2016 GMC Acadia in Aurora, CO SAMPLE QUOTE

Coverages and other Factors
Coverage Type: Full Coverage
Number of Vehicles on Policy: 2
Year/Make/Model: 2016 GMC Acadia SLE1 and 2016 Kia Optima EX
Ownership Status: Financing
Roadside/Towing: No
Rental Coverage: No

More Auto Coverage Details
Insurance Company: Mendota/Advantage Auto Insurance
Liability Limits: $25,000 each person $50,000 each accident $25,000 Property Damage
Uninsured Motorist: $25,000/$50,000
Underinsured Motorist: Rejected
Medical Payments: Rejected
Comprehensive/Collison Deductible: $500 for GMC and $1000 for Kia

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Insurance Rate Factors

Discounts Applied:

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.

Can I Get a Multi-Vehicle Discount?

It is possible for two people on one auto insurance policy to pay less than one person because insurance companies often offer multi-car discounts. When you have two or more vehicles insured with the same insurance company, you can typically save money on your premiums.

Is Mendota/Advantage Auto a Good Insurance Company?

It is a good company if you are struggling to find decent rates with a standard auto insurance company. Mendota provides non-standard auto insurance to drivers who may have difficulty obtaining coverage from traditional insurance companies due to their driving record, credit history, or other factors. Advantage Auto Insurance is one of the brands under the Mendota Insurance Company.

Do you pay less in auto insurance if your vehicle is paid off?

In most cases, having a paid-off vehicle can result in lower auto insurance premiums. This is because when you own your car outright, you are not required to carry certain types of insurance coverage, such as collision and comprehensive coverage, which can be more expensive.

Collision coverage pays for damages to your car if you are in an accident, while comprehensive coverage covers non-collision events, such as theft or damage from weather conditions. These types of coverage are typically required by lenders if you have a car loan, but they are optional if you own your car outright.

That being said, the exact amount you’ll pay for auto insurance depends on many factors, such as your age, driving record, location, and the type of vehicle you drive. So while having a paid-off vehicle can lower your premiums, other factors can still impact your rates. It’s always a good idea to shop around and compare quotes from multiple insurance companies to ensure you’re getting the best rate possible.