Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2012 KIA SORENTO.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2012 KIA SORENTO. The following is Full Coverage sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: 25/50/25
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $250
In some states, it IS permissible to reject uninsured motorist coverage.
Full Coverage Sample Quote: Insurance Rate Factors
State: South Carolina
Gender: Female
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: No
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real full coverage sample quote.
What Is A Deductible?
A deductible is a specified amount of money that an individual or an insurer must pay before the insurance company starts paying for covered expenses. The deductible is typically set in advance by the insurer, and it is often based on the type of insurance policy, the coverage limits, and the premium paid by the policyholder.
What Should My Auto Insurance Deductible Be?
The ideal auto insurance deductible for you depends on several factors, including your budget, your driving habits, and your vehicle’s value. Here are some things to consider when choosing your deductible:
Budget: If you have a tight budget, you may want to choose a lower deductible that you can comfortably afford to pay out of pocket in the event of an accident. However, keep in mind that a lower deductible usually means a higher monthly premium.
Driving habits: If you’re a safe driver and have a low risk of getting into an accident, you may want to consider a higher deductible. This can lower your monthly premium and save you money in the long run. On the other hand, if you frequently get into accidents or have a high risk of getting into an accident, a lower deductible may be more appropriate.
Vehicle value: If you have a newer or more expensive vehicle, you may want to consider a lower deductible to ensure that you can afford repairs or replacement in the event of an accident. If your vehicle is older or less valuable, a higher deductible may make more sense.
Ultimately, the decision of what auto insurance deductible to choose is up to you. Consider your budget, driving habits, and vehicle value when making your decision, and talk to your insurance agent if you need help deciding.
In this Full Coverage Sample Quote, the insurer had a $250 deductible. Most people have $500 or $1,000.
6-Month Premium:
$ 1,640.00
Monthly Installments:
$172.23
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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Customer service was outstanding
Insurance rating factors: Non Owners, SR22 filing, minor ticket
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Rudell D.
5/21/2022
Crystal was awesome she made the process very easy. She answered all my questions I would recommend A Plus Insurance to my friends and family
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Charles A.
1/04/2023
Veronica Miller was super helpful and patient with the whole long process. Very happy to write my new policy. Thank you so much
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Jeffrey M.
11/24/2023
Camoron was wonderful!!
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Brandie E.
3/01/2023
Am so impressed the service I received from Crystal will refer you many customers thank you again
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SENSAR T.
10/11/2023
Jola, the insurance agent, went the extra mile at all times. It took many days and phone calls to make my policy happen. I don't know if I could have had her patience. Kudos to you Jola!!! You're A Plus.
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Mary M.
12/21/2021
Very nice and professional. Thank you!
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Jamie S.
11/21/2021
Jola was professional knowledgeable and very helpful
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Steve S.
9/14/2022
!! great service !!
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Mark M.
7/21/2021
Lauren was very helpful.
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salvador j.
7/21/2021
Notes:
single Female 29 value Quality motorcycle insurance uninsured UT Prior insurance Liberty Mutual Hyundai
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graziella g.
5/21/2022
Thank you Crystal Farley for making it quick and easy. I was very pleased with the svc I received from you today. Thanks again!!
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Brandi D.
7/21/2021
Katie was very informative and helpful to a new bee like me!! She worked with me on getting the best insurance possible and made my day!! Thanks Katie ⭐️⭐️⭐️⭐️⭐️
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Jordan L.
5/14/2022
I almost want to call again and take out a second policy
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Ron P.
7/21/2021
I worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie. Thanks
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Maulik K.
5/15/2022
They are amazing they helped me get my payments down monthly and keep the insurance I need. And we all know in today's economy every dime helps.
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Bobbie N.
1/12/2024
Marlon,was very helpful and quick. His Politeness was Appreciated.
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Alfaro H.
11/24/2023
Marlon, was a great insurance agent he helped me find a great policy, and answered any questions I had. Thank you so much.
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sherisha a.
10/14/2022
Truly an incredibly smooth and easy experience when looking for auto insurance thanks to Crystal!
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Chandler P.
8/30/2023
Fast, friendly , and professional!
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Edward L.
8/23/2023
Great insurance company and great customer service! I got my car insurance in a matter of minutes, and for a good price.
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Basia P.
9/18/2023
Amazing was troubled trying to find a place for SR22 and they helped me with everything I needed help with.