Average Insurance Costs:
- Annual Premium: Approximately $1,288
- Monthly Premium: Approximately $107
These figures are averages and can vary based on individual circumstances.
Factors Influencing Insurance Rates:
- Driver’s Age: Younger drivers often face higher premiums due to perceived risk.
- Driving Record: A clean history can lead to discounts, while violations may increase costs.
- Location: Urban areas with higher traffic may result in higher premiums compared to rural areas.
- Coverage Level: Opting for full coverage increases the premium compared to minimum liability coverage.
- Insurance Provider: Rates vary between companies; it’s beneficial to compare multiple providers.
Year/Make Model: 2016 Jeep Patriot |
Ownership Status: 3 Years or More |
Discounts: Paperless, Homeowner, Automatic Card Payments, 5 Years Accident Free, 3 Years Safe Driving, Continuous Insurance- Platinum II |
Selected Coverages With Progressive |
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Bodily Injury Liability:$25,000 / $50,000 |
Property Damage Liability: $25,000 |
Uninsured Motorist Bodily Injury: No Coverage Comprehensive: $1,000 Deductible Collision: $1,000 Deductible |
Other Rejected Coverages: Medical Payments, Uninsured Motorist, Rental Reimbursement, & Roadside Assistance |
Total 6 Month Premium: $630.50
Monthly Installments: $110.00
This is a full coverage policy with state minimum liability limits set on a 2016 Jeep Patriot. The client has multiple great discounts added onto their policy as well to lower their premium cost. Did you know that on average, people who sign up for paperless can receive an additional $25 off of their total auto premium cost?
Tips to Secure Affordable Rates:
- Compare Quotes: Obtain quotes from various insurers to find the best rate for your situation.
- Maintain a Clean Driving Record: Avoid traffic violations and accidents to qualify for better rates.
- Consider Higher Deductibles: Choosing a higher deductible can lower your premium, but ensure it’s affordable in case of a claim.
- Explore Discounts: Inquire about discounts for safety features, bundling policies, or completing defensive driving courses.