Average Insurance Costs:
- Monthly Premium: Approximately $27 for minimum liability coverage.
- Annual Premium: Around $326 for minimum liability coverage.
Factors Influencing Premiums:
- Driving History: A clean record can lead to lower rates.
- Location: Insurance costs can vary by state and city.
- Age and Gender: Younger drivers may face higher premiums.
- Credit Score: Better scores often result in lower rates.
| (26, Female, Married, Pueblo, CO) |
|---|
| Year/Make Model: 2009 Chevy HHR |
| Ownership Status: Owned |
| Discounts: Married Discount, Paperless, Auto Pay |
| Selected Coverages With Falcon Insurance |
|---|
| Bodily Injury Liability: $25,000 each person, $50,000 each accident |
| Property Damage Liability: $15,000 |
| Uninsured Motorist Bodily Injury: Rejected Comprehensive: N/A Collision: N/A |
| Other Rejected Coverages: Uninsured/Underinsured Motorist, Medical Payments |
This 26 year old married female has 3 violations on her record within the past 3 years. She opted for the State Minimum Liability Coverages for her 2009 Chevy HHR. We applied a Married discount and excluded her husband from coverage. We applied a Paperless Discount, as well as Auto pay for additional savings. The monthly installments were within her price range, which we were able to save money with the Auto Pay applied. This customer has not had Insurance on the vehicle in months.
The 2009 Chevrolet HHR is a compact wagon that offers a blend of retro styling and practical features. Here’s an overview of its key aspects:
Performance and Engine Options:
- Base Engine: A 2.2-liter inline-four engine producing 149 horsepower and 152 lb-ft of torque.
- Available Upgrade: A 2.4-liter inline-four engine delivering 172 horsepower and 167 lb-ft of torque.
- SS Model: Equipped with a 2.0-liter turbocharged engine generating 260 horsepower and 260 lb-ft of torque.
Fuel Efficiency:
- 2.2L Engine: EPA-estimated 22 mpg city / 30 mpg highway.
- 2.4L Engine: EPA-estimated 22 mpg city / 28 mpg highway.
- 2.0L Turbo Engine: EPA-estimated 21 mpg city / 29 mpg highway.
Interior and Cargo Space:
- Seats up to five passengers.
- Offers 25.2 cubic feet of cargo space behind the rear seats.
- Maximum cargo capacity expands to 63.1 cubic feet with rear seats folded down.
Safety Features:
- Standard front and rear head curtain side airbags.
- Electronic stability control.
- Anti-lock brakes.
Market Value:
- As of recent data, the resale value ranges from approximately $2,551 to $6,213, depending on condition and mileage.
Total 6 Month Premium: $543
Monthly Installments: $90.50
Recommendations:
- Compare Quotes: Obtain quotes from multiple insurers to find the best rate for liability coverage.
- Consider Coverage Needs: While liability insurance is more affordable, it won’t cover damages to your vehicle. Assess whether this level of coverage meets your needs.