Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a Non-Owners SR-22.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a Non-Owners SR-22. The following is liability sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Not Available
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Male
Age Group: 60s
Legal Marital Status: Single
Prior Insurance: No
Violations: No
SR-22: Yes
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person only has has their Driver’s License suspended for 5+ years. They decided they wanted to reinstate, but needed insurance with an SR-22 attached.
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real liability sample quote.
What Is A SR-22?
An SR-22 is a certificate of financial responsibility that is required in some US states for individuals who have been convicted of certain driving-related offenses, such as driving under the influence (DUI) or driving without insurance. It’s also known as an SR-22 insurance or certificate of insurance.
The SR-22 certificate is filed by the insurance company with the state’s Department of Motor Vehicles (DMV) to provide proof that the individual has the required amount of liability insurance coverage. This certificate may be required for a period of time determined by the state, and failure to maintain the required insurance may result in license suspension or revocation.
It’s important to note that an SR-22 is not an insurance policy itself, but rather a certificate filed by the insurance company on behalf of the policyholder. The individual must have an active insurance policy that meets the state’s minimum liability requirements in order to obtain an SR-22. This liability sample quote had an SR-22 attached.
Why Would A Person Need Insurance If They Don’t Own A Vehicle?
Even if a person doesn’t own a vehicle, they may still need insurance coverage for various reasons, such as:
Non-Owner Car Insurance: If the person frequently rents or borrows cars, they may consider getting a non-owner car insurance policy. This type of policy provides liability coverage when driving a car that’s not owned by the policyholder.
Personal Liability Coverage: Even if a person doesn’t own a car, they may still be held liable for damages or injuries they cause in an accident. Personal liability coverage can protect them from lawsuits resulting from accidents they cause.
Coverage for Rental Cars: If the person rents cars frequently, they may consider purchasing rental car insurance. Rental car insurance can provide coverage for damage to the rental car or liability coverage for injuries or damages caused to others while driving the rental car.
Coverage for Borrowed Cars: If the person frequently borrows cars from friends or family members, they may consider getting a non-owner car insurance policy or being added as a named driver on the owner’s policy to ensure they are covered in case of an accident.
In summary, even if a person doesn’t own a vehicle, they may still need insurance coverage to protect themselves from liability and to ensure they are covered when driving a borrowed or rented vehicle.
6-Month Premium:
$ 216.00
Monthly Installments:
$39.84
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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Sam B.
7/14/2022
Full coverage at an awesome price Auto Insurance policy notes: 2008 CHev HH5 fully coverage with roadside, rental, uninusured motorist protection and comprehensive and collision insurance. Premium insurance coverage for low cost - No proof of prior insurance but still a great deal with other discount found.
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1/08/2023
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1/06/2023
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Notes: first time insured 28 purchase prompt auto insurance young driver South Carolina Geico Infinity
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7/21/2021
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1/21/2022
Marlon was amazing! If anyone is like me, I know you hate having to shop for car insurance, but Marlon made it quick and effortless. He was patient with me because I was not prepared and it was the lowest rate that I received. Thank you for your help. I plan on doing business with this company for a long time.
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3/05/2024
This the single best experience I've ever had insuring a vehicle. Katie, my agent, explained everything in great detail, gave me the best available options, answered all my questions, and sent all the documentation I needed within minutes.
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E J.
9/21/2021
I had a few problems with my previous insurance company/broker, so I called these people. Amy and Crystal were great. They have low rates and explain the options clearly and easy to understand. Insurance can be complicated, it's always best to talk with someone who will show you different options. I had insurance going again in less than 15 minutes. I'm very pleased with their service.
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Josh H.
5/02/2023
I searched and searched for a insurance company that would give me a reasonable quote without judging me on my past. I finally found it and I have no plans to let it go anytime soon.
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Josh S.
10/21/2021
Crystal did a great job!!! I have an SR22 and been trying to find cheap insurance. Crystal was very helpful, diligent, and found me insurance within my price range!! Thank you so much A+ Insurance
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9/06/2023
I have changed my Car Insurance to A Plus Insurance and have saved so much, thank you Lauren for all your help!