2017 Ford Taurus Insurance

2017 Ford Taurus: SAMPLE QUOTE

Insurance Rating Factors

Discounts Applied:

Disclaimer: The purpose of this page is to showcase an estimate of what insurance may cost an individual with these products and/or circumstances. This is based on a real quote.

Can I Get A Discount For Having Multiple Policies With An Insurance Carrier?

Yes, it’s quite common for insurance carriers to offer discounts to customers who bundle multiple policies with them. This practice is often referred to as “multi-policy discount” or “bundling discount.” Bundling policies, such as combining your auto and home insurance, can offer several benefits:

1. Cost Savings: Insurance companies usually provide discounts when you bundle policies because they value having your business across multiple coverage types. This can lead to overall cost savings compared to purchasing individual policies from different carriers.
2. Simplified Management: Bundling policies can simplify your insurance management by having all your coverage under one carrier. This can make it easier to handle payments, file claims, and get assistance.
3. Streamlined Coverage: Bundling can also help prevent coverage gaps by ensuring that your policies are coordinated and complement each other effectively.
4. Enhanced Customer Loyalty: Insurance companies often reward loyal customers who choose to consolidate their coverage with them. Multi-policy discounts can encourage customer retention.
5. Added Perks: Some insurance carriers might offer additional perks or benefits when you bundle policies, such as accident forgiveness, deductible reductions, or other incentives.

When considering bundling policies, it’s important to compare the overall cost and coverage you’ll receive with the discounts offered against what you could get by purchasing separate policies from different carriers. Different insurance companies have varying discount structures, so it’s a good idea to request quotes and compare options from multiple providers to ensure you’re getting the best deal.

Remember to also review the terms and conditions of the policies, coverage limits, deductibles, and any other details to ensure that bundling aligns with your insurance needs.

Why Should I Consider Having Full Coverage Insurance On A Newer Car?

Having full coverage insurance on a newer car can provide you with significant benefits and protection. Full coverage insurance typically includes both comprehensive and collision coverage, in addition to the mandatory liability coverage. Here are some reasons why you might want to consider having full coverage insurance on a newer car:

1. Protecting Your Investment: A newer car is a significant financial investment. Full coverage insurance can help safeguard your investment by providing coverage for repairs or replacement in case of an accident, theft, vandalism, or other covered perils.
2. Coverage for Accidents: Collision coverage, part of full coverage insurance, pays for repairs to your car in the event of a collision with another vehicle or object, regardless of who is at fault. This is particularly important for newer cars that may have higher repair costs.
3. Comprehensive Coverage: Comprehensive coverage helps cover damage to your vehicle from non-collision incidents such as theft, vandalism, natural disasters, falling objects, and more. It provides protection against a wide range of risks that could damage your car.
4. Loan or Lease Requirements: If you have financed or leased your newer car, your lender or leasing company might require you to have full coverage insurance. This is to ensure that their financial interest is protected in case the car is damaged or totaled.
5. Personal Finances: If you can’t afford to replace your newer car out of pocket in case of a total loss, full coverage insurance can provide you with peace of mind knowing that you won’t be left with a significant financial burden.
6. Resale Value: Maintaining full coverage insurance can help preserve the resale value of your car. Prospective buyers are often more interested in vehicles that come with comprehensive coverage, as it suggests that the car has been well taken care of.
7. Unpredictable Situations: Accidents and unexpected events can happen at any time, regardless of how carefully you drive. Full coverage insurance ensures that you’re protected in a wide range of scenarios.
8. Coverage for Theft: Newer cars can be appealing targets for thieves. Comprehensive coverage provides protection in case your car is stolen.

It’s important to note that full coverage insurance generally comes with higher premiums compared to liability-only coverage. However, the added protection and peace of mind it offers can outweigh the higher cost, especially for newer and more valuable vehicles. Before making a decision, it’s a good idea to compare insurance quotes, consider your budget, and assess your risk tolerance to determine the level of coverage that’s right for you and your specific circumstances.

What Is the Reputation of a 2017 Ford Taurus?

The 2017 Ford Taurus had a generally average to above-average reputation within its class of full-size sedans. However, it’s important to note that reputation can vary based on individual experiences, regional factors, and personal preferences. Here are some key points to consider regarding the reputation of the 2017 Ford Taurus:

Pros:

1. Spacious Interior: The Taurus is known for its roomy and comfortable interior, making it a good choice for families or those who prioritize passenger space.
2. Smooth Ride: Many drivers appreciate the Taurus for its comfortable and smooth ride quality, especially on highways and long drives.
3. Powerful Engine Options: The Taurus offers a range of engine options, including V6 engines that provide strong acceleration and performance.
4. Advanced Safety Features: The 2017 Taurus often came equipped with advanced safety features like blind-spot monitoring, adaptive cruise control, and automatic emergency braking, enhancing its appeal to safety-conscious buyers.
5. Trunk Space: The Taurus offers a spacious trunk, making it practical for carrying luggage and cargo.

Cons:

1. Fuel Efficiency: Some critics have pointed out that the Taurus’s fuel efficiency might not be as competitive as some other vehicles in its class, especially with its larger engine options.
2. Dated Design: By 2017, the Taurus’s design was starting to show its age compared to more modern competitors, both in terms of exterior styling and interior technology.
3. Infotainment System: The infotainment system in the 2017 Taurus received mixed reviews, with some users finding it less intuitive and user-friendly compared to newer systems.

As with any car, it’s a good idea to research and consider reviews from automotive experts, consumer feedback, and reliability ratings from sources like Consumer Reports, J.D. Power, and other reputable sources. Additionally, checking for recalls and service bulletins related to the 2017 Ford Taurus can give you a clearer picture of any potential issues that have been reported by owners.