Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a Non-Owners SR-22.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a Non-Owners SR-22. The following is liability sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: 25/50/25
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Not Available
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: South Carolina
Gender: Male
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: No
Violations: No
SR-22: Yes
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person did not sign up with discounts.
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real liability sample quote.
What Is A SR-22?
A Financial Responsibility Form SR-22 is a specific type of document that is required by the Department of Motor Vehicles (DMV) in some states in the United States.
An SR-22 form is a proof of financial responsibility that a driver is required to file with the DMV to have their driving privileges reinstated or to prevent a suspension. It is typically required for individuals who have been convicted of certain driving offenses, such as driving under the influence (DUI) or driving without insurance.
The SR-22 form is issued by the State and shows that the driver has the required minimum amount of liability insurance coverage as mandated by their state. It is the insurance company’s guarantee to the DMV that the driver has adequate coverage, and that the insurance company will notify the DMV if the driver’s insurance policy is canceled, lapses or changes.
It is important to note that an SR-22 form does not provide insurance coverage; it simply provides proof of financial responsibility. The driver is responsible for maintaining the required insurance coverage and making sure the SR-22 is up to date and on file with the DMV for the entire required period of time, which varies by state.
This liability sample quote had an SR-22 attached.
Do I Need Auto Insurance If I Don’t Own A Vehicle?
If you do not own a car, you are not required to have auto insurance in most states in the United States. However, there are some situations where you may still need to purchase insurance or be covered by an insurance policy:
If you frequently borrow or rent cars: If you regularly borrow or rent cars, you may want to consider purchasing a non-owner car insurance policy. This type of policy provides liability coverage for you as a driver, rather than for a specific vehicle.
If you live with someone who owns a car: If you live with someone who owns a car and you have access to it, you may need to be listed as a driver on their insurance policy.
If you use a car-sharing service: If you use a car-sharing service like Zipcar or Uber, the company may provide insurance coverage while you are driving the car.
It is important to note that even if you are not legally required to have car insurance, having coverage can protect you financially in the event of an accident or other incident while driving.
6-Month Premium:
$ 290.61
Monthly Installments:
$41.68
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
Katie S was so sweet and helpful! Getting insurance is such a nightmare usually but she made it quick and easy. Found me a super cheap rate too! Highly reccomend, will definitely be using them in the future.
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Joseph M.
7/21/2021
A Plus insurance is awesome! Great people, friendly and helpful. Crystal helped me save money with a new policy. I recommend A Plus to anyone needed insurance.
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Bill
8/30/2023
Been with A Plus for a few years now and they've always worked hard to get me a decent rate for my auto insurance. Given nothing unforeseen, I'm guessing I'll be with them for a few more...
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Erik L.
11/26/2023
Everything was quick and easy and Jola was very helpful and friendly.
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Michael C.
6/15/2022
Lauren was clear and efficient the whole way through!
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Ashton W.
9/14/2022
Lauren is the best! She helped me get an extremely affordable home insurance policy and cleared up a lot of confusion going on with the title company and lender. She straightened everything out and got me all set up in a matter of minutes! I highly recommend Lauren at A Plus Insurance! Thanks for the amazing job you are doing Lauren!
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R W.
7/21/2021
Notes: first time home owner looking for quality yet inexpensive homeowners insurance and also to bundle auto insurance. Discounts applied: snapshot Colorado Prior insurance None Chrysler
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Thomas M.
6/30/2022
Was as easy as could be, Jola was very helpful, thank you
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chris n.
1/21/2022
Marlan is the best. He found me a great Rate
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Shira C.
3/04/2023
Lauren is the most amazing and helpful agent I have ever had. She thoroughly explained and presented me with options, was very personable and patient, supportive and kind! And I’m so happy to be insured with her as my agent. If you get the option to have her as your agent, consider yourself lucky! Her communication, direction and awareness of what was necessary to become insured made it possible for me to get what I need to move forward!
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Kye
12/08/2023
Very knowledgeable and friendly. He was very patient with me answering all my questions and actually got more benefits at a better deal than I expected.
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Debra M.
3/21/2022
Thanks for the awesome help today will highly recommend:)
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RUNITUP D.
10/11/2023
So helpful thank you very much.
Notes: Long term client looking to upgrade vehicle - found lower rates through National general, 2017 Honda HR-V.. Young male single driver. Multiple discounts applied: Paperless, proor of prior insurance through Dairyland.
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andre t.
7/07/2022
There is no one like her around...
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Maranda W.
7/21/2021
Very helpful i was finished in a flash
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Camden A.
2/14/2024
My agent, Katie, was so patient and understanding with me while I took forever getting documents together for my quote- she really went out of her way to accommodate me. I look forward to working with her in the future, especially if this is the type of service I can expect!
Notes: single Female 21 looking to find quick motorcycle insurance online with immediate insurance ID Card Michigan Prior insurance Foremost Mitsubishi
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Ronda
6/21/2022
Katie was such a pleasure. She was super nice and very knowledgeable. She was able to get me a great rate and save me some money!Thank you guys!
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Lauren B.
7/21/2021
I worked with Alexandra to set up my policy. I've never been treated with more respect and kindness! She took her time to find me the policy that fit my needs best. She is thorough, patient and understanding. On a side note, this company also donates part of their earnings to charity. I highly recommend this company!
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D K.
1/18/2023
Agent was extremely efficient and knowledgeable. She went in depth detail about the policy & statistics in my city. Will definitely be referring friends & family.
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Regina R.
1/05/2023
Crystal does great everytime I wouldn't want anyone else! She really is amazing and has always been available. I won't go through anyone else and if I have to I don't know what I would do lol. Very good agent
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Evan P.
3/01/2023
Jola was professional knowledgeable and very helpful
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Steve S.
9/14/2022
Very nice and good
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Jennifer T.
11/24/2023
Great lots of help and very kind.
Response from Owner: Thank you so much Kaitlyn! Please let us know if you need a renters policy. Proof of prior insurance discount applied while reshopping rates from Dairyland to Mendota to save money.
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Kaitlyn T.
7/14/2022
Crystal was so nice and helpful!! Best experience I’ve had over the phone with insurance.