Year/Make/Model: 2016 GMC Acadia SLE1 and 2016 Kia Optima EX
Ownership Status: Financing
Roadside/Towing: No
Rental Coverage: No
More Auto Coverage Details
Insurance Company: Mendota/Advantage Auto Insurance
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: $25,000/$50,000
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $500 for GMC and $1000 for Kia
2016 GMC Acadia2016 Kia Optima EX
Insurance Rate Factors
State: Aurora, Colorado
Gender: Male
Age Group: Late 20s
Legal Marital Status: Single
Prior Insurance: Yes
Violations: Yes-speeding and at fault accident
SR-22: Not Required
Discounts Applied:
Education Discount
Paid-in-Full
Paperless Discount
Multi-Vehicle Discount
Automatic Payments
Driving App
Bundle/Multi-Policy Discount
Homeowner
Continuous Insurance
5-Year-Accident-Free: Good Driver Discount
Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.
Can I Get a Multi-Vehicle Discount?
It is possible for two people on one auto insurance policy to pay less than one person because insurance companies often offer multi-car discounts. When you have two or more vehicles insured with the same insurance company, you can typically save money on your premiums.
Is Mendota/Advantage Auto a Good Insurance Company?
It is a good company if you are struggling to find decent rates with a standard auto insurance company. Mendota provides non-standard auto insurance to drivers who may have difficulty obtaining coverage from traditional insurance companies due to their driving record, credit history, or other factors. Advantage Auto Insurance is one of the brands under the Mendota Insurance Company.
Do you pay less in auto insurance if your vehicle is paid off?
In most cases, having a paid-off vehicle can result in lower auto insurance premiums. This is because when you own your car outright, you are not required to carry certain types of insurance coverage, such as collision and comprehensive coverage, which can be more expensive.
Collision coverage pays for damages to your car if you are in an accident, while comprehensive coverage covers non-collision events, such as theft or damage from weather conditions. These types of coverage are typically required by lenders if you have a car loan, but they are optional if you own your car outright.
That being said, the exact amount you’ll pay for auto insurance depends on many factors, such as your age, driving record, location, and the type of vehicle you drive. So while having a paid-off vehicle can lower your premiums, other factors can still impact your rates. It’s always a good idea to shop around and compare quotes from multiple insurance companies to ensure you’re getting the best rate possible.
6-Month Premium:
$7200
Monthly Installments:
$574
Curious to see what YOUR quote would be? Click here to fill out an online form to receive a estimate or give us a call at 888-445-2793.
Need Some Proof? Check Out Some of Our Reviews!
Crystal was really nice and helpful!
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joyce p.
9/14/2022
Marlon was extremely patient, kind and helpful. He found me the best rate in town. It was truly a pleasure!
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Shammie S.
4/13/2023
They are amazing they helped me get my payments down monthly and keep the insurance I need. And we all know in today's economy every dime helps.
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Bobbie N.
1/12/2024
Jola, the insurance agent, went the extra mile at all times. It took many days and phone calls to make my policy happen. I don't know if I could have had her patience. Kudos to you Jola!!! You're A Plus.
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Mary M.
12/21/2021
Awesome service. Easy transaction! Marlon is awesome!
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Temari S.
2/15/2023
notes: first time insured 45 buy coverage auto insurance to drive a vehicle home from the dealership. coverage WI Prior insurance Sentry Mitsubishi
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Bryan T.
6/21/2022
Excellent service
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Melissa S.
9/27/2023
Professional and reliable pricing! Thanks Amy and Crystal
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Di F.
7/21/2021
Lauren was excellent! She saved me $950/year, and walked me through the details of FOUR policies from cars to biz insurance, and answered every question on add-ons and prices, sent me all the docs via email to sign, and I paid, and got my ID cards all within an hour! Amazing service!
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Steve S.
11/08/2023
I had the best experience with this insurance company. I spoke with Marlon and he was great. He found me the best and cheapest rate for my vehicle. I highly recommend A Plus Insurance!
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David V.
1/19/2023
Quick quote and affordable!
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Felicia S.
1/19/2024
Thank you for working on a Sunday Crystal!
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William C.
9/24/2023
Lauren is the most amazing and helpful agent I have ever had. She thoroughly explained and presented me with options, was very personable and patient, supportive and kind! And I’m so happy to be insured with her as my agent. If you get the option to have her as your agent, consider yourself lucky! Her communication, direction and awareness of what was necessary to become insured made it possible for me to get what I need to move forward!
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Kye
12/08/2023
Lauren was very helpful and found me the best rate!!
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Holly M.
4/21/2022
Marlon was great!
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The G.
2/22/2023
This is not my first policy through A+. Every single agent is more than helpful giving the best advice from their inside knowledge, to assist my success in whatever current circumstance of life. They are real, honest, friendly, never upselling unnecessarily, patient. I LOVE how they each get to know you personally. During my last policy, when I called up any agent could hear my name and would say "Oh hey, let me pull up your policy with ******" before continuing to pick up the conversation where we left off from the last phone call. They always get back to me within 24 hours if I have questions, etc. I will be with A+ for the rest of my driving career for these reasons and so many more. This company embodies the perfect family owned and operated local business.
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Ena R.
7/21/2021
Katie was great! She got me a new policy at about half the price of my old policy, she made whole process a very smooth and easy experience.
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Ron S.
7/14/2022
Lauren was great, very easy to deal with. Made the process very easy.
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sam b.
3/08/2022
I have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
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laura g.
7/14/2022
Crystal was so kind, knowledgeable and responsive. They found the best rates and made this process so easy for me!
Agent was extremely efficient and knowledgeable. She went in depth detail about the policy & statistics in my city. Will definitely be referring friends & family.
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Regina R.
1/05/2023
Marlon was great
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Sammie 8.
12/15/2022
The agent that helped me with my insurance from APlus Insurance "Veronica Moss" went up above and beyond to make sure that I got the best rate possible. She was very patient with me, as I knew nothing about cell phones or how to use them, & she walked me through step by step to make sure I received my policy, and cards on my phone to show for proof as having met the state requirements. She was very patient, professional, and caring all in one! I will definitely refer everyone to her for all of their insurance needs! If I had a #1 employee, she would be the one, without a doubt!! I am very pleased 😀!! Thank you, Veronica M. Andrew..