 ( 23 year old male , Single , Colorado ) |
|---|
| Year/Make Model: 2007 Toyota 4Runner Wagon |
| Ownership Status: 1+ year |
| Discounts: EFT, Continuous Insurance, Paperless, and Three-Year Safe Driving |
| Selected Coverages With Progressive |
|---|
| Bodily Injury Liability: $50,000 each person/ $100,000 each accident |
| Property Damage Liability: $50,000 each accident |
| Uninsured Motorist Bodily Injury: $50,000 each person/ $100,000 each accident Medical Payments: $10,000 each person Comprehensive: 1,000 deductible Collision: 1,000 deductible |
| Other Rejected Coverages: N/A |
One of our Colorado clients was in need of the cheapest premium he could find! He had been shopping around for full coverage due to his previous carriers premium going up but had no luck so far. As we looked around we found that Progressive came in at the cheapest with a monthly payment of $233.08! He was able to obtain this rate with discounts such as EFT, Continuous Insurance, Paperless, and Three-Year Safe Driving!
Total 6 Month Premium: $1,398.50
Insurance Rates for a 2007 Toyota 4Runner:
Insurance premiums vary based on driver profile, location, and coverage type. Below are estimated monthly costs:
Liability-Only:
- Standard Drivers: $50–$80 per month.
- High-Risk Drivers: $90–$140 per month.
- Young Drivers: $80–$130 per month.
Full Coverage:
- Standard Drivers: $110–$170 per month.
- High-Risk Drivers: $180–$250 per month.
- Young Drivers: $160–$220 per month.
Monthly Installments: $233.08
Tips to Save on Insurance for a 2007 Toyota 4Runner:
- Multi-Car Discount: Bundle insurance for multiple vehicles.
- Safe Driver Programs: Enroll in programs like Progressive’s Snapshot or similar telematics options.
- Raise Deductibles: Opt for a higher deductible to lower monthly premiums.
- Bundle Policies: Combine car insurance with renters or home insurance for discounts.
- Explore Discounts: Look for discounts for anti-theft devices, good driving history, or multi-policy savings.