Average Insurance Costs:
- Annual Premium: Approximately $1,606
- Monthly Premium: Approximately $134
 30, Female, Single, Spartanburg, South Carolina) |
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| Year/Make Model: 2016 Chevy Colorado |
| Ownership Status: Financed |
| Discounts: Paperless, Automatic card payments |
| Selected Coverages With National General |
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| Bodily Injury Liability: $25,000 per person/$50,000 per accident |
| Property Damage Liability: $25,000 Uninsured Motorist Bodily Injury: $25,000 per person/$50,000 per accident Uninsured Motorist Property Damage: $25,000 |
| Other Rejected Coverages: Underinsured Motorist, Medical Payments, Comprehensive, Collision, Roadside Assistance, Rental Reimbursement |
Obtained liability only on a 2016 Chevy Colorado.
Liability-only insurance covers you for damages you may cause to someone else’s property or bodily injury. While liability-only insurance policies typically have lower premiums than comprehensive coverage, they also carry some risks.
Here are some of the risks of having liability-only insurance:
- Limited coverage: Liability-only insurance provides coverage only for damages you may cause to others, and not for any damage to your own vehicle. So, if you’re in an accident and your car is damaged, you’ll need to pay for the repairs yourself.
- No protection for theft or damage: Liability-only insurance won’t provide any protection for theft or damage to your car caused by natural disasters, such as hail or floods.
- No coverage for medical expenses: Liability-only insurance won’t cover medical expenses for you or your passengers if you’re injured in an accident.
Please note that this is only meant as an example and prices may vary depending on several factors.
Total 6 Month Premium: $1,598
Monthly Installments: $254.68
Tips to Secure Affordable Rates:
- Compare Quotes: Obtain quotes from various insurers to find the best rate for your situation.
- Maintain a Clean Driving Record: Avoid traffic violations and accidents to qualify for better rates.
- Consider Higher Deductibles: Choosing a higher deductible can lower your premium, but ensure it’s affordable in case of a claim.
- Explore Discounts: Inquire about discounts for safety features, bundling policies, or completing defensive driving courses.
Local Insurance Providers in Spartanburg, SC:
- A Plus Insurance: Offers various coverage options and competitive rates. learnandserve.org
Remember, individual premiums can vary widely based on personal factors and the insurer’s policies. It’s essential to assess your specific needs and financial situation when selecting coverage.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
