Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2004 HONDA ACCORD in this Liability Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2004 HONDA ACCORD. The following is Liability sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: 25/50/25
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: South Carolina
Gender: Female
Age Group: 20s
Legal Marital Status: Single
Prior Insurance: No
Violations: Yes
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person doesn’t have the greatest driving record.
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
When is a good time to choose liability only?
Choosing liability-only car insurance can be a cost-effective option in certain situations. Liability insurance covers the costs associated with injuries and property damage you cause to others in an accident, but it doesn’t cover damage to your own vehicle. Here are some situations when opting for liability-only car insurance might be a good choice:
Older or low-value vehicles: If your car is older or has a low market value, the cost of comprehensive and collision coverage (which covers damage to your own vehicle) may be higher than the potential payout in the event of an accident. In such cases, it may make sense to only carry liability coverage.
Financial constraints: If you’re on a tight budget and can’t afford the higher premiums associated with full coverage, liability insurance can provide a basic level of protection without breaking the bank.
Emergency fund: If you have sufficient savings or an emergency fund set aside to cover potential repairs or replacement of your vehicle, you may be comfortable with liability-only coverage as a way to save on insurance premiums.
Older drivers with few assets: If you’re an older driver with few assets to protect, you may be less concerned about personal liability in the event of an accident. Liability coverage can still provide some protection without the need for extensive coverage.
State requirements: Some states have minimum liability insurance requirements that drivers must meet. In such cases, you may choose liability-only coverage to comply with the law while keeping costs down.
Secondary vehicle: If you have a secondary vehicle that you don’t drive frequently and it holds little financial value, you might opt for liability-only coverage on that vehicle to save on insurance costs.
It’s important to assess your individual circumstances and financial situation when deciding on your car insurance coverage. Keep in mind that while liability-only insurance can save you money on premiums, it may leave you financially vulnerable if you’re involved in an accident that damages your own vehicle. Before making a decision, consider your car’s value, your ability to cover potential repair or replacement costs, and your tolerance for risk. You may also want to consult with an insurance agent or broker to help you determine the best coverage for your needs.
6-Month Premium:
$ 1,559.00
Monthly Installments:
$233.30
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
Helpful in a timely manner and took care of everything I needed, definitely recommend Cam
read moreread less
Glenn K.
7/20/2023
Excellent service. Thought getting my own Insurance would be a headache but with the help of Veronica and Katie it ended up being a breeze. Thank you both.
read moreread less
Sam R.
7/14/2022
I've always gone through A Plus Insurance. I highly recommend their services, very friendly and professional.
read moreread less
Alex L.
7/21/2021
Lauren was so helpful. She made it easy and was so nice,
read moreread less
Tiffany H.
3/28/2023
Marlon is the best. Super friendly and helpful!
read moreread less
Nikki :.
3/01/2023
It was very easy to get insurance quick and responsive
read moreread less
Derick H.
12/22/2023
Awesome service
read moreread less
Swapnil K.
2/16/2024
Marlon was amazing! If anyone is like me, I know you hate having to shop for car insurance, but Marlon made it quick and effortless. He was patient with me because I was not prepared and it was the lowest rate that I received. Thank you for your help. I plan on doing business with this company for a long time.
read moreread less
Babylin
3/05/2024
MS ALEXANDRA WAS EXTREMELY HELPFUL AND AWESOME. I WOULD DEFINITELY RECOMMEND THIS COMPANY AND HER EXPERTISE TO ANYONE LOOKING FOR INSURANCE SERVICE❗️
read moreread less
Tyson M.
11/19/2022
Crystal was so kind, knowledgeable and responsive. They found the best rates and made this process so easy for me!
read moreread less
Sunita R.
9/17/2022
Service was excellent!!! Agent Marlon was very kind and made me feel comfortable in my insurance search. Highly recommend
read moreread less
Tanisha T.
9/09/2022
Alexis is amazing. She is very thoughtful and helped 100%. I got the best deal.
read moreread less
Justin Y.
1/25/2024
Lauren did a fantastic job helping me find a new policy! She went above and beyond to assist me in a difficult financial time to help me find a policy that worked for me financially. She was kind, efficient and thorough!
read moreread less
Hanna E.
5/15/2022
Very nice and professional. Thank you!
read moreread less
Jamie S.
11/21/2021
Jola was very carin, personable, and knowledgeable. She met our needs over and beyond our expectations. It was an exceptional experience!!! May God richly bless her in all she does. PEB...
Notes: married Home owner 31 quote Premium boat insurance Price Wisconsin Prior insurance AMIG Cabin Cuddy.
read moreread less
Patricia B.
6/30/2022
Katie is amazing, it was super quick and easy!
read moreread less
Angela C.
10/21/2021
Crystal was soo sweet and made the process so stress free! I truly feel as if I got the best possible deal, and she helped me understand everything clearly each step of the way. I received all the information I could and found a great deal. If I ever need more insurance, I won't be calling anywhere else! Update 3/9/2023 I cannot explain enough how easy and helpful going through A+ Insurance is. Crystal Farley is always very helpful and easy to talk to, as well as everyone else I've had the opportunity to speak with when calling in. I have no stress when needing to update Insurance because A+ Insurance handles it all for me and ensures I am covered without breaking the bank. I will never use anywhere else for Insurance.
read moreread less
Ary A.
3/15/2023
Alexis was AMAZING!!! I am going through a lot of changes after my accident, along with moving, and losing my long term employment all in a matter of weeks, and she had such grace during my rants and our conversations, and she put me at ease for the 1st time in a long time. It may seem small to outsiders looking in, but from my point of view she really went above and beyond to make me feel comfortable and satisfied in these changes I had to make today. Thank you Alexis
read moreread less
sarah s.
1/12/2024
Great service
read moreread less
amy t.
9/02/2022
Great experience. Marlon found me a Great price for my car.
read moreread less
Jazzy
3/13/2023
Crystal was really nice and helpful!
read moreread less
joyce p.
9/14/2022
We worked with Justine and she was helpful, thorough, and friendly! Very simple and easy process. We highly recommend Justine and this insurance company!
read moreread less
Megan S.
1/21/2022
Amanda Moss is the best!! She went above and beyond to help me and for that I’m extremely thankful and grateful!!😃 thanks so much for your extraordinary customer service!!!
read moreread less
tequilia b.
12/09/2023
Crystal was very helpful in securing the best rate for me. She was very professional and thoughtful. I highly recommend this business!