Key Benefits of Bundling Auto and Motorcycle Insurance:
- Discounts on Premiums:
- Bundling can save you between 10% and 25% on your total premiums, depending on the provider.
- Convenience:
- A single policy for both vehicles means one bill, one renewal date, and simplified management.
- Additional Discounts:
- Providers may offer further savings for safe driving, bundling with home insurance, or enrolling in telematics programs.
- Customizable Coverage:
- You can tailor your policies to include coverage specific to your car and motorcycle needs, such as roadside assistance, collision, and comprehensive options.
- Consistent Claims Process:
- Having both policies with the same company ensures smoother coordination if you ever need to file a claim involving both vehicles.
Recommended Coverage Options for Bundled Policies:
- Liability Coverage (Auto and Motorcycle):
- Protects you from financial responsibility for bodily injury or property damage caused to others.
- Collision Coverage:
- Covers repair costs for your vehicle or motorcycle after an accident, regardless of fault.
- Comprehensive Coverage:
- Protects against non-collision events like theft, fire, vandalism, or weather damage.
- Uninsured/Underinsured Motorist Coverage:
- Covers you if you’re involved in an accident with a driver who lacks adequate insurance.
- Accessories Coverage (Motorcycle):
- Optional coverage for aftermarket modifications, custom paint, saddlebags, and helmets.
- Roadside Assistance:
- Covers towing and emergency services for both vehicles.
 Male , Single , Colorado |
|---|
| Year/Make Model: 2012 Dodge Ram Motorcycles: 2003 Harley / 2000 Kawasaki |
| Ownership Status: Owned |
| Discounts: Multi Policy Discount, Auto Pay, Advanced Quote, Safe Driver, Homeowner, Motorcycle Endorsement, Safety Course Completion |
| Selected Coverages With Progressive |
|---|
| Bodily Injury Liability: $25,000 each person , $50,000 each accident |
| Property Damage Liability: $25,000 Each Accident |
| Uninsured Motorist Bodily Injury: $25,000 each person , $50,000 each accident Comprehensive: $500 Deductible Collision: $500 Deductible |
| Medical Payments: $5,000 Each Person |
Total 6 Month Premium: $1,016.50
Tips for Bundling Auto and Motorcycle Insurance:
- Compare Quotes:
- Gather quotes from multiple providers to find the best bundle discount.
- Evaluate Coverage Needs:
- Ensure both policies meet your specific needs, especially for motorcycles, which may require unique coverages like custom parts protection.
- Ask About Discounts:
- Inquire about additional discounts for safe driving, low mileage, or completing motorcycle safety courses.
- Review Deductibles:
- Align your deductibles across policies for consistency, but choose amounts you can afford to pay out of pocket.
- Check Provider Reputation:
- Look for insurers with strong customer service, reliable claims handling, and high satisfaction ratings.
Monthly Installments: $169.41
We had a Gentleman looking for a cheaper price than what Dairyland could offer. He owns a Dodge Ram and was needing full coverage on that, along with 2 motorcycles. We were able to save over $300/month just by switching and bundling his policies with Progressive.