Average Insurance Costs:
- Annual Premium: Approximately $864 for liability coverage. Compare.com
- Monthly Premium: Around $72 per month.
These figures are averages and can vary based on individual circumstances.
Factors Influencing Premiums:
- Driving Record: A clean driving history can lead to lower rates, while violations or accidents may increase premiums.
- Location: Insurance costs can vary by state and city due to factors like traffic density, accident rates, and local regulations.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: A higher credit score can result in lower insurance rates, as it’s often viewed as an indicator of financial responsibility.
 ( 36 year old male , Single , Colorado Springs ) |
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| Year/Make Model: 2001 Buick Regal FWD |
| Ownership Status: 2+ years |
| Discounts: Homeowner and Paperless |
| Selected Coverages With Suncoast |
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| Bodily Injury Liability: $25,000 per person/ $50,000 per accident |
| Property Damage Liability: $25,000 per accident |
| Uninsured Motorist Bodily Injury: Rejected Comprehensive: N/A Collision: N/A |
| Other Rejected Coverages: N/A |
One of our Colorado Springs clients was in need of the cheapest insurance he could find! He was needing basic liability insurance and had been looking around for different quotes but didn’t find a premium or plan that suited his needs. As we looked around we found that Suncoast came in at the cheapest with a monthly payment of $93.41! He was able to obtain this rate with discounts such as Homeowner and Paperless.
Total 6 Month Premium: $560.50
Monthly Installments: $93.41
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate tailored to your circumstances.
- Assess Coverage Needs: Ensure that the policy you choose provides adequate protection for your vehicle and personal situation.
- Consider Discounts: Inquire about available discounts, such as multi-policy bundling, safe driver discounts, or discounts for safety features equipped in your Regal.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
