drivers as well. Rates for 3 vehicles are not bad with Suncoast. Typically liability rates in the Springs are not too bad if you find yourself the right agency to work with!
Total 6 Month Premium: $1,171
Estimated Monthly Rates for Multi-Vehicle Full Coverage:
Two Vehicles:
- Standard Drivers: $200–$300/month.
- High-Risk Drivers: $350–$500/month.
- Young Drivers (under 25): $300–$450/month.
Three Vehicles:
- Standard Drivers: $300–$450/month.
- High-Risk Drivers: $500–$750/month.
- Young Drivers: $450–$650/month.
What Full Coverage Includes:
- Liability Coverage: Covers bodily injury and property damage to others.
- Collision Coverage: Pays for damage to your vehicles from accidents, regardless of fault.
- Comprehensive Coverage: Protects against non-collision incidents like theft, vandalism, or weather damage.
- Uninsured/Underinsured Motorist Coverage: Optional, but highly recommended for additional protection.
Factors Affecting Multi-Vehicle Insurance Rates:
- Driver Profile: Clean driving records and good credit scores lower premiums.
- Vehicle Types: Sports cars and luxury vehicles cost more to insure than sedans or older cars.
- Location: Urban areas with higher theft or accident rates increase premiums.
- Usage: Daily commuting or high annual mileage raises costs.
- Coverage Levels: Higher limits and lower deductibles increase premiums.
Monthly Installments: $195.70