Average Insurance Costs:
- Monthly Premium: Approximately $25 for minimum liability coverage.Note: This figure is based on national averages and may vary depending on individual circumstances.
Factors Influencing Premiums:
- Vehicle Age and Value: Older vehicles like the 1988 Blazer S10 typically have lower market values, which can reduce insurance premiums.
- Driving Record: A clean driving history often results in lower rates, while past violations or accidents can increase premiums.
- Location: Living in areas with lower traffic density and crime rates, such as Divide, Colorado, can positively impact insurance costs.
| (Widowed Female, Mid 50s, Divide CO) |
|---|
| Year/Make Model: 1988 Chevy Blazer S10 |
| Ownership Status: Owned |
| Discounts: Paperless, Auto Pay |
| Selected Coverages with Mendota Insurance |
|---|
| Bodily Injury Liability: $25,000/$50,000 |
| Property Damage Liability: $25,000 Uninsured Motorist Coverage: Rejected |
| Comprehensive and Collision: N/A |
| Other Rejected Coverages: Roadside Assistance, Towing, Medical Payments |
Single female was shopping for affordable insurance on her recently purchased 1988 Chevy Blazer. She had not owned a vehicle for a few years, so we set her up with a great policy with cheap prices within her budget.
Total 6 Month Premium: $229.00
Monthly Installments: $47.97
Recommendations for Affordable Coverage:
- Compare Multiple Quotes: Shopping around can help you find the most competitive rates. Consider obtaining quotes from insurers known for affordable options, such as Progressive and Liberty Mutual.
- Evaluate Coverage Needs: For an older vehicle, you might opt for liability coverage only, especially if the car’s value doesn’t justify comprehensive or collision coverage.
- Seek Discounts: Inquire about discounts for safe driving records, bundling policies, or vehicle safety features.
- Maintain a Good Credit Score: A higher credit score can favorably influence insurance premiums.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
