Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2012 KIA SORENTO.
Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look at what one person could be paying for a 2012 KIA SORENTO. The following is Full Coverage sample quote.
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: 25/50/25
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $250
In some states, it IS permissible to reject uninsured motorist coverage.
Full Coverage Sample Quote: Insurance Rate Factors
State: South Carolina
Gender: Female
Age Group: 30s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: No
SR-22: No
Discounts Applied to this Liability Sample Quote:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Additional Notes: This person has a good driving record!
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real full coverage sample quote.
What Is A Deductible?
A deductible is a specified amount of money that an individual or an insurer must pay before the insurance company starts paying for covered expenses. The deductible is typically set in advance by the insurer, and it is often based on the type of insurance policy, the coverage limits, and the premium paid by the policyholder.
What Should My Auto Insurance Deductible Be?
The ideal auto insurance deductible for you depends on several factors, including your budget, your driving habits, and your vehicle’s value. Here are some things to consider when choosing your deductible:
Budget: If you have a tight budget, you may want to choose a lower deductible that you can comfortably afford to pay out of pocket in the event of an accident. However, keep in mind that a lower deductible usually means a higher monthly premium.
Driving habits: If you’re a safe driver and have a low risk of getting into an accident, you may want to consider a higher deductible. This can lower your monthly premium and save you money in the long run. On the other hand, if you frequently get into accidents or have a high risk of getting into an accident, a lower deductible may be more appropriate.
Vehicle value: If you have a newer or more expensive vehicle, you may want to consider a lower deductible to ensure that you can afford repairs or replacement in the event of an accident. If your vehicle is older or less valuable, a higher deductible may make more sense.
Ultimately, the decision of what auto insurance deductible to choose is up to you. Consider your budget, driving habits, and vehicle value when making your decision, and talk to your insurance agent if you need help deciding.
In this Full Coverage Sample Quote, the insurer had a $250 deductible. Most people have $500 or $1,000.
6-Month Premium:
$ 1,640.00
Monthly Installments:
$172.23
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
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Been with A Plus for a few years now and they've always worked hard to get me a decent rate for my auto insurance. Given nothing unforeseen, I'm guessing I'll be with them for a few more...
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Erik L.
11/26/2023
Mr. Marlon took his time to find me the best rates.He was also and answered all my questions I had. Thank you Mr. Marlon!
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Brittney N.
2/08/2023
Katie was excellent and extremely helpful! She went above and beyond what she needed to do to help me. Totally satisfied with everything.
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John B.
7/21/2021
Marlin was very helpful and personable. He helped me so much.
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TrashDash
2/02/2023
Katie was very helpful in finding me the lowest auto insurance rate! She was very friendly and quick!
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Nicole N.
7/21/2021
Justine Pronk is so efficient! Called her while at dealership to get full coverage on vehicle being purchased and she got it all done for me in like 15 minutes. Thanks so much for your help!!
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Dezi V.
11/21/2021
Jona was extremely pleasant, very informative and efficient. I would highly recommend this insurance company. I feel as if she was very personal and had my best interest and needs in mind while helping me with my insurance needs. I will be a long time customer!!
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Dawn M.
7/21/2021
AMANDA, AMANDA, AMANDA!!!! A God send this one was!!!! Here I was looking for auto insurance, comparing prices and quotes for 3 days. Not wanting to speak to any agents. Somehow, Amanda calls, I explain, I didn't want to speak to any agents because I wasn't trying to buy anything at the moment I was only looking for quotes. I explained that I already found the cheapest. Rather than try to sell me gimmicks, Amanda ADVISES me on FINANCIAL LAW AND PENALTIES regarding my vehicle. Amanda started to educate me on Colorado law vs Financial law and the requirements. I loved how Amanda broke everything down for me and made everything make sense so my insurance didn't brake my wallet. She advised me to speake with my financial company to ensure I wasn't breaking any rules and reminded me I could always amend my policy if I needed and she would always be there to guide me if I needed her. This made me feel safe!! I knew I was making the right choice not only for my vehicles, but for my family as well as my finances. Thank you Amanda for helping me in my time of need!!
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Zuriel M.
4/15/2023
Had a great experience with Veronica and Marlon, highly recommend!
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Blake H.
10/14/2022
Jola was amazing she got job for me and went above and beyond for me I appreciate that . 🙏🏾
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Brittany C.
9/14/2022
Veronica was extremely helpful. And got me everything I needed for my personalized coverage. Thank you so much for your help Veronica it was a pleasure speaking with you.
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M
8/31/2023
Communication was great, and followed up immediately.
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Crystal M.
11/30/2022
Marlon went above and beyond to get me some coverage for a new car very last minute, stayed later than he should have to help me, and found a car insurance policy for me extremely fast. He’s also a really nice person. Great service, and recommended me coverage best for me.
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Zachary W.
10/14/2022
Absolutely amazing customer service and took the time to make sure we got the best deal.
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Maha L.
12/08/2022
Awesome family owned
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charles C.
4/13/2023
Katie Sopko was very helpful and friendly.
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Tim H.
7/21/2021
So much help
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BoBo M.
10/21/2021
Always going above and beyond! They make it easy to find the best rate! I will be using them from here on out!
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Alicia J.
10/08/2022
She was very helpful and did a great job with helping me
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Wayne M.
2/02/2023
He was amazing to work with and super helpful and knowledgeable- Cliff
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Jasmine A.
8/17/2022
Amazing amazing amazing.!!! Jola made the process so easy and helped out so much . She was simply amazing I recommend coming here for low cost insurance !
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Soraya M.
7/21/2021
Notes: married couple residents of Ohio, Ages 56 and 59 looking to have a quick prompt quote on truck insurance driver Ohio Prior insurance: none Nissan Truck insured
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Chris H.
7/07/2022
Outstanding customer service!!
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Ann M.
9/14/2022
Mrs.Katie was excellent she is very knowledgeable treats you like a valued Customer who cares about people.A PLUS CUSTOMER SERVICE IS GREAT
Notes: first time insured 28 purchase prompt auto insurance young driver South Carolina Geico Infinity