Average Insurance Costs:
- Annual Premium: Approximately $900 for liability coverage.
- Monthly Premium: Around $75 per month.
These figures are averages and can vary based on individual circumstances.
Factors Influencing Premiums:
- Driving Record: A clean driving history can lead to lower rates, while violations or accidents may increase premiums.
- Location: Insurance costs can vary by state and city due to factors like traffic density, accident rates, and local regulations.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: A higher credit score can result in lower insurance rates, as it’s often viewed as an indicator of financial responsibility.
 (30 years old , Married , Colorado Springs ) |
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| Year/Make Model: 1998 Jeep Grand Cherokee |
| Ownership Status: 2+ years |
| Discounts: N/A |
| Selected Coverages With Mendota |
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| Bodily Injury Liability: $25,000 each person /$50,000 each accident |
| Property Damage Liability: $25,000 each accident |
| Uninsured Motorist Bodily Injury: Rejected Comprehensive: N/A Collision: N/A |
| Other Rejected Coverages: Medical Payments |
One of our Colorado Springs clients was in need of the cheapest liability insurance premium he could obtain since he had an older vehicle! As we looked around we found that National General came in at the cheapest! His monthly payments came up to $75.33 a month without any discounts! He was very pleased with the price!
Total 6 Month Premium: $444.50
Monthly Installments: $75.33
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate tailored to your circumstances.
- Assess Coverage Needs: Ensure that the policy you choose provides adequate protection for your vehicle and personal situation.
- Consider Discounts: Inquire about available discounts, such as multi-policy bundling, safe driver discounts, or discounts for safety features equipped in your Grand Cherokee.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
