Full Coverage Sample Quote For A 2013 HYUNDAI SONATA
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2018 KIA STINGER in this Full Coverage Sample Quote.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2018 KIA STINGER. The following is Full Coverage sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: Rejected
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $1000
In some states, it IS permissible to reject uninsured motorist coverage.
Full Coverage Sample Quote: Insurance Rate Factors
State: Colorado
Gender: Female
Age Group: 40s
Legal Marital Status: Married
Prior Insurance: Yes
Violations: Yes
SR-22: Yes
Discounts Applied to this Full Coverage Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person’s has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real Full Coverage sample quote.
Does having prior auto insurance affect your future rates?
Yes, having prior auto insurance can indeed affect your future rates. Insurance companies consider various factors when determining the premium rates for a policyholder, and one significant factor is your insurance history. Here’s how prior auto insurance can impact your future rates:
Continuous Coverage Discount: Most insurance companies offer a discount for customers who have maintained continuous auto insurance coverage without any lapses. If you have a history of being insured without any significant gaps, you are more likely to receive this discount, which can lead to lower premiums.
Insurance Score: Insurance companies use an insurance score, which is calculated based on various factors such as credit history, previous claims, and insurance coverage history. A positive insurance history, including consistent coverage and a good claims record, can result in a higher insurance score, potentially leading to more favorable rates.
Claims History: Your past claims history can also impact your future rates. If you have a history of filing numerous claims, especially at-fault claims, insurance companies may view you as a higher risk and charge you higher premiums.
Driving Record: While your driving record itself may not be directly influenced by prior auto insurance, the insurance company will consider your driving history when calculating rates. However, having prior insurance may demonstrate that you are a responsible driver who maintains coverage, which can be perceived positively.
It’s essential to maintain continuous auto insurance coverage and drive responsibly to keep your insurance rates as low as possible. Shopping around and comparing quotes from different insurance providers can also help you find the most competitive rates based on your insurance history and other relevant factors.
6-Month Premium:
$ 2,156.50
Monthly Installments:
$360.16
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
I have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
read moreread less
laura g.
7/04/2022
Katie S was so sweet and helpful! Getting insurance is such a nightmare usually but she made it quick and easy. Found me a super cheap rate too! Highly reccomend, will definitely be using them in the future.
read moreread less
Joseph M.
7/21/2021
Very easy to work with! Explained everything and left me with little questions. And the questions I did have were answered completely.
read moreread less
MP A.
9/15/2022
Thanks for the awesome help today will highly recommend:)
read moreread less
RUNITUP D.
10/26/2023
I spoke with Alexandra on the phone, she was professional and kind and efficient, and answered any questions I had with tact and confidence.
read moreread less
Kyphi A.
12/22/2022
I've always gone through A Plus Insurance. I highly recommend their services, very friendly and professional.
read moreread less
Alex L.
7/21/2021
Huge thanks to Lauren. Extremely helpful, knowledgeable, patient, and professional!
read moreread less
Jess W.
8/21/2021
Katie has helped me before and yet again she was stellar! She's so nice and explains everything perfectly. She's wonderful!
read moreread less
Jeff K.
7/21/2021
Jola was so helpful, kind and not to mention, patient. Thank you Jola.
read moreread less
Tiffany E.
7/21/2020
Veronica was very pleasant as well as professional. Most definitely knew how to do her job proficiently. I will definitely use her again in 6 months when its time to renew my policy.
Insurance Notes:
Multi Vehicle with Multiple drivers. Discounts applied, Paperless Discounts, EFT Discounts, 2010 BMW, 2010 GMC Terrain... Resonable insurance policy for Full coverage.
read moreread less
Embry B.
6/21/2022
Crystal was absolutely amazing to work with while trying to find affordable insurance in this ever changing world. Thank you for all the insight and patients.
read moreread less
Drei2123
10/14/2022
Crystal is a huge help.
Notes: young male Driver 38 acquired affordable truck insurance online with low down payment Ohio Prior insurance Viking Nissan
read moreread less
Dwight S.
6/21/2022
Fast, easy and to the point. I was very pleased.
read moreread less
David M.
10/25/2022
Veronica Miller was super helpful and patient with the whole long process. Very happy to write my new policy. Thank you so much
read moreread less
Jeffrey M.
11/24/2023
Mrs.Katie was excellent she is very knowledgeable treats you like a valued Customer who cares about people. A PLUS CUSTOMER SERVICE IS GREAT
read moreread less
laura g.
11/14/2021
Veronica was super helpful with finding me the most affordable car insurance. She answered all my questions and made sure I understood the whole process, since this was new to me! I would definitely recommend her to others!!
Owner Response: Thank you Andrea, we are so happy we could help!
Insurance policy notes: National General was the least expensive for a 2019 Honda CRV - able to provide immediate proof of insurance
read moreread less
Andrea I.
6/21/2022
Katie and Crystal worked well with me and helped me find the right policy and deal. I will definitely recommend to friends and family.
read moreread less
Sandra
7/21/2021
Marlon was great!
read moreread less
The G.
2/22/2023
I have the best experience with a plus insurance Mona was amazing and so helpful even though she is brand new! Thank you for your help
read moreread less
Paige P.
7/21/2021
Cameron was great and very helpful during the process.
read moreread less
Isaako M.
4/14/2023
The agent that helped me was absolutely outstanding! She helped me with everything I needed and laughed and joked over the phone. I’m very happy with my customer service! 10 out of 10
read moreread less
Jay H.
7/21/2021
Lauren was so awesome great and excellent customer service, very helpful, and friendly. She walked me the whole way through and gave me a great quote.
read moreread less
jessica s.
3/15/2023
Marlon was awesome and helped me get a great rate, great company!