Average Insurance Costs:
- Annual Premium: Approximately $1,207.
- Monthly Premium: Around $100.
These figures are averages and can vary based on individual circumstances.
Factors Influencing Premiums:
- Driving Record: A clean driving history can lead to lower rates, while violations or accidents may increase premiums.
- Location: Insurance costs can vary by city due to factors like traffic density, accident rates, and local regulations.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: A higher credit score can result in lower insurance rates, as it’s often viewed as an indicator of financial responsibility.
 (30 year old male, Single , Knoxville ) |
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| Year/Make Model: 2012 Nissan Altima |
| Ownership Status: 2+ years |
| Discounts: Accident Free Claims Free, New to Brand, and Paperless Discount |
| Selected Coverages With National General |
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| Bodily Injury Liability: $25,000 each person/ $50,000 each accident |
| Property Damage Liability: $25,000 each accident |
| Uninsured Motorist Bodily Injury: N/A Comprehensive: N/A Collision: N/A |
| Other Rejected Coverages: N/A |
One of our clients from Knoxville was in need of the cheapest liability policy he could get. He didn’t any extra coverages like medical payments or uninsured motorist only the basic plan! As we looked around we found that National General came in at the cheapest. With discounts like accident free claims free, new to brand, and paperless discount his monthly premium came up to $71.80!
Total 6 Month Premium: $430.80
Monthly Installments: $71.80
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate tailored to your circumstances.
- Assess Coverage Needs: Ensure that the policy you choose provides adequate protection for your vehicle and personal situation.
- Consider Discounts: Inquire about available discounts, such as multi-policy bundling, safe driver discounts, or discounts for safety features equipped in your Altima.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
