Full Coverage Sample Quote For A 2013 HYUNDAI SONATA
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2018 KIA STINGER in this Full Coverage Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2018 KIA STINGER. The following is Full Coverage sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $1000
In some states, it IS permissible to reject uninsured motorist coverage.
Full Coverage Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Female
Age Group: 40s
Legal Marital Status: Married
Prior Insurance: Yes
Violations: Yes
SR-22: Yes
Discounts Applied to this Full Coverage Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person’s has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Full Coverage sample quote.
Does having prior auto insurance affect your future rates?
Yes, having prior auto insurance can indeed affect your future rates. Insurance companies consider various factors when determining the premium rates for a policyholder, and one significant factor is your insurance history. Here’s how prior auto insurance can impact your future rates:
Continuous Coverage Discount: Most insurance companies offer a discount for customers who have maintained continuous auto insurance coverage without any lapses. If you have a history of being insured without any significant gaps, you are more likely to receive this discount, which can lead to lower premiums.
Insurance Score: Insurance companies use an insurance score, which is calculated based on various factors such as credit history, previous claims, and insurance coverage history. A positive insurance history, including consistent coverage and a good claims record, can result in a higher insurance score, potentially leading to more favorable rates.
Claims History: Your past claims history can also impact your future rates. If you have a history of filing numerous claims, especially at-fault claims, insurance companies may view you as a higher risk and charge you higher premiums.
Driving Record: While your driving record itself may not be directly influenced by prior auto insurance, the insurance company will consider your driving history when calculating rates. However, having prior insurance may demonstrate that you are a responsible driver who maintains coverage, which can be perceived positively.
It’s essential to maintain continuous auto insurance coverage and drive responsibly to keep your insurance rates as low as possible. Shopping around and comparing quotes from different insurance providers can also help you find the most competitive rates based on your insurance history and other relevant factors.
6-Month Premium:
$ 2,156.50
Monthly Installments:
$360.16
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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d g.
7/21/2021
Thank you so much for helping me get my husband insurance
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Whitney H.
9/15/2022
Crystal went above and beyond for me! She spent nearly an entire day finding me a better car insurance rate. I have never had an insurance agent spend HOURS and care as much as Cyrstal did. I would recommend A+ insurance to anyone looking for an agent that truly cares, especially if you are "high risk." Thank you Crystal for spending hours helping me find a way to save money!!!
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3/15/2023
Lauren was so helpful. She made it easy and was so nice,
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3/28/2023
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Josh C.
7/21/2021
Easy peezy to get my insurance started. Great rate!!!!! The rep, Ms. Crystal Farley was very helpful, friendly and down to earth.
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Troy D.
7/21/2021
Crystal helped me initially sign up for my car insurance with sr22. I then bought a vehicle and had to get full coverage. The operator who i talked with had me on a ridiculously high plan at around$480 a month!! Crystal was able to help me find another provider with the same coverage at less than Half the cost!! She saved me hundreds of dollars a month and I am super greatful! Im a single father with two kids and this was truly life changing for our little family. Ill definitely recommend A Plus insurance and Crystal to anyone I speak with about car insurance. Thanks again Crystal!!! Youre the best.
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Notes: Fast proof of insurance in South Carolina through National General. Previous insurance Progressive on a 2011 Chevy Impala LS ..Insurance policy meets the state minimum liability limits with Uninsured motorist bodily injury protection
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Dwayne A.
6/23/2022
Very friendly and made the whole process easy! Will definitely recommend to friends and family!
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7/21/2021
Mr. Marlon took his time to find me the best rates.He was also and answered all my questions I had. Thank you Mr. Marlon!
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2/08/2023
Lauren was awesome, cool, collective and to the point with all the information I needed to get the process completed aswell as getting me some pretty appealing qoutes.Ty very much!
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7/21/2021
Justin was a allstar I told her I that I hate phone calls like these and since COVID-19 everything on the customer service side of things where completely terrible….she gives me hope this can get better she was always asking if I need help she waited on the phone till I received and read everything she was kind and had a lot of information to offer no more I could ask for
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7/21/2021
My agent Lauren help me out great and saved me over 100$!
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9/14/2022
Mrs.Katie was excellent she is very knowledgeable treats you like a valued Customer who cares about people.A PLUS CUSTOMER SERVICE IS GREAT
Notes: first time insured 28 purchase prompt auto insurance young driver South Carolina Geico Infinity
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7/21/2021
Great
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2/02/2023
Jola was amazing! She gave me all the information i needed and we finished the whole process within few minutes.
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6/21/2022
Alexandra is absolutely amazing! She is great!
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8/05/2022
Very professional!
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AUTRA25
7/21/2021
Customer service was outstanding
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Rudell D.
5/14/2022
Jola has such a great personality, she was so helpful. And provided me with everything I needed.
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Crystal M.
9/21/2021
Reasonable pricing, amazing customer service both from staff and Katie who is my service provider. Highly recommended.
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7/21/2021
The people that are local office are so knowledgeable and super nice
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12/22/2023
I really cannot say enough great things about the service given by Lauren.Great in every way.