Monthly Premium: Approximately $26 for minimum coverage.
Please note that these figures are averages and can vary based on individual circumstances.
Factors Influencing Premiums:
Vehicle Model and Year: The 2000 Mercury Sable is a mid-size sedan known for its comfort and reliability. Its age and model can influence insurance rates.
Driving Record: A clean driving history typically results in lower premiums, while violations or accidents may increase costs.
Location: Insurance costs can vary based on regional factors such as traffic density, accident rates, and local regulations.
Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
Credit Score: Insurers may consider credit scores when determining premiums; a higher score can result in lower rates.
Liability Sample Quote: Rating Factors
Coverages and Other Factors
Coverage Type: Liability
Number of Vehicles on Policy: 1
Year/Make/Model: 2000 MERCURY SABLE
Ownership Status: Own
Roadside/Towing: No
Rental Coverage: No
More Auto Coverage Details
Insurance Company: Progressive
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: Rejected
In some states, it IS permissible to reject uninsured motorist coverage.
Liability Sample Quote: Insurance Rate Factors
State: South Carolina
Gender: Female
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: No
Violations: No
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Liability sample quote.
Does Zip Code Matter When It Comes To Insurance Rates?
Yes, zip code does matter when it comes to insurance rates. Insurance companies use zip codes as a factor in determining rates for auto, home, and other types of insurance policies. This is because the risk of certain types of accidents or claims can vary significantly depending on the location.
For example, if you live in an area with a high crime rate, your auto insurance rates may be higher due to an increased risk of theft or vandalism. Similarly, if you live in an area prone to natural disasters, such as hurricanes, wildfires, or earthquakes, your home insurance rates may be higher due to the increased risk of property damage.
Insurance companies also consider other factors that can vary by zip code, such as population density, average income, and traffic patterns. These factors can affect the likelihood of accidents or claims and can impact the cost of insurance.
Overall, a person’s zip code is one of many factors that insurance companies consider when determining rates. Other factors, such as your age, driving record and history, vehicle history, gender, legal marital status, and, credit score, also play a significant role in determining insurance rates. Whether or not you are up-to-date on paying child support can also affect your auto insurance rates as well.
6-Month Premium:
$ 814.00
Monthly Installments:
$141.55
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
I had a GREAT experience! I was in a time crunch and he was very accommodating!! Will definitely spread the word!!
Policy Notes: Single Young driver age 37 obtain competitive liability only insurance high risk in Colorado Prior insurance: The General Vehicle quoted: Lincoln
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Staci D.
7/18/2022
Very helpful and professional, I would recommend anyone!!
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Chanell R.
5/13/2023
Katie Sopko was very helpful and friendly.
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Tim H.
7/21/2021
Crystal is always looking out for me as a consumer. If I am displeased with how my carrier does things she will go out of her way to re-shop and find me one that fits my needs. I have been with her for years and I highly recommend her. I have worked with other agents from time to time and they have been wonderful as well, but Crystal is my favorite. 🙂
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Toni S.
7/21/2021
Saved me money! Very polite and professional.
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Liqueta D.
4/21/2022
Katie was so pleasant to work with and was willing to go above and beyond not only to get me the best price but also the best policy to meet my needs. I have had many issues with companies in the past but she has made my insurance experience a great one’
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Samantha F.
7/21/2021
great experience with A Plus Insurance. Alexandra made sure i got everything i need for the best price. How fast and easy it was and how friendly and accommodating Alexandra is really made all the difference. Thank you so much! <3
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Katrina
10/14/2022
I worked with Alexandra to set up my policy. I've never been treated with more respect and kindness! She took her time to find me the policy that fit my needs best. She is thorough, patient and understanding. On a side note, this company also donates part of their earnings to charity. I highly recommend this company!
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D K.
1/18/2023
Veronica was very pleasant as well as professional. Most definitely knew how to do her job proficiently. I will definitely use her again in 6 months when its time to renew my policy.
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Embry B.
7/04/2022
Awesome saved us tons!!!
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Thug W.
6/15/2022
Found A+ insurance and could not be happier with the service provided by Camron and the prices for the coverage I was seeking. Keep up the good work and great prices A+ insurance.
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James J.
10/31/2023
I was able to take care of everything over phone and email, very reasonable rates and several options for companies, down payment, and monthly payment amounts were given. Great job and thanks again, highly recommend.
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Jim R.
5/14/2023
Helped me so much thankyou
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Katherine B.
5/26/2023
A Plus did a great job with the quote process! I was able to obtain affordable car insurance! Process was smooth and the agent Katie was friendly, knowledgeable, & professional. She provided me with a variety of options based on my car insurance needs. I would highly recommend this company!
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MIKE B.
9/21/2021
Alexandra Vileikis is one of the best agents I’ve ever spoken with. Thank y’all soooo much!! 😁😁
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TAJ D.
9/09/2022
I used the text message method and met with Marlon. Was very friendly and patient with me. Definitely would recommend to anyone!!
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Tammy G.
8/15/2024
Cameron was great and very helpful during the process.
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Isaako M.
4/14/2023
Camron was amazing and very helpful he was patient and very easy to talk to
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Stotle H.
3/01/2023
Amanda has helped me a couple times. I was a new Colorado resident & was unaware of insurance requirements. Amanda was so helpful in getting me the best rate possible based on the requirements. She is a huge blessing!
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Lynne A.
10/14/2023
Marlon should own the entire insurance company. After calling about 7+ insurance carriers and having them quote DOUBLE than what Marlon got me, I lost faith in all insurance companies. Now, as of today - I lost faith in all insurance companies EXCEPT one. This one. Marlon completed the entire process in less than 30 min - usually it takes that long for most companies to pick up their phone. Right off the bat, he demonstrated expert communication and listening skills. I never called initally with high hopes, but to have all my issues addressed that fast AND get a price TWICE as good, is remarkable to me. Its borderline unbelievable. I am still elated, as I write this review with a "it's too good to be true" feeling, but hey, maybe santa is real and he works at Calhan Auto Insurance. Thats what my new insurance cards say. Thanks again Marlon!
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Bilbo B.
2/06/2025
Very helpful i was finished in a flash
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Camden A.
2/15/2024
Jola was very helpful. I would recommend this company. Thanks
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Flora P.
10/21/2021
This company is amazing! Lauren is the B-E-S-T! The process was quick & easy! She answered all of my questions & even asked me all of the right questions! She was very informative & helpful throughout the entire process & even afterwards! Her patience is STILL appreciated because I was multitasking right along with her! She took care of everything that I was looking for in a car insurance policy & she is everything that I could have ever asked for in an Insurance Agent! Definitely check them out - You won't have to shop any further! 🙂
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Kendra T.
10/21/2021
My experience with A+ insurance was very pleasant the agent I worked with Alexandra V. was very kind and patient. With things in the world moving as fast as they are thank you for taking the time to help fulfill the need at hand.
