 (33 year old male , Married , Colorado Springs ) |
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| Year/Make Model: 2008 Honda Pilot EX |
| Ownership Status: 2+ years |
| Discounts: N/A |
| Selected Coverages With Mendota |
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| Bodily Injury Liability: $25,000 each person/$50,000 each accident |
| Property Damage Liability: $25,000 each accident |
| Uninsured Motorist Bodily Injury: Rejected Comprehensive: 1,000 deductible Collision: 1,000 deductible |
| Other Rejected Coverages: Medical Payments |
One of our Colorado Springs clients was in need of the cheapest liability insurance we could find! He has had a lapse in coverage and was needing to be insured again! As we looked around we found that Mendota came in at the cheapest with a premium of $158.66! He also opted to get a 1,000 deductible for comprehensive and collision!
Total 6 Month Premium: $951.96
Monthly Installments: $158.66
Average Insurance Costs:
- Annual Premium: Approximately $1,343 for full coverage. MoneyGeek.com
- Monthly Premium: Around $112 per month.
These figures are averages and can vary based on individual circumstances.
Factors Influencing Premiums:
- Driving Record: A clean driving history can lead to lower rates, while violations or accidents may increase premiums.
- Location: Insurance costs can vary by state and city due to factors like traffic density, accident rates, and local regulations.
- Age and Gender: Younger drivers and males often face higher premiums due to statistical risk factors.
- Credit Score: A higher credit score can result in lower insurance rates, as it’s often viewed as an indicator of financial responsibility.
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate tailored to your circumstances.
- Assess Coverage Needs: Ensure that the policy you choose provides adequate protection for your vehicle and personal situation.
- Consider Discounts: Inquire about available discounts, such as multi-policy bundling, safe driver discounts, or discounts for safety features equipped in your Pilot.
What We Do at A Plus Insurance
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