Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2009 TOYOTA RAV4 in this Liability Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2009 TOYOTA RAV4. The following is Liability sample quote.
Liability Limits: $50,000 each person $100,000 each accident $50,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: Alaska
Gender: Male
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: No
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
Are Toyota’s Reliable Vehicles?
Yes, Toyota has a reputation for building reliable vehicles. Toyota has consistently ranked highly in various reliability surveys and studies, such as Consumer Reports’ Annual Auto Reliability Survey and J.D. Power’s Vehicle Dependability Study.
Toyota’s emphasis on quality and durability in their manufacturing processes, along with their commitment to continuously improving their products, has helped them maintain a reputation for building dependable vehicles. Additionally, Toyota’s extensive experience in producing hybrid vehicles has further solidified their reputation for reliability and longevity.
However, it’s worth noting that like any other car manufacturer, Toyota’s vehicles can still experience issues or require maintenance and repairs over time. Regular maintenance and following the recommended service schedules can help ensure that your Toyota vehicle remains reliable and running smoothly for years to come.
My vehicle is older – Should I have liability only?
A person should consider having liability only car insurance if they have an older vehicle that is not worth a lot of money or if they cannot afford to pay for comprehensive and collision coverage. Liability only insurance typically covers damage and injuries that you may cause to other people or their property while driving your vehicle, but it does not cover damage to your own vehicle.
Here are a few situations where liability only car insurance may make sense:
You have an older car that is not worth much: If your car is older and has a low market value, it may not be worth paying for comprehensive and collision coverage. If you were to get into an accident and your car was totaled, the amount you would receive from your insurance company may not be enough to justify the cost of the additional coverage.
You are on a tight budget: If you cannot afford to pay for comprehensive and collision coverage, liability only insurance may be a more affordable option. However, keep in mind that if you were to get into an accident and your car was damaged, you would have to pay for the repairs out of your own pocket.
You have a car loan or lease that requires it: If you have a car loan or lease, the lender may require you to carry comprehensive and collision coverage. However, if you own your car outright, you may have the option to drop these coverages and switch to liability only insurance.
Ultimately, the decision to have liability only car insurance depends on your individual situation and risk tolerance. It’s important to weigh the potential cost savings against the potential financial risks of not having full coverage in the event of an accident. In this liability sample quote the person decided to have liability only for his 2009 vehicle.
6-Month Premium:
$ 498.00
Monthly Installments:
$88.02
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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Service was excellent!!! Agent Marlon was very kind...read moreService was excellent!!! Agent Marlon was very kind and made me feel comfortable in my insurance search. Highly recommendread less
Tanisha T.
9/09/2022
Ms. Mckenzie was incredibly professional and very helpful!...read moreMs. Mckenzie was incredibly professional and very helpful! What a great part of your team: lucky to have her on your team.
Notes: No SR22 required, but violations still impacted rate. Affordable liability only insurance on a 2008 Toyota Tundra. One male driver age 45read less
P B.
6/30/2022
I worked with Lauren McKenzie for my quote....read moreI worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie. Thanksread less
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5/15/2022
Katie Sopko was very helpful and friendly.
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7/21/2021
Veronica was super helpful with finding me the...read moreVeronica was super helpful with finding me the most affordable car insurance. She answered all my questions and made sure I understood the whole process, since this was new to me! I would definitely recommend her to others!!
Owner Response: Thank you Andrea, we are so happy we could help!
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6/21/2022
Marlon was amazing! Super helpful, and kept everything...read moreMarlon was amazing! Super helpful, and kept everything very simple, and actually tried to get me the lowest rate! Most places just say that and don’t really do it. I’ll be recommending this place to anyone lookin for insurance!read less
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Marlone did a excellent job helping me find...read moreMarlone did a excellent job helping me find the best insurance for Colorado denver area. Very helpful and called back on time.read less
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Crystal was prompt, and she covered everything I...read moreCrystal was prompt, and she covered everything I needed. I didn't feel rushed, at all. We even had a few laughs. THANKSread less
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Marlon was AMAZING, attentive and fast. I couldn’t...read moreMarlon was AMAZING, attentive and fast. I couldn’t be any more appreciative of the service I received today! All of my worries vanished with one call. He’s very helpful and great at anything he does I’m sure .read less
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2/22/2023
Jola did a very good job handling my...read moreJola did a very good job handling my insurance request in a timely manner. She was very thorough explaining everything to me and making sure my situation was completely taken care of.read less
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7/21/2020
Katie and Crystal worked well with me and...read moreKatie and Crystal worked well with me and helped me find the right policy and deal. I will definitely recommend to friends and family.read less
Sandra
7/21/2021
Very friendly serice. It was nice for them...read moreVery friendly serice. It was nice for them to do the shopping for me and come out with a cheaper rate.read less
Sy S.
7/21/2019
Katie was absolutely fantastic! Took care of all...read moreKatie was absolutely fantastic! Took care of all my needs and was super friendly. AMAZING CUSTOMER SERVICE!read less
Kendall R.
7/21/2021
Jola was so great at helping me! She...read moreJola was so great at helping me! She didn’t mind how much I wanted to compare the prices on things and was so kind and patient through a few bumps in the road we had during the process! Really felt taken care of, thank you!read less
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7/21/2021
My rep was the absolute best I love...read moreMy rep was the absolute best I love my insurance companyread less
The O.
3/01/2023
Mrs. Farley was personable, patient and thorough with...read moreMrs. Farley was personable, patient and thorough with addressing my questions and concerns regarding a confusing situation for a food delivery quote. Please give their family business a chance to meet your needs and exceed your expectations.read less
Bryon B.
7/21/2020
I worked with Lauren McKenzie for my quote....read moreI worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie.Thanks
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Maulik K.
5/21/2022
I needed assistance with a lapsed Home Owner’s...read moreI needed assistance with a lapsed Home Owner’s Insurance Policy, Jola worked diligently over two days to get me the best rate and fulfilled everything I needed painlessly. I would Highly Recommend this company and their Services. If there were more than Five Stars, she would have gotten them all…Thanks Again, Very Satisfied Customer!read less
Jason S.
7/14/2022
So very impressed with how professional and knowledgable...read moreSo very impressed with how professional and knowledgable Crystal was in helping me shop around for a new policy. She was very pleasant to work with. I am glad I found A Plus Insurance and look forward to working with them for all my insurance needs.read less
Ralph B.
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Lauren was Great! Very helpful and saved me money!
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She did an amazing job, explaining the rates...read moreShe did an amazing job, explaining the rates very well and clear.read less
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I would just love to think Crystal she...read moreI would just love to think Crystal she was absolutely amazing! She helped me figure out the best price and was so kind, I am so glad I decided to call A Plus Insurance!! I will never go anywhere else thank you so much Crystal!!!!- You and your family are amazing, that is so awesome that you give to St Jude's!!!!!-read less
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Very Professional and got the job done quick!I...read moreVery Professional and got the job done quick!I worked with Marlon Moss. Thank you for the great service.
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